Age27 yrs
Real estate2 parcels · 2,861 m²
Summary
Conclusion
the dossier summarised in one paragraphThe file of DINA contains 1 interim measure, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.5% (very low). The 2024 annual accounts show equity of €723k and a net result of €-52k. Equity is shrinking by ~11% per year across the filed fiscal years.
Based on the State Gazette, CBE and 6 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Recent warning signals
+Interim administrator appointed
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Insolvency timeline
1 event14-02-2025
Interim measure
Provisional administrator
Filing behaviour
From the deposit records, complete market-wideAnnual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record today, 210 days later. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.
Filed more than 90 days late
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 12-06-2026, 497 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2024, that is 31-01-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-06-2025 | 31-01-2026 | nothing on record | not filed | - |
| 30-06-2024 | 31-01-2025 | 12-06-2026 | 497 d late | 2026-00157135 |
| 30-06-2023 | 31-01-2024 | 10-06-2026 | 861 d late | 2026-00154468 |
| 30-06-2022 | 31-01-2023 | 20-02-2023 | 20 d late | 2023-00029037 |
| 30-06-2021 | 31-01-2022 | 30-11-2022 | 303 d late | 2022-20528236 |
| 30-06-2020 | 31-01-2021 | 06-09-2021 | 218 d late | 2021-65700542 |
| 30-06-2019 | 31-01-2020 | 12-04-2021 | 437 d late | 2021-10100250 |
| 30-06-2018 | 31-01-2019 | 24-01-2020 | 358 d late | 2020-02000192 |
| 30-06-2017 | 31-01-2018 | 26-02-2018 | 26 d late | 2018-05400305 |
| 30-06-2016 | 31-01-2017 | 15-03-2017 | 43 d late | 2017-06200445 |
| 30-06-2015 | 31-01-2016 | 18-02-2016 | 18 d late | 2016-04500233 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
1 signalInterim administration
1 publication(s) on interim administration in the Belgisch Staatsblad. An early signal, not a finding of bankruptcy.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-52k+67.6%
Working capital€602k+26.5%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 12-06-2026 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile
Too volatile to project: the yearly deviation from the trend is ~51% of the level (threshold 35%). We therefore deliberately show no projection line.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€5k
-
19-24
€-52k
+67.6%
19-24
€-3k
+97.5%
19-24
€975k
-5.5%
19-24
€723k
-6.8%
19-24
€602k
+26.5%
19-24
0
-
19-24
€0
-
19-24
Show 10 other metrics
€252k
+5.1%
19-24
€97k
+33.5%
19-24
€151k
-7.5%
19-24
7.20
-4.5%
19-24
7.12
-4.2%
19-24
74.2%
-1.3%
19-24
0.35
+12.7%
19-24
-7.2%
+65.2%
19-24
-5.4%
+65.7%
19-24
0.37
-
19-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €5k |
| Net profit | €-52k |
| Cash flow | €-3k |
| Staff costs | - |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €975k |
| Equity | €723k |
| Debt | €252k |
| of which ≤ 1y | €97k |
| of which > 1y | €151k |
| Working capital | €602k |
| Employees (FTE) | 0.0 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 7.20 |
| Quick ratio | 7.12 |
| Working capital ratio | 61.8% |
| Solvency | 74.2% |
| Debt / equity | 0.35 |
| Long-term debt ratio | 0.21 |
| Interest coverage | 0.37 |
| Gross margin | - |
| Net margin | - |
| ROA | -5.4% |
| ROE | -7.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (26 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €975k |
| Fixed assets | 21/28 | €275k |
| Tangible fixed assets | 22/27 | €275k |
| Financial fixed assets | 28 | €490 |
| Current assets | 29/58 | €700k |
| Stocks & contracts in progress | 3 | €8k |
| Amounts receivable within one year | 40/41 | €173k |
| Cash & bank | 54/58 | €0 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €975k |
| Equity | 10/15 | €723k |
| Contributions / capital | 10/11 | €919k |
