DILIGENT
ActiveSummary
DILIGENT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.53M and a net result of €109k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 480 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▼-2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity ample (current ratio 6.68 against 7.23 in 2024; short-term debt: 15% and cash: 67.9% of total assets), and 15.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.3%
Return on assets
3.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
4 d early
2023
9 d early
2022
28 d late
2021
11 d late
2020
16 d late
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.53M▲ 4.5%
2024 · €2.42M
Total assets
€3.00M▲ 5.9%
2024 · €2.83M
Net result
€109k▼ 21.4%
2024 · €138k
Working capital
€2.55M▲ 4.9%
2024 · €2.43M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€276k▼ 2.0%€236k▼ 14.3%€240k▲ 1.5%€215k▼ 10.2%€157k▼ 26.9%
Net result€181k▲ 2.0%€166k▼ 7.9%€161k▼ 3.4%€138k▼ 14.2%€109k▼ 21.4%
Equity€2.13M▲ 9.2%€2.12M▼ 0.6%€2.28M▲ 7.6%€2.42M▲ 6.0%€2.53M▲ 4.5%
Total assets€2.77M▲ 10.1%€2.37M▼ 14.3%€2.63M▲ 10.6%€2.83M▲ 7.9%€3.00M▲ 5.9%
Debt€637k▲ 13.2%€254k▼ 60.2%€344k▲ 35.5%€412k▲ 20.1%€470k▲ 14.0%
Working capital€2.11M▲ 10.4%€2.10M▼ 0.6%€2.27M▲ 8.4%€2.43M▲ 6.9%€2.55M▲ 4.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €3.00M
Equity
€2.53M ▲ 4.5%
Debt
€470k ▲ 14.0%
Debt's share of the balance-sheet total rises from 14.6% to 15.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€168k▼
2024 · €226k
Cash flow
€119k▼
2024 · €149k
Current ratio
6.68▼
2024 · 7.23
Debt to equity
0.19▲
2024 · 0.17
ROE
4.3%▼
2024 · 5.7%
ROA
3.6%▼
2024 · 4.9%
Interest coverage
7.89▼
2024 · 10.17
Debt ≤ 1 year
€449k▲
2024 · €390k
Income taxes
€41k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17k | €11k | €11k | €11k | €11k | = |
| Other operating charges640/8 | - | €1k | €1k | €1k | €1k | ▼ 1.6% |
| Gross operating margin9900 | €294k | €248k | €252k | €227k | €169k | ▼ 25.5% |
| Operating profit (loss)9901 | €276k | €236k | €240k | €215k | €157k | ▼ 26.9% |
| Financial income75/76B | - | €11k | €3k | €3k | €14k | ▲ 337% |
| Recurring financial income75 | €403 | €11k | €3k | €3k | €14k | ▲ 337% |
| Financial charges65/66B | - | €14k | €14k | €22k | €21k | ▼ 4.1% |
| Recurring financial charges65 | €18k | €14k | €14k | €22k | €21k | ▼ 4.1% |
| Profit (loss) for the period before taxes9903 | €258k | €234k | €230k | €196k | €150k | ▼ 23.6% |
| Income taxes67/77 | €77k | €68k | €69k | €58k | €41k | ▼ 29.0% |
| Profit (loss) for the period9904 | €181k | €166k | €161k | €138k | €109k | ▼ 21.4% |
| Profit (loss) for the period to be appropriated9905 | €181k | €166k | €161k | €138k | €109k | ▼ 21.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.77M | €2.37M | €2.63M | €2.83M | €3.00M | ▲ 5.9% |
| Fixed assets21/28 | €42k | €32k | €21k | €11k | - | - |
| Tangible fixed assets22/27 | €42k | €32k | €21k | €11k | - | - |
| Furniture and vehicles24 | - | €32k | €21k | €11k | - | - |
| Current assets29/58 | €2.73M | €2.34M | €2.60M | €2.82M | €3.00M | ▲ 6.3% |
| Amounts receivable within one year40/41 | €121k | €94k | €99k | €75k | €92k | ▲ 22.7% |
| Trade receivables40 | - | €92k | €95k | €73k | €78k | ▲ 6.6% |
| Other amounts receivable41 | - | €2k | €4k | €1k | €14k | ▲ 822% |
| Current investments50/53 | - | - | - | - | €870k | - |
| Cash at bank and in hand54/58 | €2.61M | €2.25M | €2.50M | €2.75M | €2.03M | ▼ 25.9% |
| Deferred charges and accrued income490/1 | - | €1k | €4k | €1k | €2k | ▲ 47.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.77M | €2.37M | €2.63M | €2.83M | €3.00M | ▲ 5.9% |
| Equity10/15 | €2.13M | €2.12M | €2.28M | €2.42M | €2.53M | ▲ 4.5% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €2.13M | €2.11M | €2.27M | €2.41M | €2.52M | ▲ 4.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €2.11M | €2.27M | €2.41M | €2.52M | ▲ 4.5% |
| Profit (loss) carried forward14 | €597 | €1k | €1k | €1k | €1k | ▲ 3.1% |
| Amounts payable17/49 | €637k | €254k | €344k | €412k | €470k | ▲ 14.0% |
| Amounts payable within one year42/48 | €619k | €245k | €331k | €390k | €449k | ▲ 15.0% |
| Trade debts44 | €12k | €3k | €4k | €2k | €5k | ▲ 122% |
| Suppliers440/4 | - | €3k | €4k | €2k | €5k | ▲ 122% |
| Taxes, remuneration and social security45 | - | €23k | €25k | €37k | €26k | ▼ 28.4% |
| Taxes450/3 | - | €23k | €25k | €37k | €26k | ▼ 28.4% |
| Other amounts payable47/48 | - | €219k | €302k | €352k | €418k | ▲ 18.9% |
| Accrued charges and deferred income492/3 | - | €8k | €13k | €22k | €21k | ▼ 3.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €181k | €166k | €161k | €138k | €109k | ▼ 21.4% |
| + Depreciation and write-downs630 | €17k | €11k | €11k | €11k | €11k | = |
| Operating cash flow (approximation) | €198k | €177k | €171k | €149k | €119k | ▼ 19.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - | - |
| Change in cash | - | €-360k | €254k | €244k | €-711k | ▼ 391% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €109k ▼21.4%
Net result drops to €109k, the lowest in the series.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
30-06
Financial
Liquidity doublescurrent ratio 9.55
Current ratio from 4.41 to 9.55; short-term debt falls from €619k to €245k.
11-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
30-06
Financial
Equity above €2MEq €2.13M ▲9.2%
3 profitable years in a row build equity to €2.13M.
16-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
23-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2002
Ground area
227 m²
Building footprint
83 m²
Volume, LiDAR
589 m³
Parcel 11463D0338/00R000, Flanders · tallest building 8.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DILIGENT
since 20022.095.736.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0338/00R000 | Flanders | 227 m² | 1 · 83 m² | 8.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
4U EXPRESS
BE 0870.900.147
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COLIS PRIVE BELGIQUE
BE 0764.487.385
Brussel · Eq €2.33M
A&CC
BE 0821.097.080
Anderlecht · Eq €2.32M
ON TIME SOLUTIONS
BE 0440.448.591
Antwerpen · Eq €2.77M
DocuFast
BE 0473.105.523
Ganshoren · Eq €2.25M
Of 4,921 companies in sector 53200 we hold annual accounts for 1,322. 157 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-01-2002
Fiscal year end30-06
Activities, NACEBEL 2025
53200Other postal and courier activities
Scores and ratios are computed by Checked and are not a credit decision.