Equity
€48,486 from €180,427 in 2025
Equity fell by 73% in 1 year.
DIFF-electriciteit
Lifetime
5 annual accounts with figures on one time axispeak €404,826 (2022)
-€19,507▼ €142,424
lowest -€92,122 (2026)
-€92,122▼ €131,941
peak €180,427 (2025)
€48,486▼ 73.1%
€271,712▲ 66.3%
Board1 name since 2020
1 directorDE BAUW Martha Hugo Josée
Documentsfilings and deeds
20-10-202611 days before the deadline
2026micro format
Gross margin from €122,918 to -€19,507Loss of €92,122Dividend €39,818Equity from €180,427 to €48,486Debts from €163,422 to €271,712Cash from €15,177 to €48,024
Key points
from the 2026 annual accountsResult
-€92,122 -€92,122
From profit to loss in 2026, after a profit of €39,818 in 2025.
Debts
€271,712 85% of the balance sheet
Suppliers 89%Taxes and wages 1%Other 9%
Of this, €262,112 falls due within a year.
Staff
1 employees on 31-03-2026
In 2026, 1 person joined and 1 left.
Liquidity
0.96 was 1.53 in 2025
Short-term debts rose from €154,214 to €262,112.
Position in the sector
-€92,122
Lower net result than 95% of companies in specialised construction. Sector median €11,485 · 1,074 companies.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 10% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 1.0%▲ +0.1 percentage points vs 09-2025
11-2025: 0.8%▼ -0.2 percentage points vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026lowest value
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%● unchanged vs 07-2026
09-2026: 0.8%▼ -0.1 percentage points vs 08-2026
10-2026: 1.1%▲ +0.3 percentage points vs 09-2026highest value
11-2026: 1.1%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €92,122 (financial year 2026)
Sector: Specialised construction activities (NACE 43)
Equity €48,486 (15.1% of total assets)
lowers risk
Size: total assets €320,198
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 18% of them on solvency, 14% on liquidity, 4% on profitability and 6% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,133 companies had the same profile as DIFF-electriciteit has now. Each dot stands for 3 companies, two years later.
86.3%
were still trading
6.6%
stopped another way
6.4%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DIFF-electriciteit itself is lower: 1.1% within 12 months. It rests on far more data about DIFF-electriciteit than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,133 companies, not a prediction for DIFF-electriciteit. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.96 (1.53 in 2025), below 1. Short-term debt is 81.9% and cash 15% of total assets. 84.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 1074 sector peers (2026).
NBB · sector comparisonPosition among 1074 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 20-10-2026, 11 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
11 days early
2025
29 days early
2024
3 days early
2023
on the day
2022
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 9 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 28 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0747819124
Incorporation
Founding capital of €5,000, 50 shares · Founder: DE BAUW Martha Hugo Josée · Appointment: DE BAUW Martha Hugo Josée (director) · published on 05-06-2020 · Gazette deed
First establishment
Starrenhoflaan 3, Kapellen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DIFF-electriciteit Kapellen | €320,198 | -€19,507 | 15.1% | - |
| ENELLUX Anderlecht | €296,117 | -€118,503 | 86.0% | - |
| JPA Projects Zele | €372,535 | -€14,714 | 15.3% | - |
| HYBRID RENEWABLE BOUTIQUE Vielsalm | €310,612 | -€40,805 | 89.1% | - |
| R4E Partners Westerlo | €429,238 | -€101,896 | 0.9% | 1 |
| Elektro De Meyer Lier | €245,199 | -€9,729 | 43.9% | - |
| DBD TECH Floreffe | €254,653 | -€52,929 | 20.3% | - |
These companies have the same main activity as DIFF-electriciteit: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €245,000 and €429,000, founded between 2019 and 2021.
Official details
Source: KBO- Status
- Active since 03-06-2020Normal situation
- Activity
- General electrical installation workNACE 43211and 3 others
- Joint committee
- 149.01Electricians: installation and distribution · annual accounts 31-03-2022
- Establishment unit
- 2.303.973.8902950 Kapellen, since 03-06-2020
- Financial year end
- 31 March
- Peppol
- Reachable since 26-06-2026
Annual accounts to 31-03-2026
- €320,198▼ 6.9%
- Employeeson 31-03-2026
- 1=
- Filing
- Filed on 20-10-2026, 11 days before the end of the filing period
Insights on DIFF-electriciteit
DIFF-electriciteit files the micro format. That format states no turnover. The gross margin fell from €404,826 in 2022 to -€19,507 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DIFF-electriciteit
- What is the company number of DIFF-electriciteit?
- The company number of DIFF-electriciteit is 0747.819.124. The VAT number is the same number with BE in front: BE 0747.819.124.
- Where is DIFF-electriciteit based?
- The registered office is at Starrenhoflaan 3, 2950 Kapellen.Company details
- What does DIFF-electriciteit do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of DIFF-electriciteit?
- DIFF-electriciteit is a private limited company (BV).
- When was DIFF-electriciteit founded?
- DIFF-electriciteit was founded on 03-06-2020.
- Is DIFF-electriciteit still active?
- Yes, DIFF-electriciteit is an active enterprise in the KBO register.
- How many employees does DIFF-electriciteit have?
- DIFF-electriciteit had an average of 1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
- Which joint committee does DIFF-electriciteit fall under?
- In its 31-03-2022 annual accounts, DIFF-electriciteit states joint committee 149.01 (Electricians: installation and distribution).
- What is the turnover of DIFF-electriciteit?
- The annual accounts for financial year 2026 state no turnover. The micro format does not require it.
- Is DIFF-electriciteit profitable?
- In financial year 2026, DIFF-electriciteit made a loss of €92,122.
- Where can I find the annual accounts of DIFF-electriciteit?
- DIFF-electriciteit filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of DIFF-electriciteit due?
- DIFF-electriciteit must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
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