| Reserves | 13 | €18k |
| Accumulated profits (losses) | 14 | €-214k |
| Provisions & deferred taxes | 16 | €0 |
| Amounts payable | 17/49 | €252k |
| Amounts payable after one year | 17 | €151k |
| Amounts payable within one year | 42/48 | €97k |
| Trade debts payable within one year | 44 | €65k |
| Income statement | ||
| Gross operating margin | 9900 | €621k |
| Operating result | 9901 | €-44k |
| Financial income | 75 | €14k |
| Financial charges | 65 | €15k |
| Result before taxes | 9903 | €-52k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-52k |
| Result to be appropriated | 9905 | €-52k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed50
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
no sitting director3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Former directors (1)
-
Former- → 12-05-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 26-03-1999 |
| Status | Active |
| Postal code | 9000 |
| First insolvency signal | 14-02-2025 |
| Latest insolvency signal | 14-02-2025 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationPatrimundo
since 19992.196.253.511
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area2,861 m²
Buildings2
Building footprint1,378 m²
Volume (LiDAR)14,590 m³
Tallest building20.2 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0826/00R000 | Flanders | 1,794 m² | 1 · 901 m² | 20.1 m · 1 fl. |
| 45423E0421/00G000 | Flanders | 1,067 m² | 1 · 476 m² | 17.5 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
1 event from the State Gazette14-02-2025
Interim measure
Provisional administrator
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
3 acts Capital history · 2
05-06-2026
Capital conversion: converted_to_equity_accounts
05-06-2026
Capital decrease: amount: 142500.0, method: without_cancellation_of_shares, currency: EUR
Address history · 3
05-06-2026
Seat change: region_only
05-06-2026
Seat change: 9000 Gent, Eedverbondkaai 242
18-07-2014
v3.2
All acts · 3
updated 2 months ago
2026
05-06-2026 General meeting · Statute amendment · Legal form conversion · Capital conversion
- Filing: 2026-06-03 · DINA
- General meeting: 2026-06-02 · DINA
- Statute amendment: coordination_and_adaptation · DINA
- Legal form conversion: retained · DINA
- Capital conversion: converted_to_equity_accounts · DINA
- Reserve release: cancelled_and_available_for_distribution · DINA
- Seat change: region_only · DINA
- Officer reappointment: indefinite · DINA
- Officer resignation: 2022-05-12 · DINA
- Officer discharge · DINA
- Share distribution: asset: onroerend goed te 9600 Ronse, Fostierlaan 14, proportion: in verhouding tot hun aandelenbezit (te weten elk tot belope van de onverdeelde helft in volle eigendom), recipients: aandeelhouders · DINA
- Capital decrease: amount: 142500.0, method: without_cancellation_of_shares, currency: EUR · DINA
- Seat change: 9000 Gent, Eedverbondkaai 242 · DINA
- Power of attorney: coordinate_statutes_and_filing · DINA
- Notarial deed: 2026-06-02 · DINA
- Publication: 2026-06-05
- Act object: MAATSCHAPPELIJKE ZETEL, WIJZIGING RECHTSVORM,
Summary:
General meeting · Statute amendment · Legal form conversion · Capital conversionNotary:
Raphaël Caluwé
2023
31-05-2023 Stockman Natacha resigns as director
2014
18-07-2014 Registered office moved within Ronse
Analysis
Financial profile
5 of 5 axes measured52
/ 100
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
50
Profitability
0
Solvency
100
Growth
32
Stability
80
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0433.772.716 · Gent
BE 0441.089.583 · Gent
BE 0443.225.266 · Gent
BE 0421.285.549 · Gent
BE 0425.204.943 · Gent
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 15,458 of the 82,193 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
| Legal nameNL | DINA |
Registered office
Eedverbondkaai 242
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.