Checked.be
Active
BE 0734.858.835Private limited company
DGC²
Rolibuchy 19 ·6890 Libin, Belgium· 6 yrs active
Sector: Agents in the wholesale of timber and building materials
(46130)
Conclusion
The computed 12-month bankruptcy probability of DGC² is 1.7% (moderate). The 2024 annual accounts show equity of €85k and a net result of €9k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 15878 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €85k |
| Net result | €9k |
| Better than sector | 39% |
| Active | 6 yrs |
Financial profile
65
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
78
Profitability
54
Solvency
40
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
78
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€7k
estimate, not credit advice
Score history
68
2021
41
2022
86
2023
78
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.10 (≥ 1.0)
+5
Quick ratio
Quick ratio 1.10 (≥ 1.0)
+5
Profitability
ROE 11% (≥ 10%)
+10
Interest coverage
Interest coverage 6.2× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~13.3%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 25.4% | 39.5% | |
| Net result | €9k | €5k | |
| Equity | €85k | €56k | |
| Gross operating margin | €43k | €26k | |
| Staff costs | €33 | €35k |
€42k
-16.1%
21-24
€9k
-45.3%
21-24
€33k
-22.8%
21-24
€335k
+10.7%
21-24
€85k
+12.1%
21-24
€18k
+44.6%
21-24
€33
-99.4%
21-24
€3k
-
21-24
€250k
+10.3%
21-24
€182k
+33.2%
21-24
€67k
-24.8%
21-24
1.10
+0.7%
21-24
1.10
+0.7%
21-24
25.4%
+1.3%
21-24
2.93
-1.7%
21-24
10.8%
-51.2%
21-24
2.7%
-50.6%
21-24
6.16
-17.8%
21-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €42k | €49k | €25k | €39k |
| Net profit | €9k | €17k | €468 | €21k |
| Cash flow | €33k | €43k | €22k | €29k |
| Staff costs | €33 | - | €6k | - |
| Income taxes | €3k | - | €-336 | €7k |
| Dividends | - | - | - | - |
| Total assets | €335k | €302k | €567k | €294k |
| Equity | €85k | €76k | €59k | €59k |
| Debt | €250k | €226k | €508k | €235k |
| of which ≤ 1y | €182k | €136k | €393k | €223k |
| of which > 1y | €67k | €90k | €112k | €12k |
| Working capital | €18k | €12k | €-4k | €14k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|
| Current ratio | 1.10 | 1.09 | 0.99 | 1.06 |
| Quick ratio | 1.10 | 1.09 | 0.99 | 1.06 |
| Working capital ratio | 5.4% | 4.1% | -0.7% | 4.9% |
| Solvency | 25.4% | 25.1% | 10.4% | 19.9% |
| Debt / equity | 2.93 | 2.98 | 8.59 | 4.01 |
| Long-term debt ratio | 0.79 | 1.18 | 1.89 | 0.20 |
| Interest coverage | 6.16 | 7.50 | 7.93 | 12.80 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 2.7% | 5.6% | 0.1% | 7.3% |
| ROE | 10.8% | 22.1% | 0.8% | 36.4% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €335k | €302k | €567k | €294k |
| Fixed assets | 21/28 | €135k | €153k | €178k | €56k |
| Tangible fixed assets | 22/27 | €135k | €153k | €178k | €56k |
| Current assets | 29/58 | €200k | €149k | €389k | €237k |
| Amounts receivable within one year | 40/41 | €192k | €148k | €389k | €191k |
| Cash & bank | 54/58 | €7k | - | - | €46k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €335k | €302k | €567k | €294k |
| Equity | 10/15 | €85k | €76k | €59k | €59k |
| Contributions / capital | 10/11 | €2k | €2k | €2k | €2k |
| Reserves | 13 | €57k | €57k | €57k | €57k |
| Accumulated profits (losses) | 14 | €26k | €17k | €468 | - |
| Amounts payable | 17/49 | €250k | €226k | €508k | €235k |
| Amounts payable after one year | 17 | €67k | €90k | €112k | €12k |
| Amounts payable within one year | 42/48 | €182k | €136k | €393k | €223k |
| Trade debts payable within one year | 44 | €118k | €46k | €306k | €172k |
| Income statement | |||||
| Gross operating margin | 9900 | €43k | €52k | €32k | €39k |
| Operating result | 9901 | €18k | €23k | €3k | €32k |
| Financial income | 75 | €1k | €0 | €26 | €0 |
| Financial charges | 65 | €7k | €7k | €3k | €3k |
| Result before taxes | 9903 | €12k | €17k | €132 | €29k |
| Income taxes | 67/77 | €3k | - | €-336 | €7k |
| Net result for the period | 9904 | €9k | €17k | €468 | €21k |
| Result to be appropriated | 9905 | €9k | €17k | €468 | €21k |
Legal Structure
| NACE primary | Agents in the wholesale of timber and building materials(46130) |
| Legal form | Private limited company(610) |
| Incorporation | 25-09-2019 |
| Status | Active |
| Postal code | 6890 |
Establishment units
Rolibuchy 19, 6890 Libin
since 20192.294.308.633
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84035C1104/00T000 | Wallonia | 911 m² | 1 · 106 m² | 10.2 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 79 days late
2022
31-12
Financial
Weakest financial yearnet €468 ▼97.8%
Net result drops to €468, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Agents in the wholesale of timber and building materials46130General construction of residential buildings41001Construction of residential and non-residential buildings41002Joinery installation43320
Names & trade names
| Legal nameFR | DGC² |
Similar companies
RHINO INTERNATIONAL
BE 0887.547.723 · Zoersel
BEKABO
BE 0563.455.677 · Leopoldsburg
AD3
BE 0803.295.996 · Grimbergen
JVLco
BE 0722.996.725 · Wemmel
QC TRADING
BE 0469.768.228 · Rixensart