INVENI
ActiveSummary
INVENI has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €377,500 and a net result of €20,208. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 54% of 8161 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+21
Solvency73▲+6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 1.91 against 2.0 in 2024; short-term debt: 46.6% and cash: 5.5% of total assets), but 52.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.7%
Return on assets
2.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
29 d late
2023
30 d late
2022
29 d late
2021
30 d late
2020
26 d late
2019
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€377,500▲ 2.6%
2024 · €367,769
Total assets
€791,786▼ 9.4%
2024 · €873,523
Net result
€20,208▲ 1,317%
2024 · €1,426
Working capital
€335,201▼ 10.1%
2024 · €372,778
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,191▲ 296%€8,227▼ 77.9%€18,638▲ 127%€15,896▼ 14.7%€39,813▲ 150%
Net result€21,601within the sector's middle half▲ 199%€7,952within the sector's middle half▼ 63.2%€5,590within the sector's middle half▼ 29.7%€1,426within the sector's middle half▼ 74.5%€20,208within the sector's middle half▲ 1,317%
Equity€455,539within the sector's middle half▲ 4.6%€394,641within the sector's middle half▼ 13.4%€393,714within the sector's middle half▼ 0.2%€367,769within the sector's middle half▼ 6.6%€377,500within the sector's middle half▲ 2.6%
Total assets€823,167within the sector's middle half▲ 13.4%€919,263within the sector's middle half▲ 11.7%€905,048within the sector's middle half▼ 1.5%€873,523within the sector's middle half▼ 3.5%€791,786within the sector's middle half▼ 9.4%
Debt€367,628▲ 27.0%€524,623▲ 42.7%€511,334▼ 2.5%€505,755▼ 1.1%€414,285▼ 18.1%
Working capital€451,356within the sector's middle half▲ 20.7%€367,041within the sector's middle half▼ 18.7%€276,239within the sector's middle half▼ 24.7%€372,778within the sector's middle half▲ 34.9%€335,201within the sector's middle half▼ 10.1%
Solvency55.3%within the sector's middle half▼ 4.6pp42.9%within the sector's middle half▼ 12.4pp43.5%within the sector's middle half▲ 0.6pp42.1%within the sector's middle half▼ 1.4pp47.7%within the sector's middle half▲ 5.6pp
Current ratio2.42within the sector's middle half▲ 0.132.08within the sector's middle half▼ 0.341.60within the sector's middle half▼ 0.482.00within the sector's middle half▲ 0.411.91within the sector's middle half▼ 0.10
Return on assets (ROA)2.6%within the sector's middle half▲ 1.6pp0.9%within the sector's middle half▼ 1.8pp0.6%within the sector's middle half▼ 0.2pp0.2%within the sector's middle half▼ 0.5pp2.6%within the sector's middle half▲ 2.4pp
Staff (FTE)0.3below the sector's middle half1within the sector's middle half▲ 233%1within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 150% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €791,786
Fixed assets
€87,606 ▼ 32.3%
Current assets
€704,180 ▼ 5.4%
Equity and liabilities €791,786
Equity
€377,500 ▲ 2.6%
Debt
€414,285 ▼ 18.1%
Debt's share of the balance-sheet total falls from 57.9% to 52.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82,835▲
2024 · €61,252
Cash flow
€63,231▲
2024 · €46,782
Quick ratio
1.56▼
2024 · 1.61
Debt to equity
1.10▼
2024 · 1.38
ROE
5.4%▲
2024 · 0.4%
Interest coverage
6.03▲
2024 · 3.88
Debt ≤ 1 year
€368,978▼
2024 · €371,258
Debt > 1 year
€39,000▼
2024 · €129,000
Income taxes
€10,629▲
2024 · €3,022
Staff costs
€33,396▼
2024 · €37,115
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,039 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,039 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €25,440 | - | €7,901 | €37,115 | €33,396 | ▼ 10.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,422 | €17,990 | €46,175 | €45,356 | €43,022 | ▼ 5.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€975 | - | - | - | - | - |
| Other operating charges640/8 | €2,371 | €1,964 | €1,209 | €2,189 | €1,286 | ▼ 41.3% |
| Non-recurring operating charges66A | €50 | - | €50 | €50 | €50 | = |
| Gross operating margin9900 | €78,498 | €28,181 | €73,973 | €100,606 | €117,566 | ▲ 16.9% |
| Operating profit (loss)9901 | €37,191 | €8,227 | €18,638 | €15,896 | €39,813 | ▲ 150% |
| Financial income75/76B | €4,780 | €6,574 | €7,635 | €4,353 | €4,752 | ▲ 9.2% |
| Recurring financial income75 | €4,780 | €6,574 | €7,635 | €4,353 | €4,752 | ▲ 9.2% |
| Financial charges65/66B | €2,710 | €4,101 | €16,511 | €15,800 | €13,727 | ▼ 13.1% |
| Recurring financial charges65 | €2,710 | €4,101 | €16,511 | €15,800 | €13,727 | ▼ 13.1% |
| Profit (loss) for the period before taxes9903 | €39,261 | €10,701 | €9,761 | €4,448 | €30,838 | ▲ 593% |
| Income taxes67/77 | €17,660 | €2,748 | €4,172 | €3,022 | €10,629 | ▲ 252% |
| Profit (loss) for the period9904 | €21,601 | €7,952 | €5,590 | €1,426 | €20,208 | ▲ 1,317% |
