dibamco
ActiveSummary
The computed 12-month bankruptcy probability of dibamco is 1.8% (moderate). The 2024 annual accounts show negative equity (-€41,913) and a net result of -€83,966. Equity is shrinking by ~41.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 8969 sector peers (fiscal year 2024). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-91
Solvency0▼-76
Growth32=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 1.95 in 2023; short-term debt: 183.2% and cash: 0% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-109.3%
Return on assets
-218.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€41,913
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
36 d early
2022
14 d early
2021
114 d early
2020
18 d early
2019
59 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
-€41,913
2023 · €42,054
Total assets
€38,350▼ 53.5%
2023 · €82,437
Net result
-€83,966
2023 · €14,487
Working capital
-€50,920
2023 · €35,679
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€49,887-€19,271-€25,288▼ 31.2%€18,657-€83,122
Net result€45,637above the sector's middle half-€19,650below the sector's middle half-€26,556below the sector's middle half▼ 35.1%€14,487within the sector's middle half-€83,966below the sector's middle half
Equity€95,273within the sector's middle half▲ 46.5%€54,123within the sector's middle half▼ 43.2%€27,567within the sector's middle half▼ 49.1%€42,054within the sector's middle half▲ 52.6%-€41,913below the sector's middle half
Total assets€128,392within the sector's middle half▲ 56.6%€90,688within the sector's middle half▼ 29.4%€66,729within the sector's middle half▼ 26.4%€82,437within the sector's middle half▲ 23.5%€38,350below the sector's middle half▼ 53.5%
Debt€33,119▲ 95.4%€36,565▲ 10.4%€39,162▲ 7.1%€40,383▲ 3.1%€80,263▲ 98.8%
Working capital€88,515within the sector's middle half▲ 36.4%€43,495within the sector's middle half▼ 50.9%€18,966within the sector's middle half▼ 56.4%€35,679within the sector's middle half▲ 88.1%-€50,920below the sector's middle half
Solvency74.2%within the sector's middle half▼ 5.1pp59.7%within the sector's middle half▼ 14.5pp41.3%within the sector's middle half▼ 18.4pp51.0%within the sector's middle half▲ 9.7pp-109.3%below the sector's middle half▼ 160.3pp
Current ratio3.68within the sector's middle half▼ 1.322.21within the sector's middle half▼ 1.471.49within the sector's middle half▼ 0.721.95within the sector's middle half▲ 0.450.28below the sector's middle half▼ 1.67
Return on assets (ROA)35.5%above the sector's middle half▲ 104.7pp-21.7%below the sector's middle half▼ 57.2pp-39.8%below the sector's middle half▼ 18.1pp17.6%within the sector's middle half▲ 57.4pp-218.9%below the sector's middle half▼ 236.5pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €83,122 after €18,657 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €38,350
Fixed assets
€19,005 ▲ 111%
Current assets
€19,345 ▼ 73.7%
Key figures and ratios
EBITDA
-€80,320▼
2023 · €21,775
Cash flow
-€81,164▼
2023 · €17,604
Quick ratio
0.22▼
2023 · 1.81
Debt to equity
-1.92▼
2023 · 0.96
Interest coverage
-139.11▼
2023 · 9.34
Debt ≤ 1 year
€70,266▲
2023 · €37,743
Debt > 1 year
€9,998
Income taxes
€271▼
2023 · €1,841
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.5%
went bankrupt
8.0%
stopped otherwise
85%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,592 | €2,907 | €3,403 | €3,118 | €2,802 | ▼ 10.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €96,111 | -€96,111 | -€4,600 | €0 | ▲ 100% |
| Other operating charges640/8 | - | €471 | €115,191 | €1,414 | €984 | ▼ 30.4% |
| Gross operating margin9900 | €52,134 | €80,218 | -€2,805 | €18,589 | -€79,336 | ▼ 527% |
| Operating profit (loss)9901 | €49,887 | -€19,271 | -€25,288 | €18,657 | -€83,122 | ▼ 546% |
| Financial income75/76B | - | €10 | €22 | €3 | €4 | ▲ 41.1% |
| Recurring financial income75 | €45 | €10 | €22 | €3 | €4 | ▲ 41.1% |
| Financial charges65/66B | - | €316 | €1,081 | €2,332 | €577 | ▼ 75.2% |
| Recurring financial charges65 | €345 | €316 | €1,081 | €2,332 | €577 | ▼ 75.2% |
| Profit (loss) for the period before taxes9903 | €49,587 | -€19,578 | -€26,347 | €16,328 | -€83,695 | ▼ 613% |
| Income taxes67/77 | €3,950 | €72 | €209 | €1,841 | €271 | ▼ 85.3% |
| Profit (loss) for the period9904 | €45,637 | -€19,650 | -€26,556 | €14,487 | -€83,966 | ▼ 680% |
| Profit (loss) for the period to be appropriated9905 | €45,637 | -€19,650 | -€26,556 | €14,487 | -€83,966 | ▼ 680% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €128,392 | €90,688 | €66,729 | €82,437 | €38,350 | ▼ 53.5% |
