Checked.be
Active
BE 0427.197.205Public limited company
Dialy
Laarstraat 6 ·3740 Bilzen-Hoeselt, Belgium· 41 yrs active
Conclusion
Dialy has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-83k) and a net result of €61k. Equity is growing by ~10.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €-83k |
| Net result | €61k |
| Active | 41 yrs |
| Board | 3 |
Financial profile
45
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
16
Profitability
0
Solvency
33
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1985, 41 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
16
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score history
3
2022
16
2023
8
2024
16
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.48 (< 1.0)
-10
Quick ratio
Quick ratio 0.48 (< 0.6)
-5
Equity
Negative equity
-25
Profitability
Negatieve ROE -74%
-10
Interest coverage
Interest coverage 844.0× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-04-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~10.7%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
€66k
+926.8%
22-25
€61k
+4761.1%
22-25
€66k
+957.7%
22-25
€91k
+31.9%
22-25
€-83k
+42.5%
22-25
€-49k
+60.8%
22-25
€174k
-18.4%
22-25
€94k
-26.7%
22-25
€80k
-5.9%
22-25
0.48
+1607.5%
22-25
0.48
+1607.5%
22-25
-91.1%
+56.4%
22-25
-2.10
-41.9%
22-25
-73.9%
-8351.2%
22-25
67.3%
+3585.6%
22-25
843.97
+2470.6%
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €66k | €6k | €13k | €245 |
| Net profit | €61k | €1k | €8k | €-10k |
| Cash flow | €66k | €6k | €13k | €-433 |
| Staff costs | - | - | - | - |
| Income taxes | - | - | - | - |
| Dividends | - | - | - | - |
| Total assets | €91k | €69k | €78k | €86k |
| Equity | €-83k | €-145k | €-146k | €-153k |
| Debt | €174k | €214k | €224k | €240k |
| of which ≤ 1y | €94k | €129k | €129k | €138k |
| of which > 1y | €80k | €85k | €95k | €102k |
| Working capital | €-49k | €-125k | €-121k | €-127k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 0.48 | 0.03 | 0.06 | 0.08 |
| Quick ratio | 0.48 | 0.03 | 0.06 | 0.08 |
| Working capital ratio | -53.8% | -180.8% | -155.1% | -146.8% |
| Solvency | -91.1% | -208.9% | -186.3% | -177.5% |
| Debt / equity | -2.10 | -1.48 | -1.54 | -1.56 |
| Long-term debt ratio | -0.96 | -0.59 | -0.65 | -0.67 |
| Interest coverage | 843.97 | 32.83 | 41.33 | 0.36 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 67.3% | 1.8% | 9.6% | -11.5% |
| ROE | -73.9% | -0.9% | -5.2% | 6.5% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €91k | €69k | €78k | €86k |
| Fixed assets | 21/28 | €46k | €66k | €71k | €76k |
| Tangible fixed assets | 22/27 | €46k | €66k | €71k | €76k |
| Current assets | 29/58 | €45k | €4k | €8k | €11k |
| Amounts receivable within one year | 40/41 | €2k | - | - | - |
| Cash & bank | 54/58 | €43k | €3k | €7k | €10k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €91k | €69k | €78k | €86k |
| Equity | 10/15 | €-83k | €-145k | €-146k | €-153k |
| Contributions / capital | 10/11 | €67k | €67k | €67k | €67k |
| Reserves | 13 | €2k | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €-152k | €-213k | €-215k | €-222k |
| Amounts payable | 17/49 | €174k | €214k | €224k | €240k |
| Amounts payable after one year | 17 | €80k | €85k | €95k | €102k |
| Amounts payable within one year | 42/48 | €94k | €129k | €129k | €138k |
| Trade debts payable within one year | 44 | €8k | €8k | €8k | €8k |
| Income statement | |||||
| Gross operating margin | 9900 | €72k | €12k | €19k | €6k |
| Operating result | 9901 | €61k | €1k | €8k | €-9k |
| Financial income | 75 | €0 | €1 | - | €1 |
| Financial charges | 65 | €78 | €196 | €310 | €678 |
| Result before taxes | 9903 | €61k | €1k | €8k | €-10k |
| Net result for the period | 9904 | €61k | €1k | €8k | €-10k |
| Result to be appropriated | 9905 | €61k | €1k | €8k | €-10k |
Directors & mandates
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (24376041). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
-
CLAES Alice Maria AgnesDirectorState Gazette act 24376041 (13-03-2024)Current13-03-2024 → present
-
CUENEN Daniëlla Paula MariaDirectorState Gazette act 24376041 (13-03-2024)Current13-03-2024 → present
-
CUENEN Josiane Beatrix ChristianeDirectorState Gazette act 24376041 (13-03-2024)Current13-03-2024 → present
Legal Structure
| NACE primary | - |
| Legal form | Public limited company(014) |
| Incorporation | 16-04-1985 |
| Status | Active |
| Postal code | 3740 |
Establishment units
Zonnelaan 47, 3740 Bilzen-Hoeselt
since 20002.027.025.034
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73056A0121/00M000 | Flanders | 893 m² | 1 · 148 m² | 8.9 m · 2 fl. |
| 73005D0485/00B004 | Flanders | 761 m² | 1 · 388 m² | 7.7 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €61k ▲4761%
Operating result €61k, net result €61k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
13-03
State Gazette act
Capital & shares
Yves Tuerlinckx
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Capital history · 1
13-03-2024
Capital change
All acts · 1
updated 2 years ago
2024
13-03-2024 All shares are now held by a single shareholder
Notary:
Yves Tuerlinckx · Bilzen
Technical details
{
"events": [
{
"kind": "eenhoofdigheid_declaration",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": "Yves Tuerlinckx",
"firm_city": null,
"firm_name": null,
"office_city": "Bilzen",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2024-03-13",
"filing_date": "2024-03-09",
"act_kind_objet": "Onderwerp akte:"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"act_date": "2024-02-29",
"unanimous": null,
"under_authorized_capital": true,
"underlying_resolution_date": null
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0427.197.205",
"name_full": "DIALY",
"legal_form": "Naamloze vennootschap",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"een eensluidend afschrift van het proces-verbaal",
"een uittreksel van het proces-verbaal",
"de co\u00F6rdinatie der statuten"
],
"shareholders_after": [],
"share_classes_after": []
}Credit advice
Company registry (CBE)
Names & trade names
| Legal nameNL | Dialy |