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DICO

Active
Private limited companyfounded 2019active for 7 yearsSint-Lenaartsesteenweg 68A, 2310 Rijkevorsel, BelgiumKBO/BCE: BE 0734.435.401
Summary

The computed 12-month bankruptcy probability of DICO is 1.9% (moderate). The 2025 annual accounts show equity of €148,512 and a net result of €27,988. Equity is growing by about 30% per year across the filed financial years. Its solvency ranks better than 66% of 9,100 sector peers (NACE 41, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€459,967turnover 2025
Equity
€148,512
Profit
€27,988
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Accounts filed 3 days late0 of 3 deeds read
Why 55raises riskSize: turnover €459,967, total assets €253,031Sector: Construction of residential and non-residential buildings (NACE 41)Founded in 2019lowers riskEquity €148,512 (58.7% of total assets)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 57% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 84-5
equity 58.7% of total assets
Liquidity 58+3
short-term debt 18.9% · cash 10.5%
Profitability 73-6
return on assets 11.1%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,377 companies, NACE 41, micro)
Last 24 months 11-2024: 4.1%highest value 12-2024: 4.1%● unchanged vs 11-2024 01-2025: 4.0%▼ -0.1 percentage points vs 12-2024 02-2025: 4.1%▲ +0.1 percentage points vs 01-2025 03-2025: 2.0%▼ -2.1 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 2.0%● unchanged vs 05-2025 07-2025: 2.0%● unchanged vs 06-2025 08-2025: 2.0%● unchanged vs 07-2025 09-2025: 1.9%▼ -0.1 percentage points vs 08-2025 10-2025: 2.1%▲ +0.2 percentage points vs 09-2025 11-2025: 2.2%▲ +0.1 percentage points vs 10-2025 12-2025: 1.8%▼ -0.4 percentage points vs 11-2025 01-2026: 1.7%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 1.9%▲ +0.2 percentage points vs 01-2026 03-2026: 2.5%▲ +0.6 percentage points vs 02-2026 04-2026: 1.8%▼ -0.7 percentage points vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 1.8%● unchanged vs 07-2026 09-2026: 1.8%● unchanged vs 08-2026 10-2026: 1.9%▲ +0.1 percentage points vs 09-2026
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.27, compared with 4.04 in 2024; short-term debt: 18.9% and cash: 10.5% of total assets), and 41.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 68% on solvency, 62% on liquidity, 48% on profitability and 49% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Size: turnover €459,967, total assets €253,031
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2019
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Equity €148,512 (58.7% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-07-2025 was due by 28-02-2026 and was filed on 03-03-2026, 3 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are in a legal situation other than normal, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filings
Deviation from the deadline
2025
3 days late
2024
on the day
2023
1 day early
2022
1 day early
2021
6 days early
2020
12 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 3 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-07-2026 is due by 28-02-2027. Nothing is late today. The company usually files around 28 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-07-2026 year end09-10-2026 today28-02-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Liquidity more than doublescurrent ratio 4.04

Key points

  • Positive: Among the best 19% on equitysector median €45,715 · 9,108 companies €148,512 View
  • Positive: 6 profitable years in a rowprofit 2025: €27,988 6 years View
  • Turnover 20256 financial years filed €459,967 View

By topic

Financials

Financial year
2025
Turnover
€459,967
Profit
€27,988
Solvency
58.7%
Turnover▼ 14.9%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 28-02-2027
  1. 31-07-2024Equity above €100,000
  2. 28-02-2024Annual accounts filed
  3. 27-02-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
13-09-2019
Year ends
31-07
Peppol
Reachable for e-invoices
Go to Company details

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