| Fixed assets21/28 | €6,816 | €11,209 | €9,350 | €9,015 | €19,005 | ▲ 111% |
| Intangible fixed assets21 | €1,938 | €1,273 | €607 | €0 | - | - |
| Tangible fixed assets22/27 | €4,878 | €9,936 | €8,743 | €9,015 | €19,005 | ▲ 111% |
| Plant, machinery and equipment23 | - | €2,570 | €2,273 | €3,364 | €1,922 | ▼ 42.9% |
| Furniture and vehicles24 | - | - | - | - | €8,216 | - |
| Other tangible fixed assets26 | - | €7,366 | €6,470 | €5,651 | €8,868 | ▲ 56.9% |
| Current assets29/58 | €121,577 | €79,479 | €57,379 | €73,422 | €19,345 | ▼ 73.7% |
| Stocks and contracts in progress3 | - | €5,788 | €5,788 | €4,926 | €3,694 | ▼ 25.0% |
| Stocks30/36 | - | €5,788 | €5,788 | €4,926 | €3,694 | ▼ 25.0% |
| Amounts receivable within one year40/41 | €19,294 | €16,739 | €17,081 | €34,328 | €14,046 | ▼ 59.1% |
| Trade receivables40 | - | €16,739 | €17,077 | €31,012 | €6,299 | ▼ 79.7% |
| Other amounts receivable41 | - | €0 | €4 | €3,316 | €7,747 | ▲ 134% |
| Cash at bank and in hand54/58 | €90,512 | €48,826 | €28,604 | €25,981 | €0 | ▼ 100% |
| Deferred charges and accrued income490/1 | - | €8,126 | €5,907 | €8,187 | €1,605 | ▼ 80.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €128,392 | €90,688 | €66,729 | €82,437 | €38,350 | ▼ 53.5% |
| Equity10/15 | €95,273 | €54,123 | €27,567 | €42,054 | -€41,913 | ▼ 200% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €113,977 | €92,477 | €92,477 | €92,477 | €92,477 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €0 | - | - |
| Tax-exempt reserves132 | - | €347 | €347 | €347 | €347 | = |
| Distributable reserves133 | - | €90,270 | €90,270 | €92,130 | €92,130 | = |
| Profit (loss) carried forward14 | -€31,104 | -€50,754 | -€77,310 | -€62,823 | -€146,789 | ▼ 134% |
| Amounts payable17/49 | €33,119 | €36,565 | €39,162 | €40,383 | €80,263 | ▲ 98.8% |
| Amounts payable after more than one year17 | - | - | - | - | €9,998 | - |
| Financial debts170/4 | - | - | - | - | €9,998 | - |
| Amounts payable within one year42/48 | €33,061 | €35,984 | €38,414 | €37,743 | €70,266 | ▲ 86.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €7,425 | - |
| Financial debts43 | - | - | - | - | €5,873 | - |
| Credit institutions430/8 | - | - | - | - | €5,873 | - |
| Trade debts44 | €11,876 | €7,417 | €4,077 | €9,141 | €7,151 | ▼ 21.8% |
| Suppliers440/4 | - | €7,417 | €4,077 | €9,141 | €7,151 | ▼ 21.8% |
| Taxes, remuneration and social security45 | - | €13,866 | €5,060 | €7,082 | €0 | ▼ 100% |
| Taxes450/3 | - | €11,898 | €5,060 | €7,082 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €1,968 | €0 | - | - | - |
| Other amounts payable47/48 | - | €14,701 | €29,277 | €21,521 | €49,816 | ▲ 131% |
| Accrued charges and deferred income492/3 | - | €581 | €748 | €2,640 | €0 | ▼ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,637 | -€19,650 | -€26,556 | €14,487 | -€83,966 | ▼ 680% |
| + Depreciation and write-downs630 | €1,592 | €2,907 | €3,403 | €3,118 | €2,802 | ▼ 10.1% |
| Operating cash flow (approximation) | €47,229 | -€16,743 | -€23,153 | €17,604 | -€81,164 | ▼ 561% |
| Investment in fixed assets (approximation) | - | -€7,300 | -€1,544 | -€2,783 | -€12,792 | ▼ 360% |
| Change in cash | - | -€41,686 | -€20,222 | -€2,623 | -€25,981 | ▼ 890% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet -€83,966
Net result drops to -€83,966, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €14,487
Net result €14,487 after 2 loss-making years.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €45,637
Net result €45,637 after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 2 establishment units since 2012
Ground area
677 m²
Building footprint
239 m²
Volume, LiDAR
1,190 m³
Parcel 41029B0106/00S000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Dibamco
since 20122.213.628.684
Dibamco
since 20192.320.329.674
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41029B0106/00S000 | Flanders | 677 m² | 1 · 239 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 8,432 EUR awarded · 9,224 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,472 EUR | 1,472 EUR |
| 2024 | 1 | 6,915 EUR | 6,915 EUR |
| 2023 | 1 | 45 EUR | 837 EUR |
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 5,412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-10-2012
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0849687633
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.