DIEBO
ActiveSummary
DIEBO has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €313,678. Equity has been growing by about 39% per year since 2023. Its solvency ranks better than 56% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-03-2023 Normal situation
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.343.483.772 8480 Ichtegem, since 16-03-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 27-06-2025
Board and ownership
Board
- BORRA Dieter LucienDirector · since 16-03-2023
- VERMET WindyDirector · since 25-02-2025
- Holdings
- Shares in 1 company TRAPPEN DIETER
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €177,724
- ▼ 2.8%
- Turnover
- ≈ €300,000
- estimated
- Profit
- €313,678
- ▼ 11.9%
- Equity
- €1.2m
- ▲ 36.2%
- Total assets
- €1.9m
- ▲ 0.2%
- 2025 accounts filed 13 days after the deadline
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €1.9mFigures for financial year 2025 (filed on 19-08-2026)Liquidity: current ratio 1.44, cash €239,608Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency
87+17
equity 61.5% of total assets
Liquidity
61+15
short-term debt 17.3% · cash 12.5%
Profitability
78-6
return on assets 16.4%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.3 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.44 (1.03 in 2024), below the usual 1.5. Short-term debt is 17.3% and cash 12.5% of total assets. 38.5% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 56% of them on solvency, 53% on liquidity, 44% on profitability and 75% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
13 days late
2024
28 days late
2023
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 23 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 13 days after the deadline Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00404636.
Annual accounts 2025 filed on 13-08-2026 at the NBB all 3 filings
Turnover
≈ €300,000
Estimated: probably between €250,000 and €360,000
Total assets
€1.9m▲ 0.2%
2024 · €1.9m
Net result
€313,678▼ 11.9%
2024 · €355,976
Working capital
€146,805▲ 12×
2024 · €12,044
In the rankings
#7 company by equity in Ichtegem, Professional and technical services sector#10 company by total assets in Ichtegem, Professional and technical services sector
Multi-year overview
2023 to 2025, 3 financial yearsOperating result
€176,472
▼ 3.3%
2025
20232025
Net result
€313,678
▼ 11.9%
2025
highest quarter of the sector
20232025
Equity
€1.2m
▲ 36.2%
2025
highest quarter of the sector
20232025
Total assets
€1.9m
▲ 0.2%
2025
highest quarter of the sector
20232025
Debt
€736,725
▼ 29.6%
2025
20232025
Working capital
€146,805
▲ 12×
2025
highest quarter of the sector
20232025
Solvency
61.5%
▲ 16.3pp
2025
middle half of the sector
20232025
Current ratio
1.44
▲ 0.42
2025
middle half of the sector
20232025
Return on assets (ROA)
16.4%
▼ 2.2pp
2025
middle half of the sector
20232025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€0.1m-€0.2m▲ 43.3%€0.2m▼ 3.3%
Net result€0.5mabove the sector's middle half-€0.4mabove the sector's middle half▼ 27.3%€0.3mabove the sector's middle half▼ 11.9%
Equity€0.5mwithin the sector's middle half-€0.9mabove the sector's middle half▲ 69.9%€1.2mabove the sector's middle half▲ 36.2%
Total assets€1.6mwithin the sector's middle half-€1.9mabove the sector's middle half▲ 17.7%€1.9mabove the sector's middle half▲ 0.2%
Debt€1.1m-€1.0m▼ 6.1%€0.7m▼ 29.6%
Working capital-€0.2mbelow the sector's middle half-€0.01mwithin the sector's middle half€0.1mabove the sector's middle half▲ 12×
Solvency31.4%within the sector's middle half-45.3%within the sector's middle half▲ 13.9pp61.5%within the sector's middle half▲ 16.3pp
Current ratio0.52below the sector's middle half-1.03below the sector's middle half▲ 0.501.44within the sector's middle half▲ 0.42
Return on assets (ROA)30.1%above the sector's middle half-18.6%within the sector's middle half▼ 11.5pp16.4%within the sector's middle half▼ 2.2pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 3% lower than in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€1.4m =
Current assets
€479,209 ▲ 0.7%
Equity and liabilities €1.9m
Equity
€1.2m ▲ 36.2%
Debt
€736,725 ▼ 29.6%
Debt's share of the balance-sheet total falls from 54.7% to 38.5%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.62▼
2024 · 1.21
ROE
26.6%▼
2024 · 41.1%
Debt ≤ 1 year
€332,404▼
