DHARPHU
ActiveThe annual accounts of DHARPHU for fiscal year 2025 show a net loss of 77% of the equity at the start of that year. The 2025 annual accounts show equity of €1k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 16527 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-29
Solvency27▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.06 against 1.51 in 2024; short-term debt: 37.6% of total assets), and 98.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
-5.5%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 16527 sector peers (2025).
NBB · sector comparisonPosition among 16527 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 14-04-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
16 d early
2023
16 d early
2022
1 d late
2021
2 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 77.2%
2024 · €6k
2018: €829
2019: €-1k
2020: €463
2021: €-3k
2022: €-3k
2023: €2k
2024: €6k
2018 → 2025
Total assets
€84k▼ 11.3%
2024 · €95k
2018: €130k
2019: €124k
2020: €118k
2021: €108k
2022: €100k
2023: €106k
2024: €95k
2018 → 2025
Net result
€-5k
2024 · €4k
2018: €-120
2019: €-2k
2020: €2k
2021: €-3k
2022: €348
2023: €4k
2024: €4k
2018 → 2025
Working capital
€2k▼ 84.4%
2024 · €13k
2018: €27k
2019: €20k
2020: €19k
2021: €17k
2022: €13k
2023: €6k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€-3k▲ 11.7%€2k€6k▲ 278%€1k▼ 77.2%
Operating result€2k-€6k▲ 244%€11k▲ 74.3%€11k▲ 4.4%€141▼ 98.8%
Net result€-3k-€348€4k▲ 1,111%€4k▲ 4.8%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€50k▼ 12.6%
Current assets
€34k▼ 9.3%
Equity and liabilities €84k
Equity
€1k▼ 77.2%
Debt
€83k▼ 6.8%
The debt ratio rises from 93.7% to 98.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €26k
Cash flow
€10k▼
2024 · €19k
Solvency
1.6%▼
2024 · 6.3%
Current ratio
1.06▼
2024 · 1.51
Quick ratio
1.06▼
2024 · 1.51
Debt / equity
60.39▲
2024 · 14.79
ROE
-338.3%▼
2024 · 73.5%
ROA
-5.5%▼
2024 · 4.7%
Interest coverage
3.29▼
2024 · 5.23
Debt
€83k▼
2024 · €89k
Debt ≤ 1 year
€32k▲
2024 · €24k
Debt > 1 year
€51k▼
2024 · €64k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€84k▼
Fixed assets21/28€58k€50k▼
Tangible fixed assets22/27€58k€50k▼
Plant, machinery and equipment23€4k€6k▲
Furniture and vehicles24€939€4k▲
Other tangible fixed assets26€53k€40k▼
Current assets29/58€37k€34k▼
Amounts receivable after more than one year29€31k€30k▼
Trade receivables290€31k€30k▼
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40-€570
Other amounts receivable41€4k€914▼
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€95k€84k▼
Equity10/15€6k€1k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-14k€-19k▼
Amounts payable17/49€89k€83k▼
Amounts payable after more than one year17€64k€51k▼
Financial debts170/4€64k€51k▼
Amounts payable within one year42/48€24k€32k▲
Current portion of amounts payable after more than one year42€13k€13k▲
Financial debts43€4k€158▼
Credit institutions430/8€4k€158▼
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€3k▼
Remuneration and social security454/9-€5k
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€28k€16k▼
Operating profit (loss)9901€11k€141▼
Financial income75/76B€1k€1k=
Recurring financial income75€1k€1k=
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€8k€-3k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€4k€-5k▼
Profit (loss) for the period to be appropriated9905€4k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-19k▼
Profit (loss) brought forward from the previous period14P€-19k€-14k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-5k ▼205%
Net result drops to €-5k, the lowest in the series.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €4k ▲4.8%
Operating result €11k, net result €4k, both a record.
14-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
30-09
Financial
Back to profitnet €348
Net result €348 after one loss-making year.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoevenstraat 612160 WommelgemGround area
1,453 m²
Building footprint
94 m²
Volume, LiDAR
581 m³
Parcel 11052C0441/00G004, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dharphu
since 20052.145.420.165
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0441/00G004 | Flanders | 1,453 m² | 1 · 94 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 158 EUR awarded · 158 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 158 EUR | 158 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 10,452 companies in sector 86995 we hold annual accounts for 885. 153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2005
Fiscal year end30-09
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:winnie@dharphu.be
Phone:0479643380