DIGISIGNS CONCEPT
ActiveSummary
DIGISIGNS CONCEPT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,427 and a net result of -€1,309. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 9341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1=
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 6.01; short-term debt: 10.8% and cash: 2.3% of total assets), and 10.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.2%
Return on assets
-13.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
53 d late
2023
21 d late
2022
60 d late
2021
18 d late
2020
26 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Turnover
€7,626
EBIT margin
-29.3%
Net result
-€1,309▲ 7.6%
2024 · -€1,416
Working capital
€5,115▼ 19.2%
2023 · €6,326
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€7,626
Operating result€4,666▼ 40.0%-€2,234-€1,042▲ 53.4%-€1,676▼ 60.9%-€1,479▲ 11.8%
Net result€2,859within the sector's middle half▼ 27.8%-€4,297within the sector's middle half-€824within the sector's middle half▲ 80.8%-€1,416within the sector's middle half▼ 71.8%-€1,309within the sector's middle half▲ 7.6%
EBIT margin-29.3%
Equity€16,273within the sector's middle half▲ 21.3%€11,976below the sector's middle half▼ 26.4%€11,152within the sector's middle half▼ 6.9%€9,736within the sector's middle half▼ 12.7%€8,427below the sector's middle half▼ 13.4%
Total assets€36,686below the sector's middle half▲ 7.7%€13,952below the sector's middle half▼ 62.0%€11,384below the sector's middle half▼ 18.4%€9,736below the sector's middle half▼ 14.5%€9,448below the sector's middle half▼ 3.0%
Debt€20,413▼ 1.1%€1,976▼ 90.3%€232▼ 88.3%€1,021
Working capital€11,377within the sector's middle half€6,282within the sector's middle half▼ 44.8%€6,326within the sector's middle half▲ 0.7%€5,115within the sector's middle half
Solvency44.4%within the sector's middle half▲ 5.0pp85.8%above the sector's middle half▲ 41.5pp98.0%above the sector's middle half▲ 12.1pp100.0%above the sector's middle half▲ 2.0pp89.2%above the sector's middle half▼ 10.8pp
Current ratio1.56within the sector's middle half▲ 0.864.18above the sector's middle half▲ 2.6228.30above the sector's middle half▲ 24.126.01above the sector's middle half
Return on assets (ROA)7.8%within the sector's middle half▼ 3.8pp-30.8%below the sector's middle half▼ 38.6pp-7.2%below the sector's middle half▲ 23.6pp-14.5%below the sector's middle half▼ 7.3pp-13.9%below the sector's middle half▲ 0.7pp
Staff (FTE)0.8
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,479 in 2025 against €1,676 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9,448
Fixed assets
€3,312 ▼ 18.5%
Current assets
€6,136 ▲ 8.2%
Equity and liabilities €9,448
Equity
€8,427
Debt
€1,021
Debt finances 10.8% of the balance-sheet total.
Key figures and ratios
EBITDA
-€728▲
2024 · -€914
Cash flow
-€558▲
2024 · -€654
Debt to equity
0.12
ROE
-15.5%▼
2024 · -14.5%
Interest coverage
-5.91▲
2024 · -10.68
Debt ≤ 1 year
€1,021
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
3.0%
went bankrupt
9.5%
stopped otherwise
87%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €7,626 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €4,718 | - | - | - | - |
| Remuneration, social security and pensions62 | €17,820 | €4,004 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,101 | €1,138 | €869 | €762 | €751 | ▼ 1.4% |
| Non-recurring operating charges66A | €5,407 | - | - | - | - | - |
| Gross operating margin9900 | €28,993 | €2,908 | -€173 | -€914 | -€728 | ▲ 20.4% |
| Operating profit (loss)9901 | €4,666 | -€2,234 | -€1,042 | -€1,676 | -€1,479 | ▲ 11.8% |
| Financial income75/76B | €708 | €966 | €352 | €345 | €293 | ▼ 15.1% |
| Recurring financial income75 | €708 | €966 | €352 | €345 | €293 | ▼ 15.1% |
| Financial charges65/66B | €1,249 | €280 | €134 | €86 | €123 | ▲ 43.9% |
| Recurring financial charges65 | €1,249 | €280 | €134 | €86 | €123 | ▲ 43.9% |
| Profit (loss) for the period before taxes9903 | €4,125 | -€1,548 | -€824 | -€1,416 | -€1,309 | ▲ 7.6% |
| Income taxes67/77 | €1,266 | €2,749 | - | - | - | - |
| Profit (loss) for the period9904 | €2,859 | -€4,297 | -€824 | -€1,416 | -€1,309 | ▲ 7.6% |
