DIGIMAR
ActiveSummary
DIGIMAR has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,333 and a net result of €7,313. Equity has been shrinking by about 4.2% per year since 2018. Its solvency ranks better than 39% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 12-01-2001 Normal situation
- Activity
- Computer programming NACE 62100
- Establishment unit
- 2.093.075.403 3530 Houthalen-Helchteren, since 23-03-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 18-05-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €35,333
- ▼ 6.6%
- Turnover
- ≈ €120,000
- estimated
- Profit
- €7,313
- Equity
- €48,333
- ▲ 17.8%
- Total assets
- €100,954
- ▲ 8.5%
- 2025 accounts filed 68 days after the deadline
Score breakdownraises riskLast filed accounts filed 68 days late; 2 of the last 3 accounts latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Founded in 2001Size: total assets €100,954Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 41% of them on solvency, 12% on liquidity, 28% on profitability and 64% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 116 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 68 days after the deadline Filed on 7 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00549364.
Annual accounts 2025 filed on 07-10-2026 at the NBB all 25 filings
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is 12 times that of 2024 and the highest since 2021. It is a recovery after the fall in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €2,074 | €2,484 | €17,183 | €719 | €8,500 |
| Depreciation and write-downs of the year | €8,611 | €8,507 | €3,854 | €4,477 | €5,732 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as DIGIMAR: computer programming (NACE 62100). They are comparable in size and age: total assets between €91,000 and €116,000, founded between 1998 and 2002.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| DIGIMAR Houthalen-Helchteren | 2001 | €100,954 | €48,333 | €35,333 | €7,313 | 2025 |
| ALTERNET Anderlecht | 2000 | €103,964 | €86,468 | €35,793 | €21,588 | 2025 |
| GEMINI Wetteren | 2000 | €115,100 | €89,434 | €38,435 | €22,695 | 2025 |
| AMBRADEV Antwerpen | 1998 | €91,003 | €71,334 | €35,103 | €20,936 | 2025 |
| ENTROPY Edegem | 2001 | €116,115 | €110,589 | €30,900 | -€7,987 | 2025 |
| ZENIT BUSINESS INTELLIGENCE Herent | 2002 | €114,516 | €104,250 | €39,849 | €24,160 | 2025 |
| LE CLASSIK Waterloo | 2001 | €106,373 | €21,930 | €43,130 | €117 | 2025 |
They were chosen from the 9,111 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 31,368 companies had the same profile as DIGIMAR has now. Two years later, 0.5% had gone bankrupt and 93.5% were still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DIGIMAR itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for DIGIMAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,846 | €8,219 | €8,197 | €8,611 | €8,507 | €3,854 | €4,477 | €5,732 | ▲ 28.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | - | - | €780 | - |
| Other operating charges640/8 | - | - | - | €3,180 | €1,032 | €1,093 | €577 | €2,918 | ▲ 406% |
| Non-recurring operating charges66A | - | - | - | - | - | €278 | €30,648 | €500 | ▼ 98.4% |
| Gross operating margin9900 | €22,874 | €32,452 | €12,175 | €8,157 | -€10,373 | €11,611 | €37,828 | €35,333 | ▼ 6.6% |
| Operating profit (loss)9901 | €7,802 | €19,593 | -€1,185 | -€3,634 | -€19,911 | €6,385 | €2,125 | €25,403 | ▲ 12× |
