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LE CLASSIK

Active Private limited companyfounded 2001active for 24 yearsDrève Richelle 161, 1410 WaterlooKBO/BCE: BE 0476.068.773 subsidiary of ETUDES, LOGICIELS ET PROGRAMMATION

Lifetime

19 annual accounts with figures on one time axis, 24 filings since 2002
Gross marginpeak €253,148 (2017)
€43,130▼ 54.8%
Resultlowest -€4,175 (2010)
€117▼ 99.1%
Equitypeak €302,930 (2023)
€21,930▲ 0.5%
Debts
€84,443▼ 75.2%
Staffpeak 1.1 FTE (2014)
-not published
Board2 names since 2019
1 directorE L P SRL
Owners
100%ETUDES, LOGICIELS ET PROGRAMMATION
Documentsfilings and deeds
09-03-202652 days before the deadline
2025financial year
Gross margin from €95,400 to €43,130Result from €12,883 to €117Debts from €339,875 to €84,443Cash from €165,587 to €24,825

Key points

from the 2025 annual accounts

Equity

€21,930 from €302,930 in 2023

Equity fell by 93% in 2 years.

Debts

€84,443 79% of the balance sheet
Suppliers 0%Taxes and wages 3%Other 97%

Filings

24 annual accounts since 2002
deadline20102020

The last five annual accounts were filed 34 to 61 days before the end of the period.

Checked score

90
Excellent
Financially stronger than 24% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,923 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025highest value 09-2025: 0.1%● unchanged vs 08-2025highest value 10-2025: 0.1%● unchanged vs 09-2025highest value 11-2025: 0.1%● unchanged vs 10-2025highest value 12-2025: 0.1%● unchanged vs 11-2025highest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Weak

Solvency
46+15equity 20.6% of total assets
Liquidity
36-14short-term debt 79.4% · cash 23.3%
Profitability
19-54return on assets 0.1%

Score breakdown

raises risk
Profit of €117 (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €106,373
Liquidity: current ratio 1.26, cash €24,825, halved
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 22% of them on solvency, 14% on liquidity, 15% on profitability and 44% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,984 companies had the same profile as LE CLASSIK has now. Each dot stands for 10 companies, two years later.

96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of LE CLASSIK itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,984 companies, not a prediction for LE CLASSIK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.26 (1.06 in 2024), below the usual 1.5. Short-term debt is 79.4% and cash 23.3% of total assets. 79.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €106,373
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.26, cash €24,825, halved
NBB · annual accounts
raises risk · Profit of €117 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
52 days early
2024
55 days early
2023
34 days early
2022
61 days early
2021
46 days early
2020
43 days early
2019
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 9 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end06-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

EL
E L P SRL
Director, since 03-09-2019
Board & ownership

Recent changes

Company renamed from WINAUDITOR to LE CLASSIK OOSTERS Jean-Luc Michel Laurent holds 99 shares · OOSTERS Laurent Guy Benoit holds 99 shares · ETUDES, LOGICIELS ET PROGRAMMATION holds 198 shares · General meeting of 16-07-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0476068773
Change of role: ETUDES,LOGICIELS ET PROGRAMMATION, from manager to director Permanent representative: Hennaut Bernadette · Director discharge: ETUDES,LOGICIELS ET PROGRAMMATION · General meeting of 03-04-2023 · Gazette deed
First establishment Drève Richelle 161J, Waterloo
All 34 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
LE CLASSIK Waterloo €106,373 €43,130 20.6% -
ZENIT BUSINESS INTELLIGENCE Herent €114,516 €39,849 91.0% -
GEMINI Wetteren €115,100 €38,435 77.7% -
i-CoDe Aalst €126,968 €43,422 81.4% -
DELTIS ENGINEERING Visé €113,592 €47,232 92.7% -
KAS - PC Soignies €92,203 €49,258 54.6% -
ALTERNET Anderlecht €103,964 €35,793 83.2% -

These companies have the same main activity as LE CLASSIK: computer programming (NACE 62100). They are comparable in size and age: total assets between €92,200 and €127,000, founded between 1998 and 2002.

Official details

Source: KBO
Status
Active since 13-11-2001Normal situation
Registered office
244 active companies are registered at this address2 started in the 12 months before. Source: KBO register, as of 6 November 2026.
Activity
Computer programmingNACE 62100and 1 other
Establishment unit
2.094.575.0421410 Waterloo, since 22-01-2002
Financial year end
30 September
Peppol
Reachable since 28-02-2025
Company details

Annual accounts to 30-09-2025

Turnover
≈ €150,000estimated
Total assets
€106,373▼ 70.6%
Staff
≈ 0.9 FTEestimated
Filing
Filed on 09-03-2026, 52 days before the end of the filing period
Financials

Insights on LE CLASSIK

LE CLASSIK has existed since 2001. The gross margin grew from €10,235 in 2007 to €43,130 in 2025.

Solvency rose in 2025 from 6.0% to 20.6% because of the retained profit and lower debts.

ETUDES, LOGICIELS ET PROGRAMMATION holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LE CLASSIK

What is the company number of LE CLASSIK?
The company number of LE CLASSIK is 0476.068.773. The VAT number is the same number with BE in front: BE 0476.068.773.
Where is LE CLASSIK based?
The registered office is at Drève Richelle 161, 1410 Waterloo.Company details
What does LE CLASSIK do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of LE CLASSIK?
LE CLASSIK is a private limited company (BV).
When was LE CLASSIK founded?
LE CLASSIK was founded on 13-11-2001.
Is LE CLASSIK still active?
Yes, LE CLASSIK is an active enterprise in the KBO register.
How many employees does LE CLASSIK have?
LE CLASSIK had an average of 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of LE CLASSIK?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €43,130 and 114 comparable companies (NACE 62). It probably lies between €110,000 and €200,000.
Is LE CLASSIK profitable?
In financial year 2025, LE CLASSIK made a profit of €117.
Where can I find the annual accounts of LE CLASSIK?
LE CLASSIK filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LE CLASSIK due?
LE CLASSIK must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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