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MORE2COM

Active1 interim measure
Private limited companyfounded 200917 yrs activeHouten Schoen 96, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0818.409.190
Summary

The file of MORE2COM contains 1 interim measure, as published in the Belgian State Gazette. The 2025 annual accounts show equity of €37,692 and a net result of €14,924. Equity is growing by ~32.1% per year across the filed fiscal years. Its solvency ranks better than 80% of 8091 sector peers (fiscal year 2025).

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Interim administration
1 publication(s) on interim administration in the Belgisch Staatsblad. An early signal, not a finding of bankruptcy.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-12-2025, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 d early
2024
58 d early
2023
49 d early
2022
5 d early
2021
5 d early
2020
26 d late
2019
46 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 13 December (5 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 September 2009, MORE2COM was incorporated.1 Total assets went from EUR 17,738 in 2019 to EUR 45,961 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€37,692▼ 9.0%
2024 · €41,423
Net result
€14,924▼ 5.4%
2024 · €15,768
Total assets
€45,961▼ 11.4%
2024 · €51,851
Solvency
82.0%▲ 2.1pp
2024 · 79.9%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€12,986▼ 11.2%€40,879▲ 215%€11,446▼ 72.0%€22,100▲ 93.1%€22,058▼ 0.2%
Net result€13,352within the sector's middle half▼ 0.2%€42,411within the sector's middle half▲ 218%€9,518within the sector's middle half▼ 77.6%€15,768within the sector's middle half▲ 65.7%€14,924within the sector's middle half▼ 5.4%
Equity€12,526below the sector's middle half€54,937below the sector's middle half▲ 339%€64,455below the sector's middle half▲ 17.3%€41,423below the sector's middle half▼ 35.7%€37,692within the sector's middle half▼ 9.0%
Total assets€29,314below the sector's middle half▲ 27.5%€78,869below the sector's middle half▲ 169%€76,251below the sector's middle half▼ 3.3%€51,851below the sector's middle half▼ 32.0%€45,961below the sector's middle half▼ 11.4%
Debt€16,787▼ 44.1%€23,932▲ 42.6%€11,796▼ 50.7%€10,428▼ 11.6%€8,269▼ 20.7%
Working capital-€2,686within the sector's middle half▲ 76.1%€38,197within the sector's middle half€47,715within the sector's middle half▲ 24.9%€24,683within the sector's middle half▼ 48.3%€18,080within the sector's middle half▼ 26.8%
Solvency42.7%within the sector's middle half▲ 73.3pp69.7%within the sector's middle half▲ 26.9pp84.5%above the sector's middle half▲ 14.9pp79.9%above the sector's middle half▼ 4.6pp82.0%above the sector's middle half▲ 2.1pp
Current ratio0.84within the sector's middle half▲ 0.312.60within the sector's middle half▲ 1.765.05above the sector's middle half▲ 2.453.37above the sector's middle half▼ 1.683.19within the sector's middle half▼ 0.18
Return on assets (ROA)45.5%above the sector's middle half▼ 12.6pp53.8%above the sector's middle half▲ 8.2pp12.5%above the sector's middle half▼ 41.3pp30.4%above the sector's middle half▲ 17.9pp32.5%above the sector's middle half▲ 2.1pp
Staff (FTE)0within the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2021: €12,986€12,986Net result 2021: €13,352€13,352Operating result 2022: €40,879€40,879Net result 2022: €42,411€42,411Operating result 2023: €11,446€11,446Net result 2023: €9,518€9,518Operating result 2024: €22,100€22,100Net result 2024: €15,768€15,768Operating result 2025: €22,058€22,058Net result 2025: €14,924€14,92420212022202320242025€0€10,000€20,000Operating result 2023: €11,446€11,400Net result 2023: €9,518€9,520Operating result 2024: €22,100€22,100Net result 2024: €15,768€15,800Operating result 2025: €22,058€22,100Net result 2025: €14,924€14,900202320242025
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45,961
Fixed assets €19,613 ▲ 17.2%
Current assets €26,349 ▼ 25.0%
Equity and liabilities €45,961
Equity €37,692 ▼ 9.0%
Debt €8,269 ▼ 20.7%
Debt's share of the balance-sheet total falls from 20.1% to 18.0%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
ROE
39.6%▲
2024 · 38.1%
Debt ≤ 1 year
€8,269▼
2024 · €10,428
Income taxes
€7,315▼
2024 · €7,928
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€51,851€45,961▼
Fixed assets21/28€16,740€19,613▲
Tangible fixed assets22/27-€2,873
Plant, machinery and equipment23-€809
Furniture and vehicles24-€2,063
Financial fixed assets28€16,740€16,740=
Current assets29/58€35,111€26,349▼
Amounts receivable within one year40/41€21,171€12,265▼
Trade receivables40€413€0▼
Other amounts receivable41€20,758€12,265▼
Cash at bank and in hand54/58€9,196€9,997▲
Deferred charges and accrued income490/1€4,744€4,088▼
Equity and liabilities
Total equity and liabilities10/49€51,851€45,961▼
Equity10/15€41,423€37,692▼
Contributions10/11€18,600€1,500▼
Reserves13€22,823€36,192▲
Distributable reserves133€22,823€36,192▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€10,428€8,269▼
Amounts payable within one year42/48€10,428€8,269▼
Financial debts43€0€143▲
Credit institutions430/8€0€143▲
Trade debts44€4,024€3,021▼
Suppliers440/4€4,024€3,021▼
Taxes, remuneration and social security45€6,404€5,106▼
Taxes450/3€6,404€5,106▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€396
Other operating charges640/8€1,026€1,264▲
Gross operating margin9900€23,126€23,717▲
Operating profit (loss)9901€22,100€22,058▼
Financial income75/76B€2,406€808▼
