Financials
- Financial year
- 2025
- Total assets
- €26,321
- Profit
- €16,338
- Solvency
- 36.4%
Total assets▼ 22.2%
Net result
20222025
Di-No-Jo
ActiveSummary
The computed 12-month bankruptcy probability of Di-No-Jo is 2.4% (moderate). The 2025 annual accounts show equity of €9,586 and a net result of €16,338. Equity is shrinking by about 22% per year across the filed financial years. The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€26,321total assets 2025
- Equity
- €9,586
- Profit
- €16,338
Turnover not published (abbreviated or micro format)
Structure
- Champagne Yvan François IrmaDirector
2025 accounts filed 53 days late3 of 4 deeds summarised
Why 54raises riskLast filed accounts filed 53 days late; 3 of the last 3 lateNo main activity registeredFounded in 2021lowers riskLiquidity: current ratio 1.12, cash €18,822Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 71% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency
61+56
equity 36.4% of total assets
Liquidity
67+17
short-term debt 63.6% · cash 71.5%
Profitability
100+100
return on assets 62.1%
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.3%
12-2024: 2.3%● unchanged vs 11-2024
01-2025: 2.2%▼ -0.1 percentage points vs 12-2024lowest value
02-2025: 2.2%● unchanged vs 01-2025lowest value
03-2025: 2.4%▲ +0.2 percentage points vs 02-2025
04-2025: 2.4%● unchanged vs 03-2025
05-2025: 2.4%● unchanged vs 04-2025
06-2025: 2.5%▲ +0.1 percentage points vs 05-2025
07-2025: 2.5%● unchanged vs 06-2025
08-2025: 3.5%▲ +1.0 percentage point vs 07-2025
09-2025: 3.9%▲ +0.4 percentage points vs 08-2025
10-2025: 5.6%▲ +1.7 percentage points vs 09-2025
11-2025: 4.6%▼ -1.0 percentage point vs 10-2025
12-2025: 4.7%▲ +0.1 percentage points vs 11-2025
01-2026: 4.6%▼ -0.1 percentage points vs 12-2025
02-2026: 4.6%● unchanged vs 01-2026
03-2026: 4.8%▲ +0.2 percentage points vs 02-2026
04-2026: 4.9%▲ +0.1 percentage points vs 03-2026
05-2026: 5.0%▲ +0.1 percentage points vs 04-2026
06-2026: 5.0%● unchanged vs 05-2026
07-2026: 5.1%▲ +0.1 percentage points vs 06-2026
08-2026: 6.5%▲ +1.4 percentage points vs 07-2026
09-2026: 7.0%▲ +0.5 percentage points vs 08-2026highest value
10-2026: 2.4%▼ -4.6 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.12, compared with 0.63 in 2024, below the usual 1.5; short-term debt: 63.6% and cash: 71.5% of total assets), and 63.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 36% on solvency, 63% on liquidity, 90% on profitability and 97% on growth.
The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 53 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
53 days late
2024
71 days late
2023
61 days late
2022
119 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 76 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 October (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: Josianne Vanelderen (director)Gazette deed
- Reappointment: Champagne Yvan François Irma (mede…Permanent representative: Iris Carsau
Key points
By topic
Board & ownership
- Board
- 1 member
- Champagne Yvan François IrmaDirector
Timeline
- Events
- 9
- Since
- 2023
- Next accounts
- by 31-07-2027
- 31-12-2025Back to profit
- 10-10-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 13-10-2021
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Articles of association
- Provisions read
- 1
See the provisions in the deeds
Go to Articles of associationKey facts about Di-No-Jo
- What is the company number of Di-No-Jo?
- 0775.711.869. In Belgium the VAT number is the company number with BE in front: BE 0775.711.869.
- Where is Di-No-Jo based?
- The registered office is at Batsheersstraat(Batsh.) 70, 3870 Heers.Company details
- What is the legal form of Di-No-Jo?
- Private limited company (BV).
- When was Di-No-Jo founded?
- On 13-10-2021.
- Is Di-No-Jo still active?
- Yes, Di-No-Jo is an active enterprise in the KBO register.
- What is the turnover of Di-No-Jo?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is Di-No-Jo profitable?
- In financial year 2025, Di-No-Jo made a profit of €16,338.
- Where can I find the annual accounts of Di-No-Jo?
- Di-No-Jo filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Di-No-Jo due?
- By 31-07-2027, for financial year 2026.Timeline
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