A&CC
ActiveSummary
The computed 12-month bankruptcy probability of A&CC is 2.8% (moderate). The 2024 annual accounts show equity of €2.32M and a net result of €363k. Equity is growing by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 727 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability83▼-16
Solvency96▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 3.25 in 2023; short-term debt: 28.7% and cash: 76.4% of total assets), and 28.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
71.1%
Return on assets
11.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
59 d late
2023
77 d late
2022
61 d late
2021
89 d late
2020
30 d late
2019
99 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€2.32M▲ 4.6%
2023 · €2.21M
Total assets
€3.26M▲ 2.0%
2023 · €3.19M
Net result
€363k▼ 53.0%
2023 · €771k
Working capital
€2.22M▲ 3.0%
2023 · €2.16M
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€449k▲ 746%€772k▲ 72.1%€930k▲ 20.4%€957k▲ 2.9%€733k▼ 23.4%
Net result€412k€642k▲ 55.6%€715k▲ 11.5%€771k▲ 7.8%€363k▼ 53.0%
Equity€605k▲ 107%€1.12M▲ 84.5%€1.69M▲ 51.5%€2.21M▲ 30.8%€2.32M▲ 4.6%
Total assets€1.36M▲ 57.8%€2.09M▲ 53.8%€2.70M▲ 28.7%€3.19M▲ 18.4%€3.26M▲ 2.0%
Debt€736k▲ 33.8%€958k▲ 30.1%€1.01M▲ 4.9%€981k▼ 2.4%€941k▼ 4.0%
Working capital€606k▲ 107%€1.09M▲ 79.6%€1.64M▲ 51.0%€2.16M▲ 31.4%€2.22M▲ 3.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 23% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.26M
Fixed assets
€96k ▲ 27.5%
Current assets
€3.16M ▲ 1.4%
Equity and liabilities €3.26M
Equity
€2.32M ▲ 4.6%
Debt
€941k ▼ 4.0%
Debt's share of the balance-sheet total falls from 30.7% to 28.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€762k▼
2023 · €984k
Cash flow
€392k▼
2023 · €798k
Current ratio
3.38▲
2023 · 3.25
Debt to equity
0.41▼
2023 · 0.44
ROE
15.7%▼
2023 · 34.8%
ROA
11.1%▼
2023 · 24.1%
Interest coverage
31.12▼
2023 · 41.80
Debt ≤ 1 year
€935k▼
2023 · €958k
Debt > 1 year
€6k▼
2023 · €22k
Income taxes
€357k▲
2023 · €163k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16k | €18k | €25k | €27k | €29k | ▲ 8.9% |
| Other operating charges640/8 | - | €18k | €15k | €3k | €116 | ▼ 95.8% |
| Non-recurring operating charges66A | - | €8k | - | - | - | - |
| Gross operating margin9900 | €465k | €816k | €971k | €986k | €762k | ▼ 22.7% |
| Operating profit (loss)9901 | €449k | €772k | €930k | €957k | €733k | ▼ 23.4% |
| Financial income75/76B | - | €9k | €0 | €326 | €11k | ▲ 3,317% |
| Recurring financial income75 | €26 | €9k | €0 | €326 | €11k | ▲ 3,317% |
| Financial charges65/66B | - | €54k | €29k | €24k | €24k | ▲ 4.0% |
| Recurring financial charges65 | €11k | €54k | €29k | €24k | €24k | ▲ 4.0% |
| Profit (loss) for the period before taxes9903 | €437k | €727k | €901k | €934k | €720k | ▼ 22.9% |
| Income taxes67/77 | €25k | €86k | €186k | €163k | €357k | ▲ 119% |
| Profit (loss) for the period9904 | €412k | €642k | €715k | €771k | €363k | ▼ 53.0% |
| Profit (loss) for the period to be appropriated9905 | €419k | €642k | €715k | €771k | €363k | ▼ 53.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.36M | €2.09M | €2.70M | €3.19M | €3.26M | ▲ 2.0% |
| Fixed assets21/28 | €29k | €109k | €87k | €76k | €96k | ▲ 27.5% |
| Tangible fixed assets22/27 | €24k | €104k | €82k | €71k | €91k | ▲ 29.5% |
| Plant, machinery and equipment23 | - | - | €2k | €1k | €45k | ▲ 3,983% |
| Furniture and vehicles24 | - | €87k | €67k | €45k | €28k | ▼ 39.4% |
| Other tangible fixed assets26 | - | €17k | €14k | €24k | €19k | ▼ 21.0% |
| Financial fixed assets28 | €5k | €5k | €5k | €5k | €5k | = |
| Current assets29/58 | €1.33M | €1.99M | €2.61M | €3.12M | €3.16M | ▲ 1.4% |
| Stocks and contracts in progress3 | - | €41k | €8k | €8k | - | - |
| Stocks30/36 | - | €41k | €8k | €8k | - | - |
| Amounts receivable within one year40/41 | €535k | €727k | €878k | €890k | €647k | ▼ 27.2% |
| Trade receivables40 | - | €727k | €878k | €890k | €636k | ▼ 28.5% |
| Other amounts receivable41 | - | €39 | - | - | €12k | - |