| Financial income75/76B | - | - | - | €4,624 | €5,046 | €3,862 | €3,894 | €3,155 | ▼ 19.0% |
| Recurring financial income75 | €2,965 | €57 | €8,946 | €4,624 | €5,046 | €3,862 | €3,894 | €3,125 | ▼ 19.7% |
| Non-recurring financial income76B | - | - | - | - | - | - | - | €30 | - |
| Financial charges65/66B | - | - | - | €629 | €1,395 | €2,138 | €8,107 | €6,296 | ▼ 22.3% |
| Recurring financial charges65 | €1,125 | €1,427 | €1,049 | €629 | €1,395 | €2,138 | €8,107 | €6,296 | ▼ 22.3% |
| Profit (loss) for the period before taxes9903 | €9,643 | €18,223 | €6,712 | €361 | -€16,261 | €8,109 | -€2,088 | €22,263 | - |
| Income taxes67/77 | €612 | €6,213 | €4,748 | €2,885 | €1,988 | €3,548 | €396 | €14,950 | ▲ 38× |
| Profit (loss) for the period9904 | €9,031 | €12,010 | €1,964 | -€2,524 | -€18,248 | €4,561 | -€2,484 | €7,313 | - |
| Profit (loss) for the period to be appropriated9905 | €9,031 | €12,010 | €1,964 | -€2,524 | -€18,248 | €4,561 | -€2,484 | €7,313 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €95,293 | €116,413 | €99,130 | €114,992 | €91,508 | €92,655 | €93,006 | €100,954 | ▲ 8.5% |
| Fixed assets21/28 | €31,904 | €24,063 | €20,328 | €13,792 | €7,769 | €19,497 | €15,739 | €18,507 | ▲ 17.6% |
| Tangible fixed assets22/27 | €29,224 | €21,382 | €17,648 | €11,111 | €5,089 | €16,817 | €13,059 | €15,827 | ▲ 21.2% |
| Land and buildings22 | - | - | - | €508 | €441 | €374 | €307 | €240 | ▼ 21.8% |
| Plant, machinery and equipment23 | - | - | - | €2,215 | €2,400 | €2,665 | €2,059 | €1,074 | ▼ 47.8% |
| Furniture and vehicles24 | - | - | - | €1,883 | €2,248 | €13,778 | €10,693 | €14,513 | ▲ 35.7% |
| Leasing and similar rights25 | - | - | - | €6,506 | - | - | - | - | - |
| Financial fixed assets28 | €2,680 | €2,680 | €2,680 | €2,680 | €2,680 | €2,680 | €2,680 | €2,680 | = |
| Current assets29/58 | €63,389 | €92,351 | €78,801 | €101,201 | €83,739 | €73,157 | €77,266 | €82,447 | ▲ 6.7% |
| Amounts receivable within one year40/41 | €57,555 | €79,218 | €69,893 | €93,114 | €77,019 | €69,902 | €69,513 | €74,423 | ▲ 7.1% |
| Trade receivables40 | - | - | - | €22,021 | €537 | - | €11,686 | €10,219 | ▼ 12.6% |
| Other amounts receivable41 | - | - | - | €71,093 | €76,481 | €69,902 | €57,827 | €64,204 | ▲ 11.0% |
| Cash at bank and in hand54/58 | €5,108 | €12,234 | €1,024 | €6,740 | €5,143 | €2,356 | €7,127 | €5,943 | ▼ 16.6% |
| Deferred charges and accrued income490/1 | - | - | - | €1,346 | €1,577 | €898 | €626 | €2,081 | ▲ 232% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €95,293 | €116,413 | €99,130 | €114,992 | €91,508 | €92,655 | €93,006 | €100,954 | ▲ 8.5% |
| Equity10/15 | €51,075 | €63,084 | €65,048 | €62,524 | €44,276 | €48,837 | €41,019 | €48,333 | ▲ 17.8% |
| Contributions10/11 | €7,500 | €7,500 | - | €7,500 | €7,500 | €7,500 | €7,500 | €7,500 | = |
| Reserves13 | €43,575 | €55,584 | €57,548 | €55,024 | €36,776 | €41,337 | €33,519 | €40,833 | ▲ 21.8% |
| Non-distributable reserves130/1 | - | - | - | €2,000 | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2,000 | €2,000 | - | - | - | - |
| Distributable reserves133 | - | - | - | €53,024 | €34,776 | €41,337 | €33,519 | €40,833 | ▲ 21.8% |
| Amounts payable17/49 | €44,218 | €53,329 | €34,081 | €52,468 | €47,232 | €43,818 | €51,986 | €52,622 | ▲ 1.2% |
| Amounts payable after more than one year17 | €19,491 | €12,675 | €4,232 | €1,355 | - | - | - | €2,389 | - |
| Financial debts170/4 | - | - | - | €1,355 | - | - | - | €2,389 | - |
