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Generated 13-08-2026
Active BE 0862.348.014Private limited company

DG-INSURANCE

Burgemeester Callewaertlaan 93 ·8810 Lichtervelde, Belgium· 22 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

DG-INSURANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 22 yrs
Board 3
Locations 2
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 2003, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 29-08-2025 2025-00472506
31-12-2023 micro 29-08-2024 2024-00439569
31-12-2022 micro 28-08-2023 2023-00431731
31-12-2021 verkort 08-08-2022 2022-20285935
31-12-2020 verkort 31-08-2021 2021-63400027
31-12-2019 micro 02-06-2020 2020-14100600
31-12-2018 micro 26-08-2019 2019-50400414
31-12-2017 micro 31-08-2018 2018-60300593
31-12-2016 micro 31-08-2017 2017-56000073
31-12-2015 verkort 31-08-2016 2016-55500165
Directors & mandates 4 directors
Current directors & mandates
  • RISKCareLegal entity
    Director· perm. rep.: Herman Kerremans
    State Gazette act 25131944 (16-10-2025)
    Current
    01-07-2025 → present
  • Diemat BVLegal entity
    Director· perm. rep.: Dieter De Groote
    State Gazette act 25013472 (27-01-2025)
    Current
    23-12-2024 → present
    2 events
    • 23-12-2024 Appointed· Director
    • 23-12-2024 Appointed· Managing director
  • InsureCo BVLegal entity
    Director· perm. rep.: Marc Janssens
    State Gazette act 25013472 (27-01-2025)
    Current
    23-12-2024 → present
Former directors (1)
  • Dieter De Groote
    Director
    State Gazette act 25013472 (27-01-2025)
    Former
    - → 23-12-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation22-12-2003
StatusActive
Postal code8810
Connections & network 4 connected companies
Group structure
RISKCare
Sits on the board · 4 subsidiaries · 1 location
Control→
GROEP DGB INSURANCE
We sit on their board · 2 locations
→
Network connections
DWELSHAUVERS ASSURANCES
Shared corporate director
→
MAXI ASSUR
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 2 parties
Control over this companysits on this company's board1
RISKCare
4 subsidiaries · 1 location
controls
DG-INSURANCEBE 0862.348.014
controls
Where this company holds controlthis company sits on their board1
GROEP DGB INSURANCE
2 locations

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 2 locations
DG-INSURANCE
Van Bunnenlaan 5-7, 8300 Knokke-HeistVerzekeringsmakelaars en -agenten
since 20042.136.303.551
DG Insurance
Burgemeester Callewaertlaan 93, 8810 LichterