Active BE 1001.192.923Private limited company

DHZ

Stationsplein 6b ·9100 Sint-Niklaas, Belgium· 2 yrs active

Sector: Non-specialised food retail (47110)

Conclusion Checked

The computed 12-month bankruptcy probability of DHZ is 1.7% (moderate). The 2024 annual accounts show equity of €451k and a net result of €451k. Its solvency ranks better than 86% of 6670 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€451k
Net result	€451k
Better than sector	86%
Active	2 yrs

Snowflake analysis 5 axes · computed by Checked

80 / 100

Exceptional profile, strong across almost every axis.

Health 100

Profitability 81

Solvency 100

Growth 50

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

1.7% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

100 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 10-11-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	66.5%	20.3%	better than 86% of 6670 sector peers
Net result	€451k	€4k	better than 95% of 6651 sector peers
Equity	€451k	€16k	better than 95% of 6684 sector peers
Gross operating margin	€726k	€24k	better than 95% of 6630 sector peers
Staff costs	€255k	€33k	higher than 95% of 3021 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	€3.88M
EBITDA	€472k
Net profit	€451k
Cash flow	€472k
Staff costs	€255k
Income taxes	-
Dividends	-
Total assets	€679k
Equity	€451k
Debt	€227k
of which ≤ 1y	€227k
of which > 1y	-
Working capital	€371k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	2.63
Quick ratio	2.47
Working capital ratio	54.7%
Solvency	66.5%
Debt / equity	0.50
Long-term debt ratio	-
Interest coverage	18135.92
Gross margin	18.7%
Net margin	11.6%
ROA	66.5%
ROE	100.0%
EBITDA margin	12.1%
Days sales outstanding	12d
Days payable outstanding	15d
Inventory turnover	82.77
Days inventory (DSI)	4d

Balance-sheet composition 2024

Assets

Fixed assets €80k · 11.8% Current assets €599k · 88.2%

Equity & liabilities

Equity €451k · 66.5% Debt €227k · 33.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€679k
Fixed assets	21/28	€80k
Tangible fixed assets	22/27	€80k
Current assets	29/58	€599k
Stocks & contracts in progress	3	€38k
Amounts receivable within one year	40/41	€303k
Cash & bank	54/58	€257k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€679k
Equity	10/15	€451k
Accumulated profits (losses)	14	€451k
Amounts payable	17/49	€227k
Amounts payable within one year	42/48	€227k
Trade debts payable within one year	44	€129k
Income statement
Turnover	70	€3.88M
Gross operating margin	9900	€726k
Operating result	9901	€452k
Financial income	75	€20
Financial charges	65	€26
Result before taxes	9903	€451k
Net result for the period	9904	€451k
Result to be appropriated	9905	€451k

Ratios computed by Checked.

Legal Structure

NACE primary	Non-specialised food retail(47110)
Legal form	Private limited company(610)
Incorporation	13-10-2023
Status	Active
Postal code	9100

Establishment units 1 location

DHZ

Stationsplein 6b, 9100 Sint-NiklaasDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)

since 20232.351.133.411

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46447B0397/07B000	Flanders	5,605 m²	1 · 4,526 m²	13.3 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

10-11-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

23-06-2025

State Gazette act Capital & shares

2024

11-07-2024

State Gazette act Capital & shares

Belgisch Staatsblad, acts 2 acts

Capital history · 2

23-06-2025

Capital change

11-07-2024

Capital change

All acts · 2 updated 1 year ago

2025

23-06-2025 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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2024

11-07-2024 Transaction in capital or shares Capital & shares

Original publication ↗

Technical details

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Company registry (CBE) Crossroads Bank

Activities

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299

Primary activity highlighted.

Names & trade names

Legal nameNL

DHZ

Registered office

Stationsplein 6b

9100 Sint-Niklaas, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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