| Amounts payable within one year42/48 | €23,275 | €40,653 | €29,849 | €51,113 | €47,232 | €43,818 | €51,986 | €50,203 | ▼ 3.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €26,310 | €26,949 | €23,391 | €31,724 | €32,946 | ▲ 3.9% |
| Financial debts43 | - | - | - | €40 | - | - | - | - | - |
| Credit institutions430/8 | - | - | - | €40 | - | - | - | - | - |
| Trade debts44 | €5,404 | €4,477 | €208 | - | €6,352 | €7,508 | €2,762 | €4,434 | ▲ 60.5% |
| Suppliers440/4 | - | - | - | - | €6,352 | €7,508 | €2,762 | €4,434 | ▲ 60.5% |
| Taxes, remuneration and social security45 | - | - | - | €24,762 | €13,930 | €12,919 | €12,167 | €12,823 | ▲ 5.4% |
| Taxes450/3 | - | - | - | €24,762 | €13,930 | €12,919 | €12,167 | €12,823 | ▲ 5.4% |
| Other amounts payable47/48 | - | - | - | - | - | - | €5,333 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | - | €30 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,031 | €12,010 | €1,964 | -€2,524 | -€18,248 | €4,561 | -€2,484 | €7,313 | - |
| + Depreciation and write-downs630 | €11,846 | €8,219 | €8,197 | €8,611 | €8,507 | €3,854 | €4,477 | €5,732 | ▲ 28.0% |
| Operating cash flow (approximation) | €20,877 | €20,229 | €10,161 | €6,087 | -€9,742 | €8,415 | €1,993 | €13,045 | ▲ 555% |
| Investment in fixed assets (approximation) | - | -€378 | -€4,462 | -€2,074 | -€2,484 | -€15,583 | -€719 | -€8,500 | ▼ 1,082% |
| Change in cash | - | €7,127 | -€11,211 | €5,717 | -€1,597 | -€2,787 | €4,771 | -€1,184 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 07-10-2026 | 2026-00549364 | NBB |
| 31-12-2024 | micro format | 01-08-2025 | 2025-00348014 | |
| 31-12-2023 | micro format | 19-12-2024 | 2024-00619972 | |
| 31-12-2022 | micro format | 05-12-2023 | 2023-00522075 | |
| 31-12-2021 | micro format | 31-01-2023 | 2023-00012123 | |
| 31-12-2020 | micro format | 20-12-2021 | 2021-80900502 | |
| 31-12-2019 | micro format | 29-12-2020 | 2020-77200327 | |
| 31-12-2018 | micro format | 14-09-2019 | 2019-64400463 | |
| 31-12-2017 | micro format | 14-09-2019 | 2019-64400462 | |
| 31-12-2016 | micro format | 22-12-2017 | 2017-72600427 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 31-01-2024 Converted to unavailable equity
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| MARIËN Gert Imre Louis |
|
Articles of association
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Bij ontbinding om welke reden en wanneer ook, één of meerdere vereffenaars aanduiden bevoegdheden omlijnen vergoeding bepalen”
Articles of association, deed of 31-01-2024 (in Dutch)
Network & group
DIGIMAR shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of DIGIMAR. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
31-01
Gazette deed
Change of role: MARIËN Gert Imre Louis, from manager to directorCapital · Director discharge · Registered office clause12 points ▸
- Capital
- Director resignation, MARIËN Gert Imre Louis (manager)
- Director appointment, MARIËN Gert Imre Louis (director (not named in the articles))
- Director discharge, MARIËN Gert Imre Louis (manager)
- Registered office clause, “3530 Houthalen-Helchteren,Motmansstraat 8” (deed in Dutch)
- Power of attorney
- General meeting, 28-12-2023
- Other provision, “verslag bestuursorgaan over voorwerpwijziging, vrijstelling voorlezing” (deed in Dutch)
- Purpose change
- Amendment of the articles, mentioned 2 times in the deed
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffen, middelen beschikbaar voor uitkering” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Codes under NACEBEL 2003
