DG ISO CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of DG ISO CONSTRUCT is 2.5% (moderate). The 2025 annual accounts show equity of €32k and a net result of €3k. Its solvency ranks better than 83% of 7453 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-23
Solvency100▲+18
Growth52
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.01 against 2.16 in 2024; short-term debt: 24.3% and cash: 66% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
11 d early
2024
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 0.8%
2024 · €32k
2024: €32k
2024 → 2025
Total assets
€43k▼ 24.1%
2024 · €56k
2024: €56k
2024 → 2025
Net result
€3k▼ 91.7%
2024 · €34k
2024: €34k
2024 → 2025
Working capital
€31k▲ 11.7%
2024 · €28k
2024: €28k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€32k-€32k▲ 0.8%
Operating result€45k-€7k▼ 84.1%
Net result€34k-€3k▼ 91.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€1k ▼ 73.7%
Current assets
€42k ▼ 20.2%
Equity and liabilities €43k
Equity
€32k ▲ 0.8%
Debt
€10k ▼ 57.1%
Debt's share of the balance-sheet total falls from 43.1% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €48k
Cash flow
€6k▼
2024 · €37k
Current ratio
4.01▲
2024 · 2.16
Debt to equity
0.32▼
2024 · 0.76
ROE
8.8%▼
2024 · 106.2%
ROA
6.6%▼
2024 · 60.5%
Interest coverage
74.86▼
2024 · 590.85
Debt ≤ 1 year
€10k▼
2024 · €24k
Income taxes
€4k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€56k€43k▼
Formation expenses20€194-
Fixed assets21/28€4k€1k▼
Tangible fixed assets22/27€4k€1k▼
Furniture and vehicles24€4k€1k▼
Current assets29/58€52k€42k▼
Amounts receivable within one year40/41€25k€14k▼
Trade receivables40€25k€13k▼
Other amounts receivable41€306€550▲
Cash at bank and in hand54/58€27k€28k▲
Deferred charges and accrued income490/1€367-
Equity and liabilities
Total equity and liabilities10/49€56k€43k▼
Equity10/15€32k€32k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€29k€29k▲
Amounts payable17/49€24k€10k▼
Amounts payable within one year42/48€24k€10k▼
Trade debts44€4k€289▼
Suppliers440/4€4k€289▼
Taxes, remuneration and social security45€16k€8k▼
Taxes450/3€15k€7k▼
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€49k€11k▼
Operating profit (loss)9901€45k€7k▼
Financial charges65/66B€81€135▲
Recurring financial charges65€81€135▲
Profit (loss) for the period before taxes9903€44k€7k▼
Income taxes67/77€10k€4k▼
Profit (loss) for the period9904€34k€3k▼
Profit (loss) for the period to be appropriated9905€34k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€32k▼
Profit (loss) brought forward from the previous period14P-€29k
Profit to be distributed694/7€5k€3k▼
Return on contributions (dividend)694€5k€3k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Genestrois (Jem. II) 687012 MonsGround area
355 m²
Building footprint
64 m²
Volume, LiDAR
561 m³
Parcel 53027B0173/00B003, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DG ISO CONSTRUCT
since 20222.341.182.793
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53027B0173/00B003 | Wallonia | 355 m² | 1 · 64 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RSG CONSTRUCT
BE 0803.478.714
Overijse · Eq €32,446
ABK Construction
BE 1015.825.570
Roeselare · Eq €32,447
DILLENS ALGEMENE BOUWWERKEN
BE 0461.388.517
Halle · Eq €32,419
TOMBEUR & FILS
BE 0831.796.081
Hamois · Eq €32,451
EUROMAG
BE 1007.737.948
Drogenbos · Eq €32,416
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,548 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-11-2022
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:dgisoconstruct.sprl@gmail.com