| Profit (loss) for the period to be appropriated9905 | €2,859 | -€4,297 | -€824 | -€1,416 | -€1,309 | ▲ 7.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,686 | €13,952 | €11,384 | €9,736 | €9,448 | ▼ 3.0% |
| Fixed assets21/28 | €4,896 | €5,694 | €4,826 | €4,064 | €3,312 | ▼ 18.5% |
| Tangible fixed assets22/27 | €4,896 | €5,694 | €4,826 | €4,064 | €3,312 | ▼ 18.5% |
| Plant, machinery and equipment23 | €4,068 | €5,377 | €4,689 | €4,001 | €3,312 | ▼ 17.2% |
| Furniture and vehicles24 | €828 | €317 | €137 | €63 | - | - |
| Current assets29/58 | €31,790 | €8,258 | €6,558 | €5,672 | €6,136 | ▲ 8.2% |
| Amounts receivable within one year40/41 | €24,241 | €8,255 | €6,555 | €5,671 | €5,916 | ▲ 4.3% |
| Trade receivables40 | €3,231 | - | - | €181 | - | - |
| Other amounts receivable41 | €21,010 | €8,255 | €6,555 | €5,490 | €5,916 | ▲ 7.7% |
| Cash at bank and in hand54/58 | €7,326 | €3 | €3 | €2 | €221 | ▲ 12,089% |
| Deferred charges and accrued income490/1 | €223 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,686 | €13,952 | €11,384 | €9,736 | €9,448 | ▼ 3.0% |
| Equity10/15 | €16,273 | €11,976 | €11,152 | €9,736 | €8,427 | ▼ 13.4% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €10,073 | €5,776 | €4,952 | €3,536 | €2,227 | ▼ 37.0% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €8,213 | €3,916 | €3,092 | €1,676 | €367 | ▼ 78.1% |
| Amounts payable17/49 | €20,413 | €1,976 | €232 | - | €1,021 | - |
| Amounts payable within one year42/48 | €20,413 | €1,976 | €232 | - | €1,021 | - |
| Current portion of amounts payable after more than one year42 | €313 | - | - | - | - | - |
| Trade debts44 | €6,532 | €260 | - | - | €1,021 | - |
| Suppliers440/4 | €6,532 | €260 | - | - | €1,021 | - |
| Taxes, remuneration and social security45 | €13,568 | €1,716 | €232 | - | - | - |
| Taxes450/3 | €10,021 | €1,716 | €232 | - | - | - |
| Remuneration and social security454/9 | €3,546 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,859 | -€4,297 | -€824 | -€1,416 | -€1,309 | ▲ 7.6% |
| + Depreciation and write-downs630 | €1,101 | €1,138 | €869 | €762 | €751 | ▼ 1.4% |
| Operating cash flow (approximation) | €3,960 | -€3,159 | €45 | -€654 | -€558 | ▲ 14.8% |
| Investment in fixed assets (approximation) | - | -€1,936 | -€1 | €0 | €0 | - |
| Change in cash | - | -€7,323 | -€0 | -€1 | €219 | ▲ 19,127% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Liquidity times 7current ratio 28.30
Current ratio from 4.18 to 28.30; short-term debt falls from €1,976 to €232.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet -€4,297
Net result drops to -€4,297, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 4.18
Current ratio from 1.56 to 4.18; short-term debt falls from €20,413 to €1,976.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.56
Current ratio from 0.70 to 1.56; short-term debt falls from €20,635 to €20,413.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Highest result since 2018net €3,960 ▲743%
Operating result €7,782, net result €3,960, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 1 establishment unit since 2018
Ground area
456 m²
Building footprint
132 m²
Volume, LiDAR
813 m³
Parcel 52038B0220/00H000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CT CONCEPT
since 20182.271.931.327
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52038B0220/00H000 | Wallonia | 456 m² | 1 · 132 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SI-BOUW
BE 0737.800.905
Wevelgem · Eq €8,436
PIBU
BE 0737.916.711
Zwevegem · Eq €8,410
KRIATURA
BE 0468.233.450
Hasselt · Eq €8,391
Inflarent
BE 0798.855.772
Poperinge · Eq €8,465
GJW PROJECTS
BE 0802.043.312
Ravels · Eq €8,386
Of 9,696 companies in sector 68121 we hold annual accounts for 7,392. 2,877 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-12-2017
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
70200Business and other management consultancy
73300Public relations and communication consultancy
85510Sports and recreation education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0686806817
Also
9925:BE0686806817
Registered
02-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.