41 activities
- Het algemeen onderhoud van motorvoertuigen met inbegrip van bromfietsen en motorfietsen en lichte bestelwagens;
- De reparatie van onderdelen en van de elektrische installatie van motorvoet1uigen;
- De installatie van onderdelen en accessoires. inclusief de ombouw- en uitbouwwerkzaamheden;
- De vervaardiging van elektrische en elektronische benodigdheden, van delen en toebehoren voor motorvoertuigen;
- De handelsbemiddeling, groot- en kleinhandel in nieuwe en gebruikte auto's. motorfietsen en lichte bestelwagens;
- De handelsbemiddeling, groot en kleinhandel in nieuwe en gebruikte onderdelen en accessoires voor auto's en motorvoertuigen;
- De technische controle van motorvoertuigen;
- Het technische testen en toetsen van materialen en onderdelen;
- Alle activiteiten i.v.m. mechanische sporten (aula's. motorijwielen, karts enz.);
- Het uitvoeren van opdrachten als energiedeskundige bij nieuwbouw als bij verkoop en verhuur van onroerende goederen en het afleveren van de nodige certificaten;
- Uitbating van een kantoor voor mechano grafische werken, zijnde het opmaken van computerprogramma's en de uitvoering van werken op computer;
- Coördineren van technische en persoonsgebonden bijstand;
- Vertonen van bijstand. in de meest uitgebreide betekenis van het woord, op het vlak van informatica;
- Het adviseren. steunen. opleiden, implementeren en onderhoud van softwareproducten en softwaretoepassingen, zowel voor eigen rekening als voor derden;
- Studie, organisatie- en raadgevend bureau inzake financiële, handels-. fiscale of sociale aangelegenheden (uitgezonderd beleggingsadviezen);
- Bureau voor nijverheidsstudies;
- Algemene consultancy en managementactiviteiten voor derden;
- Softwarebureau;
- Onderneming voor automatisatiewerken;
- Onderneming voor onderhoud en herstelling van machines, Onderneming voor het verlenen van adviezen en studies inzake milieu;
- Selectiebureau;
- Dactylografisch en vertaalbureau;
- Het ontwikkelen, kopen, verkopen, in licentie nemen of geven van octrooien, know-how en aanverwante duurzame activa; Installeren van netwerken;
- Onderneming voer netwerkbekabeling; Onderneming voer elektriciteitswerken;
- Organisatie van privaatcursussen of schriftelijke cursussen voor algemene beroeps- of technische vorming;
- Inrichten van vertoningen, lezingen;
- Incassobureau. copy-center;
- Publiciteitsonderneming;
- Optreden als tussenpersoon inzake verzekeringen zowel als agent of als makelaar;
- Groot- en kleinhandel, import en export en plaatsing van hardware in de breedste betekening van het woord;
- Groot- en kleinhandel in kantoormateriaal;
- Huren en verhuren van kantoormachines en kantoormeubelen;
- Huren en verhuren, kopen en verkopen, import en export van rollend, vliegend en varend materiaal;
- Verhuring van divers (roerend) materiaal; Tussenpersoon in handel, commissionair;
- Uitbating van een internetcafé;
- Groot en kleinhandel in alarm beveiligingstoestellen;
- Onderneming in onroerende goederen uitgezonderd werkzaamheden van vastgoedmakelaar;
- Algemene bouwonderneming beperkt tot coördinatie van werkzaamhedendoor onderaannemers;
- Het kopen. verkopen, huren en verhuren van onroerende en roerende goederen. voor eigen rekening als voor derden;
- Bouwpromotor;
- Installatie van klimaatregeling en ventilatie.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72015B0822/00Y000 | Flanders | 863 m² | 1 · 146 m² | 6.2 m · 1 |