Recurring financial income75€2,406€808▼
Financial charges65/66B€811€629▼
Recurring financial charges65€811€629▼
Profit (loss) for the period before taxes9903€23,696€22,238▼
Income taxes67/77€7,928€7,315▼
Profit (loss) for the period9904€15,768€14,924▼
Profit (loss) for the period to be appropriated9905€15,768€14,924▼
Appropriation of the result
Profit (loss) to be appropriated9906€15,768€14,924▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€38,800€1,555▼
Transfer to equity691/2€15,768€14,924▼
To other reserves6921€15,768€14,924▼
Profit to be distributed694/7€38,800€1,555▼
Return on contributions (dividend)694€38,800€1,555▼
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€0----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€256€0--€396-
Other operating charges640/8-€939€929€1,026€1,264▲ 23.2%
Non-recurring operating charges66A-€1,301€0---
Gross operating margin9900€13,809€43,119€12,375€23,126€23,717▲ 2.6%
Operating profit (loss)9901€12,986€40,879€11,446€22,100€22,058▼ 0.2%
Financial income75/76B-€5,051€3,712€2,406€808▼ 66.4%
Recurring financial income75€1,272€5,051€3,712€2,406€808▼ 66.4%
Financial charges65/66B-€610€1,155€811€629▼ 22.5%
Recurring financial charges65€775€610€1,155€811€629▼ 22.5%
Profit (loss) for the period before taxes9903€13,483€45,320€14,003€23,696€22,238▼ 6.2%
Income taxes67/77€131€2,910€4,485€7,928€7,315▼ 7.7%
Profit (loss) for the period9904€13,352€42,411€9,518€15,768€14,924▼ 5.4%
Profit (loss) for the period to be appropriated9905€13,352€42,411€9,518€15,768€14,924▼ 5.4%
Line20212022202320242025Change
Assets
Total assets20/58€29,314€78,869€76,251€51,851€45,961▼ 11.4%
Fixed assets21/28€15,213€16,740€16,740€16,740€19,613▲ 17.2%
Tangible fixed assets22/27€4,921€0--€2,873-
Plant, machinery and equipment23----€809-
Furniture and vehicles24-€0--€2,063-
Financial fixed assets28€10,292€16,740€16,740€16,740€16,740=
Current assets29/58€14,101€62,129€59,511€35,111€26,349▼ 25.0%
Amounts receivable within one year40/41€13,786€52,811€48,240€21,171€12,265▼ 42.1%
Trade receivables40-€12,100€0€413€0▼ 100%
Other amounts receivable41-€40,711€48,240€20,758€12,265▼ 40.9%
Cash at bank and in hand54/58€0€8,112€6,907€9,196€9,997▲ 8.7%
Deferred charges and accrued income490/1-€1,205€4,364€4,744€4,088▼ 13.8%
Equity and liabilities
Total equity and liabilities10/49€29,314€78,869€76,251€51,851€45,961▼ 11.4%
Equity10/15€12,526€54,937€64,455€41,423€37,692▼ 9.0%
Contributions10/11-€18,600€18,600€18,600€1,500▼ 91.9%
Reserves13€40,660€40,660€45,855€22,823€36,192▲ 58.6%
Non-distributable reserves130/1-€1,860€0---
Reserves not available under the articles1311-€1,860€0---
Distributable reserves133-€38,800€45,855€22,823€36,192▲ 58.6%
Profit (loss) carried forward14-€46,734-€4,323€0€0€0-
Amounts payable17/49€16,787€23,932€11,796€10,428€8,269▼ 20.7%
Amounts payable after more than one year17€0-----
Amounts payable within one year42/48€16,787€23,932€11,796€10,428€8,269▼ 20.7%
Current portion of amounts payable after more than one year42-€0----
Financial debts43-€0€3,982€0€143-
Credit institutions430/8-€0€3,982€0€143-
Trade debts44€8,205€14,847€3,671€4,024€3,021▼ 24.9%
Suppliers440/4-€14,847€3,671€4,024€3,021▼ 24.9%
Taxes, remuneration and social security45-€9,085€4,142€6,404€5,106▼ 20.3%
Taxes450/3-€9,085€4,142€6,404€5,106▼ 20.3%
Line20212022202320242025Change
Profit (loss) for the period9904€13,352€42,411€9,518€15,768€14,924▼ 5.4%
+ Depreciation and write-downs630€256€0--€396-
Operating cash flow (approximation)€13,608€42,411€9,518€15,768€15,319▼ 2.8%
Investment in fixed assets (approximation)--€1,527€0€0-€3,268-
Change in cash-€8,112-€1,205€2,289€800▼ 65.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
03-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
04-12
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
13-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial Weakest financial yearnet €9,518 ▼77.6%
Net result drops to €9,518, the lowest in the series; recovery starts the following year.
26-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial Highest result since 2019net €42,411 ▲218%
Operating result €40,879, net result €42,411, both a record.
30-06
Financial Liquidity triplescurrent ratio 2.60
Current ratio from 0.84 to 2.60.
26-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
26-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
23-02
Interim measure Provisional administrator
Ondernemingsrechtbank Gent · event 15-02-2021
2019
16-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
28-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
10-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
15-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2009
seat establishment approximate The establishment unit on the map
Ground area
417 m²
Parcel 46442C0883/00R003, Flanders. Linked by address, not a title deed.
1 establishment unit
More2Com
Houten Schoen 96, 9100 Sint-NiklaasFinancial service activities, except insurance and pension funding
since 20092.180.719.752
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46442C0883/00R003 Flanders 416 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 30-06-2025 of MORE2COM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 9,515 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-09-2009
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0818409190
Also 9925:BE0818409190
Registered 22-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.