| Transfer from tax-exempt reserves789 | €22,074 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €43,675 | €7,952 | €5,590 | €1,426 | €20,208 | ▲ 1,317% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €823,167 | €919,263 | €905,048 | €873,523 | €791,786 | ▼ 9.4% |
| Fixed assets21/28 | €53,683 | €211,599 | €167,475 | €129,487 | €87,606 | ▼ 32.3% |
| Tangible fixed assets22/27 | €53,683 | €211,599 | €167,475 | €129,487 | €87,606 | ▼ 32.3% |
| Land and buildings22 | €11,644 | €14,211 | €10,531 | €6,850 | €5,829 | ▼ 14.9% |
| Plant, machinery and equipment23 | €6,119 | €5,357 | €4,594 | €10,725 | €8,856 | ▼ 17.4% |
| Furniture and vehicles24 | €35,920 | €192,031 | €152,350 | €111,913 | €72,921 | ▼ 34.8% |
| Current assets29/58 | €769,484 | €707,664 | €737,573 | €744,036 | €704,180 | ▼ 5.4% |
| Stocks and contracts in progress3 | €107,398 | €120,000 | €185,245 | €144,645 | €129,735 | ▼ 10.3% |
| Stocks30/36 | €107,398 | €120,000 | €185,245 | €144,645 | €129,735 | ▼ 10.3% |
| Amounts receivable within one year40/41 | €601,482 | €582,690 | €529,105 | €551,844 | €530,520 | ▼ 3.9% |
| Trade receivables40 | €122,721 | €112,006 | €74,248 | €79,334 | €113,114 | ▲ 42.6% |
| Other amounts receivable41 | €478,761 | €470,683 | €454,857 | €472,510 | €417,406 | ▼ 11.7% |
| Cash at bank and in hand54/58 | €60,604 | €4,975 | €23,223 | €47,547 | €43,925 | ▼ 7.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €823,167 | €919,263 | €905,048 | €873,523 | €791,786 | ▼ 9.4% |
| Equity10/15 | €455,539 | €394,641 | €393,714 | €367,769 | €377,500 | ▲ 2.6% |
| Contributions10/11 | €142,570 | €142,570 | €142,570 | €142,570 | €142,570 | = |
| Reserves13 | €312,867 | €251,968 | €251,144 | €225,199 | €234,930 | ▲ 4.3% |
| Non-distributable reserves130/1 | €14,257 | €14,257 | - | - | - | - |
| Reserves not available under the articles1311 | €14,257 | €14,257 | - | - | - | - |
| Distributable reserves133 | €298,610 | €237,711 | €251,144 | €225,199 | €234,930 | ▲ 4.3% |
| Profit (loss) carried forward14 | €102 | €102 | - | - | - | - |
| Amounts payable17/49 | €367,628 | €524,623 | €511,334 | €505,755 | €414,285 | ▼ 18.1% |
| Amounts payable after more than one year17 | €49,500 | €184,000 | €50,000 | €129,000 | €39,000 | ▼ 69.8% |
| Other amounts payable178/9 | €49,500 | €184,000 | €50,000 | €129,000 | €39,000 | ▼ 69.8% |
| Amounts payable within one year42/48 | €318,128 | €340,623 | €461,334 | €371,258 | €368,978 | ▼ 0.6% |
| Current portion of amounts payable after more than one year42 | €53,121 | €53,121 | €53,181 | €53,181 | €53,181 | = |
| Trade debts44 | €208,628 | €156,246 | €288,799 | €177,642 | €155,863 | ▼ 12.3% |
| Suppliers440/4 | €208,628 | €156,246 | €288,799 | €177,642 | €155,863 | ▼ 12.3% |
| Taxes, remuneration and social security45 | €25,284 | €18,874 | €15,251 | €15,311 | €22,026 | ▲ 43.9% |
| Taxes450/3 | €23,164 | €13,954 | €8,387 | €10,890 | €17,447 | ▲ 60.2% |
| Remuneration and social security454/9 | €2,120 | €4,920 | €6,864 | €4,421 | €4,579 | ▲ 3.6% |
| Other amounts payable47/48 | €31,095 | €112,382 | €104,103 | €125,124 | €137,909 | ▲ 10.2% |
| Accrued charges and deferred income492/3 | - | - | - | €5,497 | €6,307 | ▲ 14.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,601 | €7,952 | €5,590 | €1,426 | €20,208 | ▲ 1,317% |
| + Depreciation and write-downs630 | €14,422 | €17,990 | €46,175 | €45,356 | €43,022 | ▼ 5.1% |
| Operating cash flow (approximation) | €36,023 | €25,942 | €51,765 | €46,782 | €63,231 | ▲ 35.2% |
| Investment in fixed assets (approximation) | - | -€175,907 | -€2,051 | -€7,368 | -€1,141 | ▲ 84.5% |
| Change in cash | - | -€55,629 | €18,248 | €24,324 | -€3,622 | ▼ 115% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €1,426 ▼74.5%
Net result drops to €1,426, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 1997
Ground area
392 m²
Building footprint
136 m²
Volume, LiDAR
811 m³
Parcel 37303I0828/00X000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
INVENI
since 19972.050.603.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37303I0828/00X000 | Flanders | 392 m² | 1 · 136 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 255 EUR awarded · 255 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 255 EUR | 255 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteTielt2.050.603.457
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Of 1,173 companies in sector 46499 we hold annual accounts for 743. 569 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-11-1990
Fiscal year end31-12
Activities, NACEBEL 2025
46493Wholesale trade
46499Wholesale of other household goods
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442082844
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.