DICONTRA
ActiveSummary
DICONTRA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €648,993 and a net result of €47,424. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 57% of 144 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability38▼-9
Solvency79▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 2.2 against 3.16 in 2025; short-term debt: 45.3% and cash: 58.8% of total assets), and 45.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
54.3%
Return on assets
4%
Age of the figures
6 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-06-2026, 152 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
152 d early
2025
151 d early
2024
157 d early
2023
160 d early
2022
146 d early
2021
158 d early
2020
134 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 151 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, abbreviated schema
Equity
€648,993▼ 28.0%
2025 · €901,569
Total assets
€1.2m▼ 9.8%
2025 · €1.3m
Net result
€47,424▼ 54.2%
2025 · €103,551
Working capital
€648,284▼ 28.0%
2025 · €900,542
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€69,752▲ 22.8%€207,807▲ 198%€171,174▼ 17.6%€117,857▼ 31.1%€46,954▼ 60.2%
Net result€71,289within the sector's middle half▲ 46.8%€158,104within the sector's middle half▲ 122%€148,562within the sector's middle half▼ 6.0%€103,551within the sector's middle half▼ 30.3%€47,424▼ 54.2%
Equity€791,353within the sector's middle half▲ 9.9%€949,456within the sector's middle half▲ 20.0%€998,019within the sector's middle half▲ 5.1%€901,569within the sector's middle half▼ 9.7%€648,993▼ 28.0%
Total assets€1.5mwithin the sector's middle half▲ 13.9%€1.2mwithin the sector's middle half▼ 19.8%€1.4mwithin the sector's middle half▲ 15.6%€1.3mwithin the sector's middle half▼ 4.6%€1.2m▼ 9.8%
Debt€706,876▲ 18.8%€252,565▼ 64.3%€391,409▲ 55.0%€423,778▲ 8.3%€546,584▲ 29.0%
Working capital€784,367▲ 10.8%€944,593▲ 20.4%€997,408▲ 5.6%€900,542▼ 9.7%€648,284▼ 28.0%
Solvency52.8%within the sector's middle half▼ 1.9pp79.0%above the sector's middle half▲ 26.2pp71.8%above the sector's middle half▼ 7.2pp68.0%within the sector's middle half▼ 3.8pp54.3%▼ 13.7pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2026 is 60% below 2025 and is the lowest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.2m
Fixed assets
€5,206 ▼ 29.6%
Current assets
€1.2m ▼ 9.7%
Equity and liabilities €1.2m
Equity
€648,993 ▼ 28.0%
Debt
€546,584 ▲ 29.0%
Debt's share of the balance-sheet total rises from 32.0% to 45.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€50,633▼
2025 · €122,665
Cash flow
€51,103▼
2025 · €108,358
Current ratio
2.20▼
2025 · 3.16
Quick ratio
2.06▼
2025 · 3.11
Debt to equity
0.84▲
2025 · 0.47
ROE
7.3%▼
2025 · 11.5%
ROA
4.0%▼
2025 · 7.8%
Interest coverage
1.66▼
2025 · 2.24
Debt ≤ 1 year
€542,088▲
2025 · €417,409
Income taxes
€16,977▼
2025 · €36,355
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,198 | €5,389 | €5,107 | €4,808 | €3,679 | ▼ 23.5% |
| Other operating charges640/8 | €1,474 | €1,261 | €1,337 | €1,367 | €1,409 | ▲ 3.1% |
| Gross operating margin9900 | €76,425 | €214,457 | €177,617 | €124,032 | €52,042 | ▼ 58.0% |
| Operating profit (loss)9901 | €69,752 | €207,807 | €171,174 | €117,857 | €46,954 | ▼ 60.2% |
| Financial income75/76B | €104,508 | €113,535 | €91,913 | €76,863 | €47,897 | ▼ 37.7% |
| Recurring financial income75 | €104,508 | €113,535 | €91,913 | €76,863 | €47,897 | ▼ 37.7% |
| Financial charges65/66B | €75,713 | €108,264 | €63,171 | €54,815 | €30,449 | ▼ 44.5% |
| Recurring financial charges65 | €75,713 | €108,264 | €63,171 | €54,815 | €30,449 | ▼ 44.5% |
| Profit (loss) for the period before taxes9903 | €98,547 | €213,078 | €199,915 | €139,905 | €64,401 | ▼ 54.0% |
| Income taxes67/77 | €27,258 | €54,974 | €51,353 | €36,355 | €16,977 | ▼ 53.3% |
| Profit (loss) for the period9904 | €71,289 | €158,104 | €148,562 | €103,551 | €47,424 | ▼ 54.2% |
| Profit (loss) for the period to be appropriated9905 | €71,289 | €158,104 | €148,562 | €103,551 | €47,424 | ▼ 54.2% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.2m | €1.4m | €1.3m | €1.2m | ▼ 9.8% |
| Fixed assets21/28 | €12,422 | €10,538 | €6,927 | €7,396 | €5,206 | ▼ 29.6% |
