DIGITEF CONSULTING
ActiveDIGITEF CONSULTING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28k and a net result of €48k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+10
Solvency60▼-23
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.61 in 2023; short-term debt: 64.9% and cash: 37.4% of total assets), and 64.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
35.1%
Return on assets
61.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
28 d early
2022
41 d early
2021
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€28k▼ 9.2%
2023 · €30k
2021: €16k
2022: €21k
2023: €30k
2021 → 2024
Total assets
€79k▲ 50.3%
2023 · €52k
2021: €32k
2022: €36k
2023: €52k
2021 → 2024
Net result
€48k▲ 439%
2023 · €9k
2021: €13k
2022: €6k
2023: €9k
2021 → 2024
Working capital
€14k▲ 6.0%
2023 · €13k
2021: €13k
2022: €18k
2023: €13k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€16k-€21k▲ 35.7%€30k▲ 42.2%€28k▼ 9.2%
Operating result€17k-€9k▼ 48.3%€13k▲ 47.6%€64k▲ 392%
Net result€13k-€6k▼ 55.8%€9k▲ 60.1%€48k▲ 439%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 392% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €79k
Fixed assets
€13k▼ 21.1%
Current assets
€65k▲ 84.6%
Equity and liabilities €79k
Equity
€28k▼ 9.2%
Debt
€51k▲ 133%
The debt ratio rises from 41.9% to 64.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€72k▲
2023 · €18k
Cash flow
€56k▲
2023 · €14k
Solvency
35.1%▼
2023 · 58.1%
Current ratio
1.28▼
2023 · 1.61
Quick ratio
1.28▼
2023 · 1.61
Debt / equity
1.85▲
2023 · 0.72
ROE
176.0%▲
2023 · 29.7%
ROA
61.7%▲
2023 · 17.2%
Interest coverage
136.47▲
2023 · 37.60
Debt
€51k▲
2023 · €22k
Debt ≤ 1 year
€51k▲
2023 · €22k
Income taxes
€15k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€52k€79k▲
Fixed assets21/28€17k€13k▼
Intangible fixed assets21€1k€802▼
Tangible fixed assets22/27€16k€13k▼
Furniture and vehicles24€14k€12k▼
Other tangible fixed assets26€1k€796▼
Current assets29/58€35k€65k▲
Amounts receivable within one year40/41€14k€35k▲
Trade receivables40€14k€35k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€21k€29k▲
Deferred charges and accrued income490/1€436€746▲
Equity and liabilities
Total equity and liabilities10/49€52k€79k▲
Equity10/15€30k€28k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€27k€25k▼
Amounts payable17/49€22k€51k▲
Amounts payable within one year42/48€22k€51k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€10k€12k▲
Other amounts payable47/48€9k€36k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€893€605▼
Gross operating margin9900€19k€72k▲
Operating profit (loss)9901€13k€64k▲
Financial income75/76B€0€10▲
Recurring financial income75€0€10▲
Financial charges65/66B€489€526▲
Recurring financial charges65€489€526▲
Profit (loss) for the period before taxes9903€13k€64k▲
Income taxes67/77€4k€15k▲
Profit (loss) for the period9904€9k€48k▲
Profit (loss) for the period to be appropriated9905€9k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€76k▲
Profit (loss) brought forward from the previous period14P€18k€27k▲
Profit to be distributed694/7-€51k
Return on contributions (dividend)694-€51k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €48k ▲439%
Operating result €64k, net result €48k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €6k ▼55.8%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderborghtstraat 281081 KoekelbergGround area
404 m²
Building footprint
84 m²
Volume, LiDAR
1,141 m³
Parcel 21492B0007/00F010, Brussels · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Vanderborghtstraat 28, 1081 Koekelberg
since 20212.312.729.329
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0007/00F010 | Brussels | 404 m² | 1 · 84 m² | 15.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Enervolt
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 33,737 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.