DIBISCO
ActiveDIBISCO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-2k) and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▲+61
Solvency21▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.93 against 0.86 in 2024; short-term debt: 104.4% and cash: 58.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.4%
Return on assets
6.8%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 7027 sector peers (2025).
NBB · sector comparisonPosition among 7027 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
4 d late
2023
23 d early
2022
2 d early
2021
53 d early
2020
33 d early
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-2k▲ 60.8%
2024 · €-5k
2019: €-82k
2020: €-55k
2021: €-22k
2022: €-11k
2023: €2k
2024: €-5k
2019 → 2025
Total assets
€41k▼ 7.1%
2024 · €45k
2019: €50k
2020: €50k
2021: €33k
2022: €43k
2023: €56k
2024: €45k
2019 → 2025
Net result
€3k
2024 · €-7k
2019: €9k
2020: €27k
2021: €33k
2022: €11k
2023: €13k
2024: €-7k
2019 → 2025
Working capital
€-3k▲ 54.5%
2024 · €-7k
2019: €-95k
2020: €-71k
2021: €-34k
2022: €-20k
2023: €-2k
2024: €-7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-22k-€-11k▲ 49.9%€2k€-5k€-2k▲ 60.8%
Operating result€48k-€17k▼ 64.8%€21k▲ 22.5%€-5k€4k
Net result€33k-€11k▼ 67.2%€13k▲ 21.8%€-7k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41k
Fixed assets
€1k▼ 40.2%
Current assets
€40k▼ 5.6%
Key figures and ratios
EBITDA
€5k▲
2024 · €-3k
Cash flow
€4k▲
2024 · €-4k
Solvency
-4.4%▲
2024 · -10.4%
Current ratio
0.93▲
2024 · 0.86
Quick ratio
0.93▲
2024 · 0.86
Debt / equity
-23.83▼
2024 · -10.64
ROA
6.8%▲
2024 · -15.6%
Interest coverage
3.99▲
2024 · -1.69
Debt
€43k▼
2024 · €49k
Debt ≤ 1 year
€43k▼
2024 · €49k
Income taxes
€133▲
2024 · €-1
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€41k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€540€187▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€43k€40k▼
Amounts receivable within one year40/41€23k€16k▼
Trade receivables40€13k€12k▼
Other amounts receivable41€10k€4k▼
Cash at bank and in hand54/58€20k€24k▲
Deferred charges and accrued income490/1€14€0▼
Equity and liabilities
Total equity and liabilities10/49€45k€41k▼
Equity10/15€-5k€-2k▲
Contributions10/11€84k€84k=
Reserves13€26k€26k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Tax-exempt reserves132€19k€19k=
Profit (loss) carried forward14€-115k€-112k▲
Amounts payable17/49€49k€43k▼
Amounts payable within one year42/48€49k€43k▼
Trade debts44€332€333▲
Suppliers440/4€332€333▲
Taxes, remuneration and social security45€514€514=
Taxes450/3€0€0=
Remuneration and social security454/9€514€514=
Other amounts payable47/48€48k€42k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€823▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k-
Other operating charges640/8€507€943▲
Non-recurring operating charges66A€277-
Gross operating margin9900€3k€6k▲
Operating profit (loss)9901€-5k€4k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-7k€3k▲
Income taxes67/77€-1€133▲
Profit (loss) for the period9904€-7k€3k▲
Profit (loss) for the period to be appropriated9905€-7k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-115k€-112k▲
Profit (loss) brought forward from the previous period14P€-108k€-115k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €-7k ▼152%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
09-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €33k ▲21.7%
Operating result €48k, net result €33k, both a record.
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
09-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugmannlaan 1971050 ElseneGround area
241 m²
Building footprint
97 m²
Volume, LiDAR
1,392 m³
Parcel 21447B0310/00B035, Brussels · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DIBISCO
since 19862.034.503.734
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0310/00B035 | Brussels | 241 m² | 1 · 97 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MANAGEMENT CONSULTING 92
BE 0442.694.736
Brussel · Eq €2k
10:AM
BE 0793.417.735
Antwerpen · Eq €2k
BURAGEST
BE 0431.562.304
Lobbes · Eq €2k
Makt AC
BE 0649.527.935
Antwerpen · Eq €2k
SUMRESEARCH
BE 0454.010.181
Brussel · Eq €2k
Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-1986
Fiscal year end30-06
Abbreviation FR
SOBELCAM
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.