| Intangible fixed assets21 | €10,199 | €6,999 | €3,799 | €926 | - | - |
| Tangible fixed assets22/27 | €2,092 | €3,408 | €2,998 | €6,338 | €5,074 | ▼ 19.9% |
| Plant, machinery and equipment23 | - | - | €1,426 | €1,126 | €827 | ▼ 26.6% |
| Furniture and vehicles24 | €2,092 | €3,408 | €1,572 | €5,212 | €4,247 | ▼ 18.5% |
| Financial fixed assets28 | €131 | €131 | €131 | €131 | €131 | = |
| Current assets29/58 | €1.5m | €1.2m | €1.4m | €1.3m | €1.2m | ▼ 9.7% |
| Stocks and contracts in progress3 | €203,612 | €46,061 | €27,016 | €21,437 | €72,738 | ▲ 239% |
| Stocks30/36 | €203,612 | €46,061 | €27,016 | €21,437 | €72,738 | ▲ 239% |
| Amounts receivable within one year40/41 | €929,404 | €493,554 | €491,221 | €434,576 | €411,960 | ▼ 5.2% |
| Trade receivables40 | €929,404 | €486,797 | €490,541 | €434,576 | €411,960 | ▼ 5.2% |
| Other amounts receivable41 | - | €6,757 | €680 | - | - | - |
| Cash at bank and in hand54/58 | €334,425 | €647,760 | €860,918 | €858,289 | €702,579 | ▼ 18.1% |
| Deferred charges and accrued income490/1 | €18,366 | €4,109 | €3,345 | €3,650 | €3,094 | ▼ 15.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.2m | €1.4m | €1.3m | €1.2m | ▼ 9.8% |
| Equity10/15 | €791,353 | €949,456 | €998,019 | €901,569 | €648,993 | ▼ 28.0% |
| Contributions10/11 | €105,000 | €105,000 | €105,000 | €105,000 | €105,000 | = |
| Reserves13 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Non-distributable reserves130/1 | €10,000 | - | - | - | - | - |
| Reserves not available under the articles1311 | €10,000 | - | - | - | - | - |
| Distributable reserves133 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €676,353 | €834,456 | €883,019 | €786,569 | €533,993 | ▼ 32.1% |
| Amounts payable17/49 | €706,876 | €252,565 | €391,409 | €423,778 | €546,584 | ▲ 29.0% |
| Amounts payable within one year42/48 | €701,440 | €246,890 | €385,093 | €417,409 | €542,088 | ▲ 29.9% |
| Trade debts44 | €528,900 | €227,624 | €269,078 | €199,513 | €233,679 | ▲ 17.1% |
| Suppliers440/4 | €528,900 | €227,624 | €269,078 | €199,513 | €233,679 | ▲ 17.1% |
| Taxes, remuneration and social security45 | €22,540 | €19,266 | €16,014 | €17,897 | €8,409 | ▼ 53.0% |
| Taxes450/3 | €22,540 | €19,266 | €16,014 | €17,897 | €8,409 | ▼ 53.0% |
| Other amounts payable47/48 | €150,000 | - | €100,000 | €200,000 | €300,000 | ▲ 50.0% |
| Accrued charges and deferred income492/3 | €5,436 | €5,674 | €6,316 | €6,369 | €4,496 | ▼ 29.4% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €71,289 | €158,104 | €148,562 | €103,551 | €47,424 | ▼ 54.2% |
| + Depreciation and write-downs630 | €5,198 | €5,389 | €5,107 | €4,808 | €3,679 | ▼ 23.5% |
| Operating cash flow (approximation) | €76,488 | €163,493 | €153,670 | €108,358 | €51,103 | ▼ 52.8% |
| Investment in fixed assets (approximation) | - | -€3,505 | -€1,497 | -€5,277 | -€1,488 | ▲ 71.8% |
| Change in cash | - | €313,335 | €213,159 | -€2,629 | -€155,710 | ▼ 5,822% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Weakest financial yearnet €47,424 ▼54.2%
Net result drops to €47,424, the lowest in the series.
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €158,104 ▲122%
Net result €158,104, the highest in the series.
31-03
Financial
Liquidity doublescurrent ratio 4.83
Current ratio from 2.12 to 4.83; short-term debt falls from €701,440 to €246,890.
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2006
Ground area
3,499 m²
Building footprint
195 m²
Volume, LiDAR
1,105 m³
Parcel 11041B0334/00D006, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
DICONTRA
since 20062.151.004.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0334/00D006 | Flanders | 3,499 m² | 1 · 195 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 192 companies in sector 46493 we hold annual accounts for 85. 59 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-12-2005
Fiscal year end31-03
Activities, NACEBEL 2025
46493Wholesale trade
70200Business and other management consultancy
Contact
Website
dicontra.com
E-mail
info@dicontra.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0877842575
Also
9925:BE0877842575
Registered
18-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.