COPET
ActiveSummary
COPET has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€9,377) and a net result of €343. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 16754 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-3
Solvency13▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.49 against 0.48 in 2024; short-term debt: 83.2% and cash: 5.4% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.1%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 16754 sector peers (2025).
NBB · sector comparisonPosition among 16754 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
36 d early
2023
40 d early
2022
35 d early
2021
53 d early
2020
40 d early
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€9,377▲ 3.5%
2024 · -€9,720
Total assets
€77,698▼ 22.7%
2024 · €100,572
Net result
€343▼ 84.9%
2024 · €2,268
Working capital
-€33,179▲ 17.0%
2024 · -€39,987
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€223▼ 52.0%€4,297€24,582▲ 472%€7,658▼ 68.8%€4,080▼ 46.7%
Net result-€1,492below the sector's middle half€1,492below the sector's middle half€17,012below the sector's middle half▲ 1,040%€2,268below the sector's middle half▼ 86.7%€343below the sector's middle half▼ 84.9%
Equity-€30,493below the sector's middle half▼ 5.1%-€29,000below the sector's middle half▲ 4.9%-€11,988below the sector's middle half▲ 58.7%-€9,720below the sector's middle half▲ 18.9%-€9,377below the sector's middle half▲ 3.5%
Total assets€39,159below the sector's middle half▲ 36.1%€41,984below the sector's middle half▲ 7.2%€112,090below the sector's middle half▲ 167%€100,572below the sector's middle half▼ 10.3%€77,698below the sector's middle half▼ 22.7%
Debt€69,651▲ 20.6%€70,984▲ 1.9%€124,078▲ 74.8%€110,292▼ 11.1%€87,075▼ 21.1%
Working capital-€53,440below the sector's middle half▼ 15.4%-€36,785below the sector's middle half▲ 31.2%-€48,076below the sector's middle half▼ 30.7%-€39,987below the sector's middle half▲ 16.8%-€33,179below the sector's middle half▲ 17.0%
Solvency-77.9%below the sector's middle half▲ 22.9pp-69.1%below the sector's middle half▲ 8.8pp-10.7%below the sector's middle half▲ 58.4pp-9.7%below the sector's middle half▲ 1.0pp-12.1%below the sector's middle half▼ 2.4pp
Current ratio0.15below the sector's middle half=0.45below the sector's middle half▲ 0.290.40below the sector's middle half▼ 0.050.48below the sector's middle half▲ 0.080.49below the sector's middle half=
Return on assets (ROA)-3.8%below the sector's middle half▼ 7.0pp3.6%below the sector's middle half▲ 7.4pp15.2%within the sector's middle half▲ 11.6pp2.3%below the sector's middle half▼ 12.9pp0.4%below the sector's middle half▼ 1.8pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77,698
Fixed assets
€46,237 ▼ 26.7%
Current assets
€31,461 ▼ 16.0%
Key figures and ratios
EBITDA
€20,943▼
2024 · €24,521
Cash flow
€17,207▼
2024 · €19,131
Debt to equity
-9.29▲
2024 · -11.35
Interest coverage
8.85▲
2024 · 8.82
Debt ≤ 1 year
€64,641▼
2024 · €77,459
Debt > 1 year
€22,435▼
2024 · €32,834
Income taxes
€1,370▼
2024 · €2,609
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,448 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit under 5% of the balance sheet
2.1%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,308 | €4,102 | €5,598 | €16,863 | €16,863 | = |
| Other operating charges640/8 | €1,862 | €1,103 | €1,070 | €1,487 | €2,501 | ▲ 68.2% |
| Gross operating margin9900 | €13,947 | €9,502 | €31,250 | €26,008 | €23,444 | ▼ 9.9% |
| Operating profit (loss)9901 | -€223 | €4,297 | €24,582 | €7,658 | €4,080 | ▼ 46.7% |
| Financial income75/76B | €16 | €0 | €0 | €1 | - | - |
| Recurring financial income75 | €16 | €0 | €0 | €1 | - | - |
| Financial charges65/66B | €688 | €1,102 | €955 | €2,782 | €2,367 | ▼ 14.9% |
| Recurring financial charges65 | €688 | €1,102 | €955 | €2,782 | €2,367 | ▼ 14.9% |
| Profit (loss) for the period before taxes9903 | -€895 | €3,195 | €23,627 | €4,877 | €1,713 | ▼ 64.9% |
| Income taxes67/77 | €597 | €1,702 | €6,615 | €2,609 | €1,370 | ▼ 47.5% |
| Profit (loss) for the period9904 | -€1,492 | €1,492 | €17,012 | €2,268 | €343 | ▼ 84.9% |
| Profit (loss) for the period to be appropriated9905 | -€1,492 | €1,492 | €17,012 | €2,268 | €343 | ▼ 84.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €39,159 | €41,984 | €112,090 | €100,572 | €77,698 | ▼ 22.7% |
