DIDIER DERMONNE
ActiveSummary
DIDIER DERMONNE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €563k and a net result of €76k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+15
Solvency100=
Growth72▲+21
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 10.33 against 4.5 in 2024; short-term debt: 8.4% and cash: 81.6% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
12.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
65 d early
2023
65 d early
2022
56 d early
2021
36 d early
2020
75 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€689k▲ 38.0%
2023 · €500k
2018: €403k
2019: €465k
2020: €513k
2021: €463k
2023: €500k
2018 → 2025
EBIT margin
14.5%▲ 10.8pp
2023 · 3.7%
2018: 9.9%
2019: 10.2%
2020: 4.5%
2021: 10.5%
2023: 3.7%
2018 → 2025
Net result
€76k▲ 209%
2024 · €25k
2018: €28k
2019: €31k
2020: €16k
2021: €35k
2022: €49k
2023: €13k
2024: €25k
2018 → 2025
Working capital
€483k▲ 28.5%
2024 · €376k
2018: €279k
2019: €294k
2020: €323k
2021: €320k
2022: €372k
2023: €395k
2024: €376k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€463k-€500k€689k
Equity€401k-€449k▲ 12.2%€462k▲ 2.9%€487k▲ 5.3%€563k▲ 15.6%
Operating result€49k-€70k▲ 43.2%€19k▼ 73.3%€34k▲ 84.2%€100k▲ 192%
Net result€35k-€49k▲ 40.0%€13k▼ 73.7%€25k▲ 91.4%€76k▲ 209%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 192% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €618k
Fixed assets
€83k ▼ 27.0%
Current assets
€535k ▲ 10.6%
Equity and liabilities €618k
Equity
€563k ▲ 15.6%
Debt
€55k ▼ 50.4%
Debt's share of the balance-sheet total falls from 18.5% to 8.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€133k▲
2024 · €56k
Cash flow
€109k▲
2024 · €47k
Current ratio
10.33▲
2024 · 4.50
Quick ratio
10.26▲
2024 · 4.43
Debt to equity
0.10▼
2024 · 0.23
ROE
13.5%▲
2024 · 5.1%
ROA
12.3%▲
2024 · 4.1%
Interest coverage
2386.23▲
2024 · 80.96
Debt ≤ 1 year
€52k▼
2024 · €107k
Debt > 1 year
€3k=
2024 · €3k
Income taxes
€25k▲
2024 · €11k
Staff costs
€143k▲
2024 · €129k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€597k€618k▲
Fixed assets21/28€114k€83k▼
Tangible fixed assets22/27€114k€83k▼
Land and buildings22€26k€21k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€81k€56k▼
Financial fixed assets28€270€270=
Current assets29/58€483k€535k▲
Stocks and contracts in progress3€7k€3k▼
Stocks30/36€7k€3k▼
Amounts receivable within one year40/41€30k€27k▼
Trade receivables40€3k€16k▲
Other amounts receivable41€27k€12k▼
Cash at bank and in hand54/58€446k€504k▲
Equity and liabilities
Total equity and liabilities10/49€597k€618k▲
Equity10/15€487k€563k▲
Contributions10/11€19k€19k=
Reserves13€177k€207k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€176k€206k▲
Profit (loss) carried forward14€291k€337k▲
Amounts payable17/49€111k€55k▼
Amounts payable after more than one year17€3k€3k=
Financial debts170/4€3k€3k=
Amounts payable within one year42/48€107k€52k▼
Current portion of amounts payable after more than one year42€6k-
Trade debts44€84k€21k▼
Suppliers440/4€84k€21k▼
Taxes, remuneration and social security45€16k€27k▲
Taxes450/3€7k€16k▲
Remuneration and social security454/9€9k€11k▲
Other amounts payable47/48€1k€3k▲
Income statement
Code20242025
Turnover70-€689k
Non-recurring operating income76A€6k-
Goods, raw materials, services and sundry goods60/61-€412k
Remuneration, social security and pensions62€129k€143k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€33k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€708-
Gross operating margin9900€188k€278k▲
Operating profit (loss)9901€34k€100k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€698€56▼
Recurring financial charges65€698€56▼
Profit (loss) for the period before taxes9903€35k€101k▲
Income taxes67/77€11k€25k▲
Profit (loss) for the period9904€25k€76k▲
Profit (loss) for the period to be appropriated9905€25k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€315k€367k▲
Profit (loss) brought forward from the previous period14P€291k€291k=
Transfer to equity691/2€25k€30k▲
To other reserves6921€25k€30k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €76k ▲209%
Operating result €100k, net result €76k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 10.33
Current ratio from 4.50 to 10.33; short-term debt falls from €107k to €52k.
31-12
Financial
Equity above €500kEq €563k ▲15.6%
8 profitable years in a row build equity to €563k.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €13k ▼73.7%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 11.23
Current ratio from 4.50 to 11.23; short-term debt falls from €92k to €36k.
25-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Show earlier events
2019
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 42 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chimay · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Gressière(BLX) 216464 ChimayGround area
4,103 m²
Building footprint
302 m²
Volume, LiDAR
1,536 m³
2 parcels, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DIDIER DERMONNE
since 20082.169.873.766
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56002B0262/00C000 | Wallonia | 2,862 m² | 1 · 152 m² | 10.0 m · 2 fl. |
| 56067B0345/00S000 | Wallonia | 1,240 m² | 1 · 150 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesDIDIER DERMONNE SRL33726
Similar companies · same sector, comparable size
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ETABLISSEMENTS LOUIS FICHELLE ET FILS
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Rumes · Eq €561,854
ALGEMENE DAKWERKEN J & R
BE 0433.247.332
Berlaar · Eq €561,388
ETERPHIL
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Anhée · Eq €565,221
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 2,721 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2008
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.