DIFRA CONSTRUCT
ActiveSummary
DIFRA CONSTRUCT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €839k and a net result of €150k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 78% of 830 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-23
Solvency87▲+12
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 1.95 in 2024; short-term debt: 36.5% and cash: 28.5% of total assets), and 37.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
11.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
22 d early
2023
40 d early
2022
39 d early
2021
5 d late
2020
35 d early
2019
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€3.22M
EBIT margin
10.0%
Net result
€150k▼ 68.0%
2024 · €470k
2018: €160k
2019: €206k
2020: €397k
2021: €212k
2022: €222k
2023: €427k
2024: €470k
2018 → 2025
Working capital
€781k▲ 2.3%
2024 · €763k
2018: €328k
2019: €366k
2020: €480k
2021: €482k
2022: €516k
2023: €751k
2024: €763k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€3.22M-
Equity€547k-€592k▲ 8.1%€819k▲ 38.3%€839k▲ 2.4%€839k=
Operating result€322k-€373k▲ 15.8%€623k▲ 66.9%€697k▲ 12.0%€308k▼ 55.9%
Net result€212k-€222k▲ 4.8%€427k▲ 92.2%€470k▲ 10.0%€150k▼ 68.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€73k ▼ 41.2%
Current assets
€1.27M ▼ 18.8%
Equity and liabilities €1.34M
Equity
€839k =
Debt
€505k ▼ 40.7%
Debt's share of the balance-sheet total falls from 50.4% to 37.6%. Debt is lower.
Key figures and ratios
EBITDA
€369k▼
2024 · €780k
Cash flow
€211k▼
2024 · €552k
Current ratio
2.59▲
2024 · 1.95
Debt to equity
0.60▼
2024 · 1.02
ROE
17.9%▼
2024 · 56.0%
ROA
11.2%▼
2024 · 27.8%
Interest coverage
5.29▼
2024 · 12.18
Debt ≤ 1 year
€490k▼
2024 · €803k
Debt > 1 year
€15k▼
2024 · €48k
Income taxes
€90k▼
2024 · €164k
Staff costs
€555k▲
2024 · €508k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.69M€1.34M▼
Fixed assets21/28€124k€73k▼
Tangible fixed assets22/27€124k€73k▼
Plant, machinery and equipment23€51k€28k▼
Furniture and vehicles24€71k€43k▼
Other tangible fixed assets26€2k€2k=
Financial fixed assets28€135€135=
Current assets29/58€1.57M€1.27M▼
Amounts receivable within one year40/41€809k€875k▲
Trade receivables40€520k€425k▼
Other amounts receivable41€289k€450k▲
Cash at bank and in hand54/58€750k€383k▼
Deferred charges and accrued income490/1€7k€14k▲
Equity and liabilities
Total equity and liabilities10/49€1.69M€1.34M▼
Equity10/15€839k€839k=
Contributions10/11€19k€19k=
Reserves13€333k€333k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€331k€331k=
Profit (loss) carried forward14€487k€487k=
Amounts payable17/49€851k€505k▼
Amounts payable after more than one year17€48k€15k▼
Financial debts170/4€48k€15k▼
Amounts payable within one year42/48€803k€490k▼
Current portion of amounts payable after more than one year42€89k€68k▼
Trade debts44€72k€121k▲
Suppliers440/4€72k€121k▲
Advances received on contracts in progress46€500€500=
Taxes, remuneration and social security45€159k€69k▼
Taxes450/3€131k€40k▼
Remuneration and social security454/9€28k€29k▲
Other amounts payable47/48€483k€232k▼
Income statement
Code20242025
Non-recurring operating income76A€1k-
Remuneration, social security and pensions62€508k€555k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€61k▼
Other operating charges640/8€7k€11k▲
Gross operating margin9900€1.30M€935k▼
Operating profit (loss)9901€697k€308k▼
Financial income75/76B€313€2k▲
Recurring financial income75€313€2k▲
Financial charges65/66B€64k€70k▲
Recurring financial charges65€64k€70k▲
Profit (loss) for the period before taxes9903€634k€240k▼
Income taxes67/77€164k€90k▼
Profit (loss) for the period9904€470k€150k▼
Profit (loss) for the period to be appropriated9905€470k€150k▼
Appropriation of the result
Profit (loss) to be appropriated9906€937k€637k▼
Profit (loss) brought forward from the previous period14P€467k€487k▲
Profit to be distributed694/7€450k€150k▼
Return on contributions (dividend)694€450k€150k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Weakest financial yearnet €150k ▼68%
Net result drops to €150k, the lowest in the series.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Highest result since 2018net €470k ▲10%
Operating result €697k, net result €470k, both a record.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
05-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 5 days late
2021
30-09
Financial
Equity above €500kEq €547k ▲12.8%
4 profitable years in a row build equity to €547k.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 30 days late
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Brabant 1226200 ChâteletGround area
1,675 m²
Building footprint
587 m²
Volume, LiDAR
2,478 m³
Parcel 52013A0017/00B087, Wallonia · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DIFRA CONSTRUCT
since 20082.168.781.131
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52013A0017/00B087 | Wallonia | 1,674 m² | 1 · 587 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryDIFRA CONSTRUCT SRL45058
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 7,158 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2007
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.