Equity
€32,793
PLAN CONCEPT SERVICE paid out €800 in dividends. That is 1% of the 2024 profit.
PLAN CONCEPT SERVICE
Lifetime
15 annual accounts with figures on one time axispeak €162,874 (2024)
€162,874▲ 23×
lowest -€28,300 (2010)
€132,953▲ 707×
peak €32,793 (2024)
€32,793▲ €132,153
€47,252▼ 81.3%
Board2 names since 2023
1 directorJACQUES Yves
Documentsfilings and deeds
24-09-202555 days late
2024micro format
Gross margin from €6,970 to €162,874Result from €188 to €132,953Dividend €800Equity from -€99,360 to €32,793Debts from €252,275 to €47,252Cash from €692 to €28,198
Key points
from the 2024 annual accountsResult
€132,953 ▲ 707×
The result rose in 2024: mostly from a one-off income of €145,045.
Investments
€52,799 38.5 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.80 was 0.01 in 2023
Short-term debts fell from €163,774 to €45,532.
Filings
15 annual accounts 16 filings, 103 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
€132,953
Higher net result than 95% of companies in specialised construction. Sector median €9,467 · 35,925 companies.
Checked score
57
Fair
Financially stronger than 73% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.9%
01-2025: 1.9%● unchanged vs 12-2024
02-2025: 1.8%▼ -0.1 percentage points vs 01-2025
03-2025: 1.7%▼ -0.1 percentage points vs 02-2025
04-2025: 1.7%● unchanged vs 03-2025
05-2025: 1.6%▼ -0.1 percentage points vs 04-2025
06-2025: 1.6%● unchanged vs 05-2025
07-2025: 1.7%▲ +0.1 percentage points vs 06-2025
08-2025: 2.2%▲ +0.5 percentage points vs 07-2025
09-2025: 2.5%▲ +0.3 percentage points vs 08-2025highest value
10-2025: 0.6%▼ -1.9 percentage points vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.5%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.9%▲ +0.3 percentage points vs 07-2026
09-2026: 1.0%▲ +0.1 percentage points vs 08-2026
10-2026: 1.3%▲ +0.3 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 24-09-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 55 days late; 2 of the last 3 accounts late
lowers risk
Founded in 2009
Liquidity: current ratio 0.80, cash €28,198
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 44% of them on solvency, 63% on liquidity, 92% on profitability and 94% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as PLAN CONCEPT SERVICE has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of PLAN CONCEPT SERVICE itself is higher: 1.3% within 12 months. It rests on far more data about PLAN CONCEPT SERVICE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for PLAN CONCEPT SERVICE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is insufficient, with a current ratio of 0.8 (0.01 in 2023), below 1. Short-term debt is 56.9% and cash 35.2% of total assets. 59% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 55 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
55 days late
2023
62 days late
2023
on the day
2022
26 days early
2021
on the day
2020
52 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 24 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0817208073
Resignation: JACQUES Audrey (director)
Appointment: JACQUES Yves (director) · Director discharge: JACQUES Audrey · General meeting of 08-12-2023 · Gazette deed
Incorporation
published on 31-07-2009 · Gazette deed
First establishment
Rue de Namur 15, Genappe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PLAN CONCEPT SERVICE Genappe | €80,044 | €162,874 | 41.0% | - |
| GEBR. KEMPS & CO Beringen | €68,165 | €164,058 | 11.0% | - |
| LJ SOLUTIONS Pont-à-Celles | €89,146 | €167,075 | 32.5% | - |
| Ets MICHAUX J-F Eghezée | €67,411 | €131,072 | 58.2% | - |
| L'ALCHIMIE DU CHAUFFAGE Genappe | €84,410 | €116,646 | 73.9% | - |
| IDEA Chauffage et Sanitaire Grez-Doiceau | €87,217 | €107,129 | 77.5% | - |
| DCS CONCEPT Liège | €122,072 | €151,537 | 54.6% | - |
These companies have the same main activity as PLAN CONCEPT SERVICE: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €67,400 and €122,000, founded between 2012 and 2016.
Official details
Source: KBO- Status
- Active since 11-06-2009Normal situation
- Activity
- Installation of electric heating, air conditioning, cooling and ventilationNACE 43222and 4 others
- Establishment unit
- 2.186.210.6451476 Genappe, since 11-06-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Insights on PLAN CONCEPT SERVICE
PLAN CONCEPT SERVICE files the micro format. That format states no turnover. The gross margin rose from €23,566 in 2010 to €162,874 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PLAN CONCEPT SERVICE
- What is the company number of PLAN CONCEPT SERVICE?
- The company number of PLAN CONCEPT SERVICE is 0817.208.073. The VAT number is the same number with BE in front: BE 0817.208.073.
- Where is PLAN CONCEPT SERVICE based?
- The registered office is at Rue de Namur 15C, 1476 Genappe.Company details
- What does PLAN CONCEPT SERVICE do?
- According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
- What is the legal form of PLAN CONCEPT SERVICE?
- PLAN CONCEPT SERVICE is a private limited company (BV).
- When was PLAN CONCEPT SERVICE founded?
- PLAN CONCEPT SERVICE was founded on 11-06-2009.
- Is PLAN CONCEPT SERVICE still active?
- Yes, PLAN CONCEPT SERVICE is an active enterprise in the KBO register.
- What is the turnover of PLAN CONCEPT SERVICE?
- The turnover in financial year 2024 is ≈ €510,000. This figure is estimated from the gross margin of €162,874 and 86 comparable companies (NACE 432). It probably lies between €410,000 and €620,000.Financials
- Is PLAN CONCEPT SERVICE profitable?
- In financial year 2024, PLAN CONCEPT SERVICE made a profit of €132,953.
- Where can I find the annual accounts of PLAN CONCEPT SERVICE?
- PLAN CONCEPT SERVICE filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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