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Diamz & Co

Active
Private limited company (pre-2019)founded 2015active for 10 yearsRue Léon Defuisseaux 43, 7080 Frameries, BelgiumKBO/BCE: BE 0643.688.931
Summary

Diamz & Co has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,561 and a net result of -€6,035. Equity has been stable since 2018 (±0.2% per year). Its solvency ranks better than 57% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 29-11-2015 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110and 3 others
Establishment unit
2.247.889.282 7080 Frameries, since 29-11-2015
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Turnover
€1.3m
▲ 32.3%
Loss
€6,035
Equity
€16,561
▼ 26.7%
Total assets
€39,775
▼ 19.9%
Staff
≈ 1.6 FTE
estimated
  • 2025 accounts filed 4 days after the deadline
Score breakdownraises riskLoss of €6,035 (financial year 2025)Sector: Retail trade (NACE 47)Size: turnover €1.3m, total assets €39,775lowers riskLiquidity: current ratio 1.47, cash €12,722Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 47% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 67-4
equity 41.6% of total assets
Liquidity 60-1
short-term debt 58.4% · cash 32.0%
Profitability 7-56
return on assets -15.2%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.5%▼ -0.1 percentage points vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.6%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%▼ -0.1 percentage points vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.5%● unchanged vs 06-2025 08-2025: 2.2%▲ +0.7 percentage points vs 07-2025highest value 09-2025: 0.6%▼ -1.6 percentage points vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.5%▼ -0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026lowest value 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 0.8%▼ -0.1 percentage points vs 08-2026 10-2026: 0.7%▼ -0.1 percentage points vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.44 in 2024), below the usual 1.5. Short-term debt is 58.4% and cash 32% of total assets. 58.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 57% of them on solvency, 66% on liquidity, 16% on profitability and 50% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Loss of €6,035 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.47, cash €12,722
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: turnover €1.3m, total assets €39,775
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
4 days late
2024
6 days late
2023
2 days early
2022
31 days late
2021
31 days late
2020
59 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 years of growth in a rowturnover 2025: €1.3m 7 years View
  • Positive: Turnover rose in 2025from €965,134 to €1.3m ▲ 32.3% View

Recent changes

  1. · Gazette deed Appointment: RIFFAT Inayat (director)Resignation: SAJID Umar (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as Diamz & Co: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €39,900 and €56,700, founded between 2013 and 2016.

CompanyTotal assetsGross margin
Diamz & Co Frameries€39,775€54,418
CHRIF RJKM Mortsel€39,860€45,571
Prins Antwerpen€47,224€60,939
Swat International Gent€41,882€64,574
MULTI FRUITS Anderlecht€42,234€42,443
GARIMA Antwerpen€43,515€41,723
SAAD COMPANY Saint-Ghislain€56,708€64,183
Full comparison

Key facts about Diamz & Co

What is the company number of Diamz & Co?
The company number of Diamz & Co is 0643.688.931. The VAT number is the same number with BE in front: BE 0643.688.931.
Where is Diamz & Co based?
The registered office is at Rue Léon Defuisseaux 43, 7080 Frameries.Company details
What does Diamz & Co do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of Diamz & Co?
The legal form of Diamz & Co is Private limited company (pre-2019) (BVBA).
When was Diamz & Co founded?
Diamz & Co was founded on 29-11-2015.
Is Diamz & Co still active?
Yes, Diamz & Co is an active enterprise in the KBO register.
What is the turnover of Diamz & Co?
The turnover of Diamz & Co was €1.3m in financial year 2025, according to the filed annual accounts.Financials
Is Diamz & Co profitable?
In financial year 2025, Diamz & Co made a loss of €6,035.
Where can I find the annual accounts of Diamz & Co?
Diamz & Co filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Diamz & Co due?
Diamz & Co must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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