Active BE 0429.910.037Private limited company

Didier DEMBLON

Champoutre 17 ·6941 Durbuy, Belgium· 39 yrs active

Sector: Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit (43222)

Conclusion Checked

The computed 12-month bankruptcy probability of Didier DEMBLON is 0.7% (low). The 2024 annual accounts show equity of €310k and a net result of €22k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 78% of 498 sector peers (fiscal year 2024). The company has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€310k
Net result	€22k
Staff (FTE)	6
Better than sector	78%

Snowflake analysis 5 of 5 axes measured · computed by Checked

74 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 83

Profitability 36

Solvency 99

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.7% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 1986, 39 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags 0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

83 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 25-06-2025 with the NBB · fiscal year 2024 · volledig

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~10.4%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	61.5%	36.6%	better than 78% of 498 sector peers
Net result	€22k	€19k	better than 52% of 496 sector peers
Equity	€310k	€90k	better than 75% of 498 sector peers
Gross operating margin	€370k	€110k	better than 73% of 467 sector peers
Staff costs	€287k	€148k	higher than 64% of 330 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€79k

-3.1% 18-24

Net profit

€22k

-44.9% 18-24

Cash flow

€65k

+3.8% 18-24

Total assets

€504k

+14.0% 18-24

Equity

€310k

-3.8% 18-24

Working capital

€222k

-9.7% 18-24

Employees (FTE)

6

+20.0% 18-24

Staff costs

€287k

+9.2% 18-24

Income taxes

€7k

-52.5% 18-24

Dividends

€35k

+72.5% 18-24

Debt

€194k

+62.1% 18-24

Debt ≤ 1y

€100k

+31.3% 18-24

Debt > 1y

€94k

+116.2% 18-24

Current ratio

3.20

-23.8% 18-24

Quick ratio

2.36

-17.3% 18-24

Solvency

61.5%

-15.7% 18-24

Debt / equity

0.63

+68.5% 18-24

ROE

7.1%

-42.7% 18-24

ROA

4.4%

-51.7% 18-24

Interest coverage

9.26

-40.8% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	volledig
Revenue	-
EBITDA	€79k
Net profit	€22k
Cash flow	€65k
Staff costs	€287k
Income taxes	€7k
Dividends	€35k
Total assets	€504k
Equity	€310k
Debt	€194k
of which ≤ 1y	€100k
of which > 1y	€94k
Working capital	€222k
Employees (FTE)	6.0

Ratios (computed)

	2024
Current ratio	3.20
Quick ratio	2.36
Working capital ratio	43.9%
Solvency	61.5%
Debt / equity	0.63
Long-term debt ratio	0.30
Interest coverage	9.26
Gross margin	-
Net margin	-
ROA	4.4%
ROE	7.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €182k · 36.2% Current assets €322k · 63.9%

Equity & liabilities

Equity €310k · 61.5% Debt €194k · 38.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€504k
Fixed assets	21/28	€182k
Tangible fixed assets	22/27	€173k
Financial fixed assets	28	€9k
Current assets	29/58	€322k
Stocks & contracts in progress	3	€85k
Amounts receivable within one year	40/41	€98k
Cash & bank	54/58	€124k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€504k
Equity	10/15	€310k
Contributions / capital	10/11	€19k
Reserves	13	€213k
Accumulated profits (losses)	14	€79k
Amounts payable	17/49	€194k
Amounts payable after one year	17	€94k
Amounts payable within one year	42/48	€100k
Trade debts payable within one year	44	€24k
Income statement
Gross operating margin	9900	€370k
Operating result	9901	€36k
Financial income	75	€1k
Financial charges	65	€9k
Result before taxes	9903	€29k
Income taxes	67/77	€7k
Net result for the period	9904	€22k
Result to be appropriated	9905	€22k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

Didier DEMBLON
Director
State Gazette act 23304953 (16-01-2023)

Current
16-01-2023 → present
2 events
- 16-01-2023 Resigned· Manager
- 16-01-2023 Appointed· Director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit(43222)
Legal form	Private limited company(610)
Incorporation	03-12-1986
Status	Active
Postal code	6941

Establishment units 1 location

Champoutre 17, 6941 Durbuy

het bouwen van koelkamers, kluizen, enz.

since 19872.030.532.573

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
83008A0609/00Y000	Wallonia	628 m²	1 · 224 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

25-06-2025

NBB filing Annual accounts filed

fiscal year 2024 · volledig

2024

27-06-2024

NBB filing Annual accounts filed

fiscal year 2023 · volledig

2023

16-06-2023

NBB filing Annual accounts filed

fiscal year 2022 · volledig

16-01-2023

State Gazette act Director changes

Frédéric DUMOULIN

2022

22-06-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

2021

03-08-2021

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

09-07-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

05-07-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

03-07-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

21-06-2017

NBB filing Annual accounts filed

fiscal year 2016 · volledig

2016

22-06-2016

NBB filing Annual accounts filed

fiscal year 2015 · volledig

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

16-01-2023 1 director appointed, 1 resigning Director changes·Frédéric DUMOULIN

Didier DEMBLON, Bestuurder
Didier DEMBLON, Zaakvoerder

Notary: Frédéric DUMOULIN · DurbuyFirm: PIERARD & DUMOULIN

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Installatie van verwarming, klimaatregeling en ventilatie45331

Primary activity highlighted.

Names & trade names

Legal nameFR

Didier DEMBLON

Registered office

Champoutre 17

6941 Durbuy, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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