| Fixed assets21/28 | €29,388 | €12,200 | €79,964 | €63,100 | €46,237 | ▼ 26.7% |
| Intangible fixed assets21 | €15,454 | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €13,934 | €12,200 | €79,964 | €63,100 | €46,237 | ▼ 26.7% |
| Plant, machinery and equipment23 | €13,934 | €12,200 | €13,748 | €10,326 | €6,905 | ▼ 33.1% |
| Furniture and vehicles24 | - | €0 | €0 | €0 | €0 | - |
| Other tangible fixed assets26 | - | - | €66,216 | €52,774 | €39,332 | ▼ 25.5% |
| Current assets29/58 | €9,770 | €29,784 | €32,126 | €37,472 | €31,461 | ▼ 16.0% |
| Amounts receivable after more than one year29 | - | €24,881 | €24,881 | €24,881 | €24,881 | = |
| Other amounts receivable291 | - | €24,881 | €24,881 | €24,881 | €24,881 | = |
| Amounts receivable within one year40/41 | €6,712 | €3,993 | €3,330 | €10,661 | €1,629 | ▼ 84.7% |
| Trade receivables40 | €4,809 | €1,292 | €3,049 | €10,661 | €498 | ▼ 95.3% |
| Other amounts receivable41 | €1,903 | €2,701 | €281 | - | €1,130 | - |
| Cash at bank and in hand54/58 | €592 | €418 | €3,289 | €1,129 | €4,200 | ▲ 272% |
| Deferred charges and accrued income490/1 | €2,467 | €492 | €626 | €800 | €751 | ▼ 6.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €39,159 | €41,984 | €112,090 | €100,572 | €77,698 | ▼ 22.7% |
| Equity10/15 | -€30,493 | -€29,000 | -€11,988 | -€9,720 | -€9,377 | ▲ 3.5% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €77 | €77 | €77 | €77 | €77 | = |
| Non-distributable reserves130/1 | €77 | €77 | €77 | €77 | €77 | = |
| Reserves not available under the articles1311 | €77 | €77 | €77 | €77 | €77 | = |
| Profit (loss) carried forward14 | -€36,770 | -€35,278 | -€18,266 | -€15,997 | -€15,654 | ▲ 2.1% |
| Amounts payable17/49 | €69,651 | €70,984 | €124,078 | €110,292 | €87,075 | ▼ 21.1% |
| Amounts payable after more than one year17 | €6,441 | €4,415 | €43,876 | €32,834 | €22,435 | ▼ 31.7% |
| Financial debts170/4 | €6,441 | €4,415 | €43,876 | €32,834 | €22,435 | ▼ 31.7% |
| Amounts payable within one year42/48 | €63,210 | €66,569 | €80,202 | €77,459 | €64,641 | ▼ 16.5% |
| Current portion of amounts payable after more than one year42 | €2,082 | €2,027 | €11,266 | €12,729 | €10,399 | ▼ 18.3% |
| Financial debts43 | - | €3,235 | - | - | - | - |
| Credit institutions430/8 | - | €3,235 | - | - | - | - |
| Trade debts44 | €4,772 | €1,639 | €2,704 | €128 | €0 | ▼ 100% |
| Suppliers440/4 | €4,772 | €1,639 | €2,704 | €128 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €384 | €3,846 | €10,410 | €12,067 | €7,352 | ▼ 39.1% |
| Taxes450/3 | €384 | €2,646 | €4,410 | €4,567 | €1,652 | ▼ 63.8% |
| Remuneration and social security454/9 | - | €1,200 | €6,000 | €7,500 | €5,700 | ▼ 24.0% |
| Other amounts payable47/48 | €55,971 | €55,822 | €55,822 | €52,535 | €46,890 | ▼ 10.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,492 | €1,492 | €17,012 | €2,268 | €343 | ▼ 84.9% |
| + Depreciation and write-downs630 | €12,308 | €4,102 | €5,598 | €16,863 | €16,863 | = |
| Operating cash flow (approximation) | €10,816 | €5,594 | €22,610 | €19,131 | €17,207 | ▼ 10.1% |
| Investment in fixed assets (approximation) | - | €13,087 | -€73,362 | €0 | €0 | - |
| Change in cash | - | -€174 | €2,872 | -€2,160 | €3,070 | ▲ 242% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €17,012 ▲1,040%
Operating result €24,582, net result €17,012, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €1,492
Net result €1,492 after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €930
Net result €930 after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Walcourt
Ground area
963 m²
Building footprint
143 m²
Parcel 93078C0148/00X000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93078C0148/00X000 | Wallonia | 963 m² | 1 · 143 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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ASBL SISD NAMUR MEUSE
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,437 companies in sector 86995 we hold annual accounts for 886. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded30-08-2004
Fiscal year end31-12
Activities, NACEBEL 2025
86995Nutrition and dietetics services
85510Sports and recreation education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0866996589
Also
9925:BE0866996589
Registered
09-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.