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Dialect

Active Private limited companyfounded 2015active for 11 yearsPaulus Beyestraat 125, 2100 AntwerpKBO/BCE: BE 0637.823.203
Dialect
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Overview

Lifetime

10 annual accounts with figures on one time axis
peak €76,398 (2022)
€32,363▲ 87.1%
lowest -€19,766 (2020)
€8,831▲ €14,654
peak €66,554 (2025)
€66,554▲ 15.3%
€22,064▼ 47.8%
Board3 names since 2021
1 directorBLONDEEL Jonas
Owners2 names in the annual accounts
  
Documentsfilings and deeds
29-05-202663 days before the deadline
2025micro format
Gross margin from €17,301 to €32,363Back to profit: €8,831Equity from €57,724 to €66,554Debts from €42,278 to €22,064Cash from €3,330 to €13,485

Key points

from the 2025 annual accounts

Turnover

≈ €89,000 estimated

The micro format states no turnover.

Liquidity

0.88 was 0.38 in 2024

Short-term debts fell from €29,167 to €20,693.

Filings

10 annual accounts 6 late
AprilJune31 JulyOctober20202025

The 2019 accounts came latest: 61 days after the end of the period.

Checked score

95
Excellent
Financially stronger than 62% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.3 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+17equity 75.1% of total assets
61+19short-term debt 23.4% · cash 15.2%
81+20return on assets 10.0%

Score breakdown

lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 0.88, cash €13,485
Equity €66,554 (75.1% of total assets)
Figures for financial year 2025 (filed on 29-05-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 47% on liquidity, 51% on profitability and 63% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as Dialect has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Dialect itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for Dialect. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.88 (0.38 in 2024), below 1. Short-term debt is 23.4% and cash 15.2% of total assets. 24.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 0.88, cash €13,485
NBB · annual accounts
lowers risk · Equity €66,554 (75.1% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 days early
2024
8 days late
2023
19 days late
2022
29 days late
2021
1 day early
2020
1 day late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BJ
BLONDEEL Jonas
Director
  • Jonas Blondeel 50%annual accounts 2017
  • Pierric De Coster 50%annual accounts 2017
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0637823203
Change of role: BLONDEEL Jonas, from manager to director Director discharge: JONAS BLONDEEL · General meeting of 11-12-2023 · Gazette deed
1 director resigning PDC · Permanent representatives: De Coster Pierric and Jonas Blondeel · Director discharge: PDC · General meeting of 01-07-2021 · Gazette deed
Incorporation published on 18-09-2015 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
Dialect Antwerp €88,618 €32,363 75.1% -
Studio Lijnen & Partners Hasselt €96,743 €33,701 49.9% -
UpHouse Lede €106,933 €34,895 62.3% -
Rits Project Beveren-Kruibeke-Zwijndrecht €90,316 €48,429 66.0% -
Studio Tolleneer Antwerp €94,668 €46,763 35.5% -
ID-M Wuustwezel €114,040 €44,472 51.3% -
Kristiaan Van Weert Architectuur Antwerp €96,118 €19,361 42.5% -

These companies have the same main activity as Dialect: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €90,300 and €114,000, founded between 2014 and 2017.

Official details

Source: KBO
Status
Active since 16-09-2015Normal situation
Activity
Activities of interior architectsNACE 71112and 1 other
Establishment unit
2.245.510.7052100 Antwerp, since 16-09-2015
Financial year end
31 December
Peppol
Reachable since 23-09-2025
Company details

Annual accounts 2025

€32,363▲ 87.1%
€8,831
€66,554▲ 15.3%
€88,618▼ 11.4%
Filing
Filed on 29-05-2026, 63 days before the end of the filing period
Financials

Insights on Dialect

Dialect files the micro format. That format states no turnover. The gross margin rose from €18,908 in 2016 to €32,363 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 29-05-2026, 63 days before the deadline
€32,363
▲ 87.1%
€11,596
▲ €16,125
€8,831
▲ €14,654
-€2,403
▲ €15,821
75.1%
▲ 17.4 percentage points
0.88
▲ 0.51

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €89,000. Estimated: probably between €67,000 and €130,000.

Balance sheet

balance sheet total €88,618 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

75.1%

Higher than 73% of 11,794 companies in 2025.

0.88

Higher than 16% of 11,521 companies in 2025.

10.0%

Higher than 46% of 11,605 companies in 2025.

