DILA 23
ActiveDILA 23 has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-5k) and a net result of €-5k. Equity is shrinking by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 1522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
12
/ 100
Critical▼ -44 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency40▲+32
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 0.85 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.5%
Return on assets
-5.8%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
26 d late
2024
30 d late
2023
27 d late
2022
23 d early
2021
32 d late
2020
30 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k
2024 · €287
2018: €15k
2019: €17k
2020: €17k
2021: €26k
2022: €30k
2023: €-10k
2024: €287
2018 → 2025
Total assets
€92k▼ 4.8%
2024 · €97k
2018: €26k
2019: €26k
2020: €25k
2021: €45k
2022: €57k
2023: €76k
2024: €97k
2018 → 2025
Net result
€-5k
2024 · €10k
2018: €3k
2019: €2k
2020: €550
2021: €9k
2022: €4k
2023: €-40k
2024: €10k
2018 → 2025
Working capital
€-18k▼ 22.6%
2024 · €-15k
2018: €16k
2019: €17k
2020: €17k
2021: €26k
2022: €11k
2023: €-27k
2024: €-15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€30k▲ 15.1%€-10k€287€-5k
Operating result€12k-€6k▼ 52.3%€-40k€11k€3k▼ 71.9%
Net result€9k-€4k▼ 55.9%€-40k€10k€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€13k▼ 13.3%
Current assets
€79k▼ 3.2%
Key figures and ratios
EBITDA
€7k▼
2024 · €13k
Cash flow
€-1k▼
2024 · €12k
Solvency
-5.5%▼
2024 · 0.3%
Current ratio
0.81▼
2024 · 0.85
Quick ratio
0.70▼
2024 · 0.73
Debt / equity
-19.32
ROE
105.7%
ROA
-5.8%▼
2024 · 10.6%
Interest coverage
0.84▼
2024 · 22.60
Debt
€97k▲
2024 · €97k
Debt ≤ 1 year
€97k▲
2024 · €97k
Staff costs
€55k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€92k▼
Fixed assets21/28€15k€13k▼
Tangible fixed assets22/27€15k€13k▼
Plant, machinery and equipment23€15k€13k▼
Furniture and vehicles24-€0
Current assets29/58€82k€79k▼
Stocks and contracts in progress3€11k€11k=
Stocks30/36€11k€11k=
Amounts receivable within one year40/41€58k€39k▼
Trade receivables40€58k€39k▼
Cash at bank and in hand54/58€13k€30k▲
Equity and liabilities
Total equity and liabilities10/49€97k€92k▼
Equity10/15€287€-5k▼
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Reserves13€18k€18k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€-30k€-35k▼
Amounts payable17/49€97k€97k▲
Amounts payable within one year42/48€97k€97k▲
Trade debts44€31k€50k▲
Suppliers440/4€31k€50k▲
Taxes, remuneration and social security45€27k€21k▼
Taxes450/3€21k€9k▼
Remuneration and social security454/9€6k€12k▲
Other amounts payable47/48€39k€27k▼
Income statement
Code20242025
Remuneration, social security and pensions62€36k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€669€709▲
Gross operating margin9900€49k€62k▲
Operating profit (loss)9901€11k€3k▼
Financial charges65/66B€567€8k▲
Recurring financial charges65€567€8k▲
Profit (loss) for the period before taxes9903€10k€-5k▼
Profit (loss) for the period9904€10k€-5k▼
Profit (loss) for the period to be appropriated9905€10k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-35k▼
Profit (loss) brought forward from the previous period14P€-40k€-30k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-40k ▼1112%
Net result drops to €-40k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolmijnlaan 1353530 Houthalen-HelchterenGround area
1,145 m²
Building footprint
281 m²
Volume, LiDAR
1,977 m³
Parcel 72453F0666/00G000, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Genk Bakkerij
since 20172.267.037.874
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72453F0666/00G000 | Flanders | 1,145 m² | 1 · 281 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHouthalen-Helchteren2.267.037.874
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Of 4,201 companies in sector 10712 we hold annual accounts for 1,851. 48 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2017
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.