Equity
€27,540 from €66,568 in 2022
Equity fell by 59% in 3 years.
Creabbatical
Lifetime
6 annual accounts with figures on one time axispeak €55,870 (2021)
-€5,115▲ €21,257
lowest -€25,935 (2024)
-€5,929▲ €20,005
peak €66,568 (2022)
€27,540▼ 17.7%
€3,628▲ 362%
Board1 name since 2019
1 directorBenoit Tas
Documentsfilings and deeds
30-06-202631 days before the deadline
2025abbreviated format
Gross margin from -€26,372 to -€5,115Loss of €5,929Equity from €33,469 to €27,540Debts from €786 to €3,628
Key points
from the 2025 annual accountsLosses
-€39,028 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Liquidity
8.59 was 43.58 in 2024
Short-term debts rose from €786 to €3,628.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 7 to 31 days before the end of the period.
Starting capital
€1,500 100 shares
Position in the sector
€27,540
Less equity than 83% of companies in head offices and management consultancy. Sector median €323,509 · 10,868 companies.
Turnover not published (abbreviated or micro format)
Checked score
93
Excellent
Financially stronger than 48% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 1.1%▲ +1.0 percentage point vs 07-2025highest value
09-2025: 1.1%● unchanged vs 08-2025highest value
10-2025: 1.1%● unchanged vs 09-2025
11-2025: 1.1%● unchanged vs 10-2025
12-2025: 1.1%● unchanged vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.0%▼ -0.1 percentage points vs 01-2026
03-2026: 1.1%▲ +0.1 percentage points vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.0%▼ -0.1 percentage points vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 0.2%▼ -0.8 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Loss of €5,929, the second in a row (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 8.59, cash €9,301
Size: total assets €31,168
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 79% on liquidity, 4% on profitability and 24% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as Creabbatical has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Creabbatical itself is lower: < 0.1% within 12 months. It rests on far more data about Creabbatical than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for Creabbatical. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.59 (43.58 in 2024), above the usual 1.5. Short-term debt is 11.6% and cash 29.8% of total assets. 11.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year -€5,929
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
31 days early
2024
7 days early
2023
30 days early
2022
31 days early
2021
18 days early
2020
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 23 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0736933447
Registered office moved from Dendermonde to Ostend
New registered office: Hendrik Serruyslaan 78, bus 0203, 8400 Oostende · Previous registered office: Gasthuisstraat 85-9200 Dendermonde · Board meeting of 26-07-2024 · Gazette deed
Registered office moved from Heverlee to Dendermonde
New registered office: GASTHUISSTRAAT 85 TE 9200 DENDERMONDE · Previous registered office: Technologielaan 9-3001 Heverlee · Board meeting of 21-06-2021 · Gazette deed
Incorporation
Founding capital of €1,500, 100 shares · Founder: TAS Benoit Yvonne · Appointment: TAS Benoit Yvonne (director) · published on 04-11-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Creabbatical Ostend | €31,168 | -€5,115 | 88.4% | - |
| AUDEAMUS Koksijde | €32,230 | -€3,401 | -304.0% | - |
| MICHIEL ARK - SHELTER Lichtervelde | €32,674 | -€524 | 25.9% | - |
| Incubado Heuvelland | €33,981 | -€943 | 98.3% | - |
| Growth Management Platform Harelbeke | €35,442 | -€1,672 | 87.9% | - |
| RAPIDO INVEST Sambreville | €31,589 | -€2,621 | -14.1% | - |
| CWERC Sint-Genesius-Rode | €31,877 | -€880 | 95.3% | - |
These companies have the same main activity as Creabbatical: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €31,600 and €35,400, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 30-10-2019Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.299.512.7818400 Ostend, since 30-10-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- €31,168▼ 9.0%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on Creabbatical
Creabbatical files the abbreviated format. That format states no turnover. The gross margin fell from €24,201 in 2020 to -€5,115 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Creabbatical
- What is the company number of Creabbatical?
- The company number of Creabbatical is 0736.933.447. The VAT number is the same number with BE in front: BE 0736.933.447.
- Where is Creabbatical based?
- The registered office is at Hendrik Serruyslaan 78, 8400 Ostend.Company details
- What does Creabbatical do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Creabbatical?
- Creabbatical is a private limited company (BV).
- When was Creabbatical founded?
- Creabbatical was founded on 30-10-2019.
- Is Creabbatical still active?
- Yes, Creabbatical is an active enterprise in the KBO register.
- What is the turnover of Creabbatical?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is Creabbatical profitable?
- In financial year 2025, Creabbatical made a loss of €5,929.
- Where can I find the annual accounts of Creabbatical?
- Creabbatical filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Creabbatical due?
- Creabbatical must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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