Dialect Middle half of the sector 80% of the sector Micro accounts in architecture and engineering (NACE 71)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 88,618100,001129,406115,108111,195150,194166,155160,848167,076131,053
21/28 70,32989,058104,13786,91594,347106,563103,386105,42591,94197,419
22/27 70,32989,058104,13786,91594,347106,563103,386105,42591,94197,419
22 65,44171,77074,09380,22486,35492,48598,61699,33390,68395,805
23 036172309-2202,4814,0824201,013
24 4,88817,25329,8726,3837,99313,8582,2892,010838601
29/58 18,29010,94325,26928,19316,84843,63162,76955,42375,13533,634
40/41 1,4136,99921,52520,3139,7043,89928,06646,57316,46619,692
40 1995,26911,24617,9036,91638727,78641,16216,18416,593
41 1,2141,73110,2792,4102,7883,5122805,4112823,099
54/58 13,4853,3302,6627,0885,67337,81134,6797,55057,41112,633
490/1 3,3926141,0827921,4711,921241,3001,2581,309
Balance sheet: equity and liabilities
10/49 88,618100,001129,406115,108111,195150,194166,155160,848167,076131,053
10/15 66,55457,72463,54754,1818,492-4,82214,94414,43813,4916,432
10/11 6,2006,2006,2006,2006,2006,2006,2006,2006,2006,200
100 ------18,60018,60018,60018,600
101 ------12,40012,40012,40012,400
13 60,35457,34757,34747,9812,2921,8601,8601,8601,860232
130/1 ---1,8601,8601,860----
130 ------1,8601,8601,860232
1311 ---1,8601,8601,860----
133 60,35457,34757,34746,121432-----
14 0-5,823----12,8826,8846,3785,431-
17/49 22,06442,27865,85960,927102,703155,016151,211146,410153,585124,621
17 1,37213,03930,63526,09539,67356,52362,14964,70575,79186,674
170/4 1,37213,03930,63526,09539,67356,52362,14964,70575,79186,674
42/48 20,69329,16735,15332,68862,81898,11488,89681,63477,71037,169
42 11,66817,59619,26513,57816,87716,51512,8918,5868,3838,185
43 0---------
430/8 0---------
44 3,7798,0571,4706,64845,60581,50314,60328,64110,97228,863
440/4 3,7798,0571,4706,64845,60581,50314,60328,64110,97228,863
45 11114010,93512,462336-3,3074,4078,355121
450/3 11114010,93512,462336-3,3074,4078,355121
47/48 5,1353,3753,483--9658,09540,00050,000-
492/3 072712,1442123791667184778
Income statement
9900 32,36317,30132,92776,39828,073-5,33472,27252,88269,80518,908
62 022--------
630 18,73019,04316,86911,61012,21612,19210,2249,4946,2637,840
640/8 2,0372,7651,9011,5311,4791,3242,0858681,1279,401
9901 11,596-4,52914,15763,25614,378-18,85059,96342,52062,4151,667
75/76B 2223273063,930698941774962629497
75 2223273063,930698941774962629497
65/66B 1,2901,4821,5891,4611,7631,9522,7402,0162,1071,811
65 1,2901,4821,5891,4611,7631,9522,7402,0162,1071,811
9903 10,528-5,68412,87465,72513,313-19,86157,99741,46660,937353
67/77 1,6981403,50820,035--95-5095193,878121
9904 8,831-5,8239,36645,69013,313-19,76658,50640,94757,059232
9905 8,831-5,8239,36645,69013,313-19,76658,50640,94757,059232
Appropriation of the result
9906 3,007-5,8239,36645,690432-12,88264,88446,37857,059232
14P -5,823----12,881-----
691/2 3,007-9,36645,690432---1,628232
691 --------1,628-
6920 ---------232
6921 3,007-9,36645,690432-----
694/7 ------58,00040,00050,000-
695 ------58,00040,00050,000-
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 29-05-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 29-05-2026 2026-00125124 PDF
31-12-2024 micro format 08-08-2025 2025-00365968 PDF
31-12-2023 micro format 19-08-2024 2024-00352810 PDF
31-12-2022 micro format 29-08-2023 2023-00369367 PDF
31-12-2021 micro format 30-07-2022 2022-20254231 PDF
31-12-2020 micro format 01-08-2021 2021-45700448 PDF
31-12-2019 micro format 30-09-2020 2020-58100127 PDF
31-12-2018 micro format 13-07-2019 2019-32600226 PDF
31-12-2017 micro format 01-08-2018 2018-42000105 PDF
31-12-2016 abbreviated format 18-07-2017 2017-33400033 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
30,32614,51431,02674,86626,594-6,65870,18752,01468,6789,507
27,56013,22026,23557,30025,529-7,57468,73050,44163,3228,072
03,96434,0914,178015,3698,18522,978785105,259
10,155668-4,4261,415-32,1383,13227,129-49,86144,778-
-2,403-18,224-9,884-4,496-45,970-54,483-26,127-26,211-2,575-3,535
75.1%57.7%49.1%47.1%7.6%-3.2%9.0%9.0%8.1%4.9%
0.880.380.720.860.270.440.710.680.970.90
0.330.731.041.1212.09-10.1210.1411.3819.38
13.3%-10.1%14.7%84.3%156.8%-391.5%283.6%422.9%3.6%
10.0%-5.8%7.2%39.7%12.0%-13.2%35.2%25.5%34.2%0.2%
23.519.7919.5351.2315.08-----

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€3,964€34,091€4,178-
Financial fixed assets€0----
€18,730€19,043€16,869€11,610€12,216

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Dialect

The operating result for 2025 is a profit of €11,596, after a loss of €4,529 in 2024.

