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Dialect

Active Private limited companyfounded 2015active for 11 yearsPaulus Beyestraat 125, 2100 AntwerpKBO/BCE: BE 0637.823.203

Lifetime

10 annual accounts with figures on one time axis
peak €76,398 (2022)
€32,363▲ 87.1%
lowest -€19,766 (2020)
€8,831▲ €14,654
peak €66,554 (2025)
€66,554▲ 15.3%
€22,064▼ 47.8%
Board3 names since 2021
1 directorBLONDEEL Jonas
Owners2 names in the annual accounts
  
Documentsfilings and deeds
29-05-202663 days before the deadline
2025micro format
Gross margin from €17,301 to €32,363Back to profit: €8,831Equity from €57,724 to €66,554Debts from €42,278 to €22,064Cash from €3,330 to €13,485

Key points

from the 2025 annual accounts

Turnover

≈ €89,000 estimated

The micro format states no turnover.

Liquidity

0.88 was 0.38 in 2024

Short-term debts fell from €29,167 to €20,693.

Filings

10 annual accounts 6 late
AprilJune31 JulyOctober20202025

The 2019 accounts came latest: 61 days after the end of the period.

Checked score

95
Excellent
Financially stronger than 62% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.3 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.1%▼ -0.1 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100+17equity 75.1% of total assets
61+19short-term debt 23.4% · cash 15.2%
81+20return on assets 10.0%

Score breakdown

lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Liquidity: current ratio 0.88, cash €13,485
Equity €66,554 (75.1% of total assets)
Figures for financial year 2025 (filed on 29-05-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 47% on liquidity, 51% on profitability and 63% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as Dialect has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of Dialect itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for Dialect. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.88 (0.38 in 2024), below 1. Short-term debt is 23.4% and cash 15.2% of total assets. 24.9% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 0.88, cash €13,485
NBB · annual accounts
lowers risk · Equity €66,554 (75.1% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 days early
2024
8 days late
2023
19 days late
2022
29 days late
2021
1 day early
2020
1 day late
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BJ
Director
  • Jonas Blondeel 50%annual accounts 2017
  • Pierric De Coster 50%annual accounts 2017
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0637823203
Change of role: BLONDEEL Jonas, from manager to director Director discharge: JONAS BLONDEEL · General meeting of 11-12-2023 · Gazette deed
1 director resigning PDC · Permanent representatives: De Coster Pierric and Jonas Blondeel · Director discharge: PDC · General meeting of 01-07-2021 · Gazette deed
Incorporation published on 18-09-2015 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
Dialect Antwerp €88,618 €32,363 75.1% -
Studio Lijnen & Partners Hasselt €96,743 €33,701 49.9% -
UpHouse Lede €106,933 €34,895 62.3% -
Rits Project Beveren-Kruibeke-Zwijndrecht €90,316 €48,429 66.0% -
Studio Tolleneer Antwerp €94,668 €46,763 35.5% -
ID-M Wuustwezel €114,040 €44,472 51.3% -
Kristiaan Van Weert Architectuur Antwerp €96,118 €19,361 42.5% -

These companies have the same main activity as Dialect: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €90,300 and €114,000, founded between 2014 and 2017.

Official details

Source: KBO
Status
Active since 16-09-2015Normal situation
Activity
Activities of interior architectsNACE 71112and 1 other
Establishment unit
2.245.510.7052100 Antwerp, since 16-09-2015
Financial year end
31 December
Peppol
Reachable since 23-09-2025
Company details

Annual accounts 2025

€88,618▼ 11.4%
Filing
Filed on 29-05-2026, 63 days before the end of the filing period
Financials

Insights on Dialect

Dialect files the micro format. That format states no turnover. The gross margin rose from €18,908 in 2016 to €32,363 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Dialect

What is the company number of Dialect?
The company number of Dialect is 0637.823.203. The VAT number is the same number with BE in front: BE 0637.823.203.
Where is Dialect based?
The registered office is at Paulus Beyestraat 125, 2100 Antwerp.Company details
What does Dialect do?
According to the KBO register, the main activity is activities of interior architects (NACE 71112).
What is the legal form of Dialect?
Dialect is a private limited company (BV).
When was Dialect founded?
Dialect was founded on 16-09-2015.
Is Dialect still active?
Yes, Dialect is an active enterprise in the KBO register.
What is the turnover of Dialect?
The turnover in financial year 2025 is ≈ €89,000. This figure is estimated from the gross margin of €32,363 and 53 comparable companies (NACE 711). It probably lies between €67,000 and €130,000.Financials
Is Dialect profitable?
In financial year 2025, Dialect made a profit of €8,831.
Where can I find the annual accounts of Dialect?
Dialect filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Dialect due?
Dialect must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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