DICAVA
ActiveThe computed 12-month bankruptcy probability of DICAVA is 3.8% (moderate). The 2025 annual accounts show negative equity (€-5k) and a net result of €2k. Equity is shrinking by ~69.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 13270 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
27
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▲+26
Solvency23▲+1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.56 against 0.69 in 2024; short-term debt: 83.5% and cash: 0.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.8%
Return on assets
0.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 13270 sector peers (2025).
NBB · sector comparisonPosition among 13270 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
on the day
2023
31 d late
2022
115 d late
2021
184 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k▲ 30.1%
2024 · €-8k
2021: €19k
2022: €10k
2023: €10k
2024: €-8k
2021 → 2025
Total assets
€297k▲ 19.3%
2024 · €249k
2021: €65k
2022: €56k
2023: €103k
2024: €249k
2021 → 2025
Net result
€2k
2024 · €-18k
2021: €-977
2022: €-9k
2023: €104
2024: €-18k
2021 → 2025
Working capital
€-108k▼ 106%
2024 · €-53k
2021: €5k
2022: €-716
2023: €-22k
2024: €-53k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€10k▼ 47.2%€10k▲ 1.0%€-8k€-5k▲ 30.1%
Operating result€2k-€-8k€928€-11k€19k
Net result€-977-€-9k▼ 819%€104€-18k€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19k after a loss of €11k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€158k▲ 19.8%
Current assets
€140k▲ 18.8%
Key figures and ratios
EBITDA
€50k▲
2024 · €6k
Cash flow
€33k▲
2024 · €-533
Solvency
-1.8%▲
2024 · -3.1%
Current ratio
0.56▼
2024 · 0.69
Quick ratio
0.40▲
2024 · 0.39
Debt / equity
-55.58▼
2024 · -32.98
ROA
0.8%▲
2024 · -7.2%
Interest coverage
2.83▲
2024 · 0.92
Debt
€303k▲
2024 · €257k
Debt ≤ 1 year
€248k▲
2024 · €170k
Debt > 1 year
€55k▼
2024 · €87k
Staff costs
€390k▼
2024 · €466k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€249k€297k▲
Formation expenses20€46-
Fixed assets21/28€131k€158k▲
Tangible fixed assets22/27€131k€158k▲
Land and buildings22€36k€31k▼
Plant, machinery and equipment23€71k€104k▲
Furniture and vehicles24€22k€20k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€118k€140k▲
Stocks and contracts in progress3€52k€41k▼
Stocks30/36€52k€41k▼
Amounts receivable within one year40/41€22k€94k▲
Trade receivables40€22k€67k▲
Other amounts receivable41€774€27k▲
Cash at bank and in hand54/58€40k€2k▼
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€249k€297k▲
Equity10/15€-8k€-5k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-28k€-25k▲
Amounts payable17/49€257k€303k▲
Amounts payable after more than one year17€87k€55k▼
Financial debts170/4€87k€55k▼
Amounts payable within one year42/48€170k€248k▲
Current portion of amounts payable after more than one year42€5k€24k▲
Financial debts43€25k€27k▲
Credit institutions430/8€25k€27k▲
Trade debts44€54k€69k▲
Suppliers440/4€54k€69k▲
Taxes, remuneration and social security45€83k€129k▲
Taxes450/3€32k€51k▲
Remuneration and social security454/9€52k€78k▲
Other amounts payable47/48€3k-
Income statement
Code20242025
Remuneration, social security and pensions62€466k€390k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€31k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€477k€444k▼
Operating profit (loss)9901€-11k€19k▲
Financial income75/76B€1€720▲
Recurring financial income75€1€720▲
Financial charges65/66B€7k€18k▲
Recurring financial charges65€7k€18k▲
Profit (loss) for the period before taxes9903€-18k€2k▲
Profit (loss) for the period9904€-18k€2k▲
Profit (loss) for the period to be appropriated9905€-18k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€-25k▲
Profit (loss) brought forward from the previous period14P€-10k€-28k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-18k ▼17346%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €104
Net result €104 after 2 loss-making years.
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 115 days late
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 184 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Brugstraat 153650 Dilsen-StokkemGround area
2,044 m²
Building footprint
346 m²
Volume, LiDAR
1,870 m³
Parcel 72005B1076/00M000, Flanders · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DICAVA
since 20202.299.519.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005B1076/00M000 | Flanders | 2,044 m² | 1 · 346 m² | 11.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 588 EUR awarded · 588 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 588 EUR |
| 2024 | 1 | 588 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteDilsen-Stokkem2.299.519.810
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 7,086 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2020
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.