Debt's share of the balance-sheet total falls from 42.3% to 24.9%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, last change in 2023
BLONDEEL Jonas
Director (not named in the articles)
appointed by deed of 18-12-2023
listed in the 2025 annual accounts, filed on 29-05-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 18-12-2023

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
BLONDEEL Jonas
Director (not named in the articles)
JONAS BLONDEEL
Manager (not named in the articles)
PDC
Director
BoardEarliermandate already running before its first mention
Mandates as a list
  • BLONDEEL Jonas
    • Director (not named in the articles), since before 31-12-2021
  • JONAS BLONDEEL
    • Manager (not named in the articles), from before 31-12-2021 to 18-12-2023
  • PDC
    • Director, until 09-11-2021

See the board, name and registered office on a given date →

Control

Shareholder
Jonas Blondeel
50 voting rights
50%
This company
Dialect
Equity €66,554
Profit €8,831 in 2025

and 1 other shareholder

Capital

Contribution
€6,200
Source
2025 annual accounts

Owners through the years

as the annual accounts name them
Jonas Blondeel
natural person
50%
50%
Pierric De Coster
natural person
50%
50%
Owners as a list

Source: shareholder structure in its own accounts

Articles of association

deed of 18-12-2023 (in Dutch)
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Helft overdrager helft overnemer(s), prijs in oorspronkelijke bekendmaking”

Shareholders

2 owners

Owners 2

Network & group

No group

Dialect has no parent and no holdings in its annual accounts. BLONDEEL Jonas is the only director.

At the same address

Paulus Beyestraat 125, 2100 Antwerp · 1 other company
Van Camp, Joyce (sole trader)
establishment since 25-01-2017
 founded in 2017
0669.982.562

Earlier ties

STAL
via BLONDEEL Jonas, no longer at STAL · Manager (not named in the articles) · deed of 07-01-2019
founded in 2018
 total assets €227,180 (2025)

Connections & network

Depth

The network starts from the earlier ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

19 events since 2015

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed PDFmicro format · 63 days before the deadline
2025
Back to profit net €8,831 The net result is €8,831, after one loss-making year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0637823203
Annual accounts 2024 filed PDFmicro format · 8 days late
2024
Annual accounts 2023 filed PDFmicro format · 19 days late
2023
Change of role: BLONDEEL Jonas, from manager to directorDirector discharge: JONAS BLONDEEL · General meeting of 11-12-20235 points ▸
  • Director resignation, JONAS BLONDEEL (manager (not named in the articles))
  • Director discharge, JONAS BLONDEEL
  • Director appointment, BLONDEEL Jonas (director (not named in the articles))
  • Power of attorney, Adrienne Spaepen
  • General meeting, 11-12-2023
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 29 days late
2022
Annual accounts 2021 filed PDFmicro format · 1 day before the deadline
2021
Back to profit net €13,313 The net result is €13,313, after one loss-making year.
1 director resigningPDC · Permanent representatives: De Coster Pierric and Jonas Blondeel · Director discharge: PDC · General meeting of 01-07-20215 points ▸
  • General meeting, 01-07-2021
  • Director resignation, PDC
  • Permanent representative, De Coster Pierric
  • Director discharge, PDC
  • Permanent representative, Jonas Blondeel

Open the deed in the Belgian Official Gazette

Annual accounts 2020 filed PDFmicro format · 1 day late
2020
Weakest financial year net -€19,766 The net result drops to -€19,766, the lowest from 2016 to 2025. It recovers the following year.
Annual accounts 2019 filed PDFmicro format · 61 days late
2019
Highest result from 2016 to 2025 net €58,506 ▲42.9% The net result of €58,506 is the highest of those years.
Annual accounts 2018 filed PDFmicro format · 18 days before the deadline
2018
Annual accounts 2017 filed PDFmicro format · 1 day late
2017
Annual accounts 2016 filed PDFabbreviated format · 13 days before the deadline
2015
Incorporation PDFpublished on 18-09-2015
First establishment Paulus Beyestraat 125, Antwerp

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 16 September 2015, Dialect was incorporated.1 Total assets went from €160,848 in 2018 to €88,618 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0637.823.203
VAT number
BE 0637.823.203
Peppol ID
0208:0637823203
Other Peppol ID
9925:BE0637823203
Legal form
Private limited company
Status
Active, normal situation
Founded
16-09-2015
Financial year
ends on 31 December
Peppol
Reachable since 23-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Dialect in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
71112 Activities of interior architects main activity
71111 Activities of building architects
Codes under NACEBEL 2008
71112 Architectural and engineering activities; technical testing and analysis main activity
71111 Architectural and engineering activities; technical testing and analysis

Registered office and establishments

1 establishment
Establishment Since Unit number
Paulus Beyestraat 125 registered office 2100 Antwerp 16-09-2015 2.245.510.705

Buildings and parcels at the address

Ground area
178 m²
Buildings
178 m²
Volume, LiDAR
1,146 m³
Tallest building
11.0 m
Buildings to scale, each on its own parcel
178 m², 11.0 m 178 m², 11.0 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
11344A0527/00D041178 m² 1 · 178 m² 11.0 m · 3

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