| Cash at bank and in hand54/58 | €794k | €1.22M | €1.72M | €2.22M | €2.49M | ▲ 12.3% |
| Deferred charges and accrued income490/1 | - | €3k | €4k | €4k | €24k | ▲ 506% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.36M | €2.09M | €2.70M | €3.19M | €3.26M | ▲ 2.0% |
| Equity10/15 | €605k | €1.12M | €1.69M | €2.21M | €2.32M | ▲ 4.6% |
| Contributions10/11 | - | €12k | €12k | €12k | €12k | = |
| Outside capital11 | - | €12k | €12k | €12k | €12k | = |
| Other1109/19 | - | €12k | €12k | €12k | €12k | = |
| Reserves13 | €52k | €52k | €52k | €52k | €52k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | - | €50k | €50k | €50k | €50k | = |
| Distributable reserves133 | - | - | - | €2k | €2k | = |
| Profit (loss) carried forward14 | €541k | €1.05M | €1.63M | €2.15M | €2.25M | ▲ 4.8% |
| Provisions and deferred taxes16 | €20k | €20k | - | - | - | - |
| Provisions for liabilities and charges160/5 | - | €20k | - | - | - | - |
| Major repairs and maintenance162 | - | €20k | - | - | - | - |
| Amounts payable17/49 | €736k | €958k | €1.01M | €981k | €941k | ▼ 4.0% |
| Amounts payable after more than one year17 | €10k | €60k | €39k | €22k | €6k | ▼ 74.9% |
| Financial debts170/4 | - | €60k | €39k | €22k | €6k | ▼ 74.9% |
| Amounts payable within one year42/48 | €726k | €898k | €966k | €958k | €935k | ▼ 2.4% |
| Current portion of amounts payable after more than one year42 | - | €75k | €76k | €50k | €201k | ▲ 298% |
| Trade debts44 | €505k | €496k | €592k | €487k | €468k | ▼ 4.0% |
| Suppliers440/4 | - | €496k | €592k | €487k | €468k | ▼ 4.0% |
| Taxes, remuneration and social security45 | - | €100k | €95k | €76k | €7k | ▼ 91.1% |
| Taxes450/3 | - | €100k | €91k | €72k | €3k | ▼ 95.4% |
| Remuneration and social security454/9 | - | - | €3k | €3k | €3k | ▲ 2.0% |
| Other amounts payable47/48 | - | €226k | €204k | €345k | €260k | ▼ 24.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €412k | €642k | €715k | €771k | €363k | ▼ 53.0% |
| + Depreciation and write-downs630 | €16k | €18k | €25k | €27k | €29k | ▲ 8.9% |
| Operating cash flow (approximation) | €428k | €659k | €740k | €798k | €392k | ▼ 50.9% |
| Investment in fixed assets (approximation) | - | €-98k | €-4k | €-15k | €-50k | ▼ 235% |
| Change in cash | - | €421k | €504k | €497k | €272k | ▼ 45.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
16-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 77 days late
2023
31-12
Financial
Highest result since 2018net €771k ▲7.8%
Operating result €957k, net result €771k, both a record.
31-12
Financial
Equity above €2MEq €2.21M ▲30.8%
4 profitable years in a row build equity to €2.21M.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Equity above €1MEq €1.12M ▲84.5%
2 profitable years in a row build equity to €1.12M.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €412k
Net result €412k after one loss-making year.
31-12
Financial
Equity above €500kEq €605k ▲107%
Equity rises from €293k to €605k.
07-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 99 days late
2019
31-12
Financial
Weakest financial yearnet €-88k
Net result drops to €-88k, the lowest in the series; recovery starts the following year.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 52 days late
2016
15-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2010
Ground area
2.1 ha
Building footprint
1.0 ha
Volume, LiDAR
1,698 m³
2 parcels, Brussels, Flanders · tallest building 18.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
A&CC Clean
since 20102.183.847.211
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772B0096/00K000 | Flanders | 2.1 ha | 1 · 9,880 m² | - |
| 21001A0566/00L016 | Brussels | 233 m² | 1 · 208 m² | 18.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 4,921 companies in sector 53200 we hold annual accounts for 1,322. 174 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
53200Other postal and courier activities
Contact
E-mail
adry_kata@yahoo.fr
Scores and ratios are computed by Checked and are not a credit decision.