DHVKP
ActiveDHVKP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €38k and a net result of €-73. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 58% of 7962 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
13 d early
2023
142 d early
2022
4 d early
2021
68 d early
2020
4 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▼ 0.2%
2024 · €38k
2018: €30k
2019: €37k
2020: €52k
2021: €62k
2022: €70k
2023: €64k
2024: €38k
2018 → 2025
Net result
€-73▲ 99.7%
2024 · €-26k
2018: €3k
2019: €7k
2020: €15k
2021: €11k
2022: €8k
2023: €-7k
2024: €-26k
2018 → 2025
Total assets
€61k▼ 0.1%
2024 · €61k
2018: €63k
2019: €46k
2020: €55k
2021: €68k
2022: €73k
2023: €68k
2024: €61k
2018 → 2025
Solvency
61.6%=
2024 · 61.7%
2018: 48.3%
2019: 79.8%
2020: 94.4%
2021: 90.9%
2022: 95.9%
2023: 93.8%
2024: 61.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€70k▲ 13.2%€64k▼ 9.3%€38k▼ 40.8%€38k▼ 0.2%
Operating result€12k-€11k▼ 6.0%€-7k€-26k▼ 303%€-615▲ 97.7%
Net result€11k-€8k▼ 25.6%€-7k€-26k▼ 296%€-73▲ 99.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €615 in 2025 against €26k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €61k
Equity
€38k▼ 0.2%
Debt
€23k=
The debt ratio stays at 38.4%.
Key figures and ratios
Solvency
61.6%▼
2024 · 61.7%
ROE
-0.2%▲
2024 · -68.9%
ROA
-0.1%▲
2024 · -42.5%
Debt
€23k=
2024 · €23k
Debt ≤ 1 year
€23k=
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€61k▼
Current assets29/58€61k€61k▼
Amounts receivable within one year40/41€59k€59k▲
Trade receivables40€0-
Other amounts receivable41€59k€59k▲
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€61k€61k▼
Equity10/15€38k€38k▼
Contributions10/11€6k€6k=
Reserves13€21k€21k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€941€941=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14€11k€11k▼
Amounts payable17/49€23k€23k=
Amounts payable within one year42/48€23k€23k=
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€23k€23k=
Income statement
Code20242025
Other operating charges640/8€24k€528▼
Gross operating margin9900€-2k€-88▲
Operating profit (loss)9901€-26k€-615▲
Financial income75/76B€290€583▲
Recurring financial income75€290€583▲
Financial charges65/66B€64€40▼
Recurring financial charges65€64€40▼
Profit (loss) for the period before taxes9903€-26k€-73▲
Profit (loss) for the period9904€-26k€-73▲
Profit (loss) for the period to be appropriated9905€-26k€-73▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€11k▼
Profit (loss) brought forward from the previous period14P€37k€11k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity triplescurrent ratio 21.74
Current ratio from 8.67 to 21.74; short-term debt falls from €6k to €3k.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €15k ▲104%
Operating result €14k, net result €15k, both a record.
31-12
Financial
Liquidity times 10current ratio 13.07
Current ratio from 1.29 to 13.07; short-term debt falls from €9k to €3k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 1.29
Current ratio from 0.52 to 1.29; short-term debt falls from €29k to €9k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2022
GRONDWERKEN DECLERCQ BV
CurrentDirector · since 15-12-2022 · Legal entity · perm. rep.: Ivan DECLERCQ
15-12-2022
GRONDWERKEN DECLERCQ BV: Appointed as Director
15-12-2022
Sylvie DECLERCQ: Resigned as Director
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenovenstraat 96A8760 TieltGround area
1.8 ha
Building footprint
2,640 m²
Volume, LiDAR
21,670 m³
Parcel 37322D1312/00R000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DHVKP
since 20122.216.290.048
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37322D1312/00R000 | Flanders | 1.8 ha | 1 · 2,640 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Hoeijmakers Holding
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MORE2COM
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LSF KEB MANAGEMENT
BE 0811.280.185
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ARINTZEA
BE 1012.788.777
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Ledelier
BE 0767.878.328
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 9,474 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-12-2012
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.