DI BLASIO MANSY CHAUFFAGE
ActiveDI BLASIO MANSY CHAUFFAGE has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €3k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 67% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▲+57
Solvency88▲+9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.0 in 2024; short-term debt: 37.1% and cash: 0.2% of total assets), and 37.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.9%
Return on assets
5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
21 d late
2023
27 d late
2022
22 d late
2021
11 d late
2020
30 d late
2019
34 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 8.6%
2024 · €30k
2018: €39k
2019: €43k
2020: €34k
2021: €43k
2022: €43k
2023: €42k
2024: €30k
2018 → 2025
Total assets
€52k▼ 5.9%
2024 · €55k
2018: €72k
2019: €60k
2020: €48k
2021: €53k
2022: €57k
2023: €47k
2024: €55k
2018 → 2025
Net result
€3k
2024 · €-11k
2018: €13k
2019: €5k
2020: €-9k
2021: €9k
2022: €-176
2023: €-2k
2024: €-11k
2018 → 2025
Working capital
€4k
2024 · €-71
2018: €-5k
2019: €4k
2020: €1k
2021: €8k
2022: €9k
2023: €10k
2024: €-71
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€43k▼ 0.4%€42k▼ 3.7%€30k▼ 27.5%€33k▲ 8.6%
Operating result€12k-€971▼ 91.6%€-284€-10k▼ 3,426%€4k
Net result€9k-€-176€-2k▼ 820%€-11k▼ 609%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€28k▼ 5.8%
Current assets
€24k▼ 6.1%
Equity and liabilities €52k
Equity
€33k▲ 8.6%
Debt
€19k▼ 23.3%
The debt ratio falls from 45.5% to 37.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▲
2024 · €-8k
Cash flow
€4k▲
2024 · €-10k
Solvency
62.9%▲
2024 · 54.5%
Current ratio
1.22▲
2024 · 1.00
Quick ratio
1.22▲
2024 · 1.00
Debt / equity
0.59▼
2024 · 0.84
ROE
7.9%▲
2024 · -37.9%
ROA
5.0%▲
2024 · -20.7%
Interest coverage
3.86▲
2024 · -5.75
Debt
€19k▼
2024 · €25k
Debt ≤ 1 year
€19k▼
2024 · €25k
Income taxes
€210
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€55k€52k▼
Fixed assets21/28€30k€28k▼
Tangible fixed assets22/27€30k€28k▼
Land and buildings22€30k€28k▼
Current assets29/58€25k€24k▼
Amounts receivable within one year40/41€25k€24k▼
Trade receivables40€21k€22k▲
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€106€106=
Equity and liabilities
Total equity and liabilities10/49€55k€52k▼
Equity10/15€30k€33k▲
Contributions10/11€12k€12k=
Reserves13€18k€20k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€16k€19k▲
Profit (loss) carried forward14€-491-
Amounts payable17/49€25k€19k▼
Amounts payable within one year42/48€25k€19k▼
Financial debts43€7k€918▼
Credit institutions430/8€7k€918▼
Trade debts44€18k€15k▼
Suppliers440/4€18k€15k▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48-€513
Income statement
Code20242025
Remuneration, social security and pensions62€420-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-7k€7k▲
Operating profit (loss)9901€-10k€4k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-11k€3k▲
Income taxes67/77-€210
Profit (loss) for the period9904€-11k€3k▲
Profit (loss) for the period to be appropriated9905€-11k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-491€2k▲
Profit (loss) brought forward from the previous period14P€11k€-491▼
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 3 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
07-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Omer Houssière(S-B) 347110 La LouvièreGround area
593 m²
Building footprint
144 m²
Volume, LiDAR
1,453 m³
2 parcels, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DBM CHAUFFAGE SPRL
since 20012.098.456.626
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042B0085/00D002 | Wallonia | 305 m² | 1 · 56 m² | 12.9 m · 4 fl. |
| 55042B0104/00F011 | Wallonia | 288 m² | 1 · 88 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Kerstens-Geerts
BE 0846.439.222
Brasschaat · Eq €33k
PLAN CONCEPT SERVICE
BE 0817.208.073
Genappe · Eq €33k
F & S Climate Creations
BE 0786.291.995
Edegem · Eq €33k
BoorX
BE 1007.632.634
Brecht · Eq €33k
EXOCORE
BE 0770.424.082
Machelen (Brab.) · Eq €33k
Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 4,120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2001
Fiscal year end31-12
Abbreviation FR
DBM CHAUFFAGE
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.