2024 · €463,895
Debt > 1 year
€357,517▼
2024 · €558,315
Income taxes
€29,882▲
2024 · €28,915
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2023 | 2024 | 2025 |
|---|---|---|---|
| Financial fixed assets | €1.4m | - | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €384 | €387 | €1,252 | ▲ 223% |
| Gross operating margin9900 | €127,704 | €182,800 | €177,724 | ▼ 2.8% |
| Operating profit (loss)9901 | €127,320 | €182,412 | €176,472 | ▼ 3.3% |
| Financial income75/76B | €407,500 | €251,429 | €209,216 | ▼ 16.8% |
| Recurring financial income75 | €407,500 | €251,429 | €209,216 | ▼ 16.8% |
| Financial charges65/66B | €24,005 | €48,950 | €42,128 | ▼ 13.9% |
| Recurring financial charges65 | €24,005 | €48,950 | €42,128 | ▼ 13.9% |
| Profit (loss) for the period before taxes9903 | €510,815 | €384,891 | €343,560 | ▼ 10.7% |
| Income taxes67/77 | €21,317 | €28,915 | €29,882 | ▲ 3.3% |
| Profit (loss) for the period9904 | €489,497 | €355,976 | €313,678 | ▼ 11.9% |
| Profit (loss) for the period to be appropriated9905 | €489,497 | €355,976 | €313,678 | ▼ 11.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €1.6m | €1.9m | €1.9m | ▲ 0.2% |
| Fixed assets21/28 | €1.4m | €1.4m | €1.4m | = |
| Financial fixed assets28 | €1.4m | €1.4m | €1.4m | = |
| Current assets29/58 | €0.2m | €0.5m | €0.5m | ▲ 0.7% |
| Amounts receivable within one year40/41 | €0.2m | €0.4m | €0.2m | ▼ 40.9% |
| Trade receivables40 | €0.03m | €0.03m | €0.03m | = |
| Other amounts receivable41 | €0.1m | €0.4m | €0.2m | ▼ 44.2% |
| Cash at bank and in hand54/58 | €0.04m | €0.07m | €0.2m | ▲ 239% |
| Deferred charges and accrued income490/1 | €21 | €0 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €1.6m | €1.9m | €1.9m | ▲ 0.2% |
| Equity10/15 | €0.5m | €0.9m | €1.2m | ▲ 36.2% |
| Contributions10/11 | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.5m | €0.8m | €1.2m | ▲ 37.1% |
| Distributable reserves133 | €0.5m | €0.8m | €1.2m | ▲ 37.1% |
| Amounts payable17/49 | €1.1m | €1.0m | €0.7m | ▼ 29.6% |
| Amounts payable after more than one year17 | €0.8m | €0.6m | €0.4m | ▼ 36.0% |
| Financial debts170/4 | €0.8m | €0.6m | €0.4m | ▼ 36.0% |
| Amounts payable within one year42/48 | €0.4m | €0.5m | €0.3m | ▼ 28.3% |
| Current portion of amounts payable after more than one year42 | €0.09m | €0.09m | €0.1m | ▲ 4.0% |
| Trade debts44 | €398 | €0 | €0.001m | - |
| Suppliers440/4 | €398 | €0 | €0.001m | - |
| Taxes, remuneration and social security45 | €0.01m | €0.006m | €0.01m | ▲ 70.1% |
| Taxes450/3 | €0.01m | €0.006m | €0.01m | ▲ 70.1% |
| Other amounts payable47/48 | €0.3m | €0.4m | €0.2m | ▼ 38.7% |
| Accrued charges and deferred income492/3 | €0.001m | €0.02m | €0.05m | ▲ 87.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €489,497 | €355,976 | €313,678 | ▼ 11.9% |
| Operating cash flow (approximation) | €489,497 | €355,976 | €313,678 | ▼ 11.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | €34,950 | €168,932 | ▲ 383% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Directors
2 directors, no change since 2025
BORRA Dieter Lucien
Current
Director · since 16-03-2023 · term without a fixed end · listed in the 2025 annual accounts, filed on 13-08-2026
VERMET Windy
Current
Director · since 25-02-2025 · term without a fixed end · also on the board of 1 other company · listed in the 2025 annual accounts, filed on 13-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 20-03-2023Owners and capital
Shareholders
At incorporation
act of 20-03-2023 ↗
- BORRA Dieter Lucien 60 shares (60%) · €12,000
- VERMET Windy Evy 40 shares (40%) · €8,000
Capital transactions
Capital over time
- 20-03-2023 Incorporation · €20,000 · 100 shares
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| BORRA Dieter Lucien |
|
| VERMET Windy |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen, 1”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 20-03-2023 (in Dutch)
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- TRAPPEN DIETERsubsidiarySourceown accounts 2025Equity €352,816 Profit of €146,899 in 2025 (profit of €217,339 in 2024) Checked score 8385%
Connections & network
2 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
13-08
micro format · 13 days late
2025
31-12
Financial
Equity above €1mequity €1.2m ▲36.2%
With a profit in every financial year since 2023, equity grows to €1.2m.
28-08
micro format · 28 days late
07-05
Gazette deed
Appointment: VERMET Windy (director)2 points ▸
Gazette deed
Appointment: VERMET Windy (director)
2 points ▸
- General meeting, 25-02-2025
- Director appointment, VERMET Windy (director)
2024
29-08
abbreviated format · 29 days late
2023
20-03
Gazette deed
IncorporationStarting capital €20,000 · Appointment: BORRA Dieter Lucien (director) · Founder8 points ▸
Gazette deed
Incorporation
Starting capital €20,000 · Appointment: BORRA Dieter Lucien (director) · Founder8 points ▸
- Incorporation, “DIEBO” (deed in Dutch)
- Founder, BORRA Dieter Lucien
- Founder, VERMET Windy Evy
- Founding capital, €20,000
- Registered office clause, “8480 Ichtegem,Industriestraat 40” (deed in Dutch)
- Board rule, 1, “vergadering” (deed in Dutch)
- Director appointment, BORRA Dieter Lucien (director)
- Pre-incorporation commitments, “takeover, verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
DIEBO in Dutch
Enterprise number
0799.620.191
Legal form
Private limited company
Status
Active, normale toestand
Founded
16-03-2023
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 20-03-2023 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bestuursorgaan kan bij enkel besluit administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen…”
deed of 20-03-2023 (in Dutch)Registered office and establishments
Registered office
Industriestraat(ICH) 40, 8480 Ichtegem, Belgium
Establishment unit
Industriestraat(ICH) 40, 8480 Ichtegem since 16-03-2023 · unit number 2.343.483.772
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 20-03-2023 (in Dutch)
“Het leiding geven,het geven van adviezen,consultancy en bijstand aan het bedrijfsleven in het algemeen,alsook aan de overheid,op het gebied…”
13 activities
- Het leiding geven,het geven van adviezen,consultancy en bijstand aan het bedrijfsleven in het algemeen,alsook aan de overheid,op het gebied van algemeen management,sales management,innovatie management,program management,project management,business process,re-engineering,management consulting,planning,organisatie,industriële automatisatie,maintenance management,efficiëntie toezicht,kwaliteitszorg,controle,opleiding,training,bijscholing,financieel beheer,human resources,riskmanagement,ITmanagement,software evalutatie,work flow management,document management,technology integration hardware and software evaluation and selection,system development & audit,accounting system development,RFP development,enterprise content management,business process design,product launch,business plan development,sales plan development,marketing plan development,organisation development,executive search,expat begeleiding,organisatie,integratie,contract negotiaties,business development,mental-,sport-& health coaching
- Consultancy,opleiding,technische expertise en bijstand op voornoemde gebieden
- Het geven van advies en verstrekken van diensten met betrekking tot de organisatie en het beheer van bedrijven die op die domeinen actief zijn,de vertegenwoordiging en het optreden als commercieel tussenpersoon
- Het verlenen van diensten en adviezen aan derden in het algemeen
- Tussenpersoon in de handel.
- Het besturen van vennootschappen welk doel deze vennootschappen ook mochten hebben,het deelnemen in en het directievoeren over ondernemingen en vennootschappen,alsook het uitoefenen van de functie van bestuurder,vereffenaar of analoge functies in vennootschappen en andere rechtspersonen.
- Het verstrekken van strategisch en bedrijfsadvies,bijstand in de bedrijfsvoering op communicatief,commercieel,administratief en organisatorisch gebied.Het ontwikkelen,kopen,verkopen,beheer,in waarde stellen,in licentie nemen of geven van brevetten,octrooien,knowhow en andere intellectuele rechten.Het geven van trainingen,onderwijs,opleidingen,seminaries en voordrachten,het schrijven en publiceren van artikels en boeken.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten(vruchtgebruik,recht van opstal,erfpacht,…),zoals de huurfinanciering van onroerend goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,het ontwerpen en opvolgen van projecten,en het maken van studies met betrekking tot immobiliën;de aan-en verkoop,huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen;alsmede zich borg stellen voor het goede verloop van verbintenissen,door derde personen aangegaan,die het genot zouden hebben van voormelde roerende en onroerende goederen.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop,het beheren van aandelen,aandelenopties,obligaties,kasbons,afgeleide producten of andere roerende waarden,van welke vorm ook,uitgegeven door Belgische of buitenlandse emittenten.
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,in eender welke vorm;het zich zowel voor zichzelf als voor derden borg stellen of aval verlenen,in de meest ruime zin,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak;alle handelsoperaties en financiële operaties verrichten,behalve deze die wettelijk voorbehouden zijn aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen.
- Het verwerven van participaties,in eender welke vorm,in alle bestaande of op te richten rechtspersonen of ondernemingen;het stimuleren,plannen en coördineren van de ontwikkeling van voormelde rechtspersonen of ondernemingen.
- Het waarnemen van bestuursopdrachten en–mandaten,het uitoefenen van opdrachten en functies.
- De aan-en verkoop,evenals de in-en uitvoer van om het even welke goederen.
Invoicing and payment
VAT number
BE 0799.620.191
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of June
deed of 20-03-2023 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
2,385 m²
Building footprint
338 m²
Building volume
1,964 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 35006A0534/00M000 | Flanders | 2,385 m² | 1 · 338 m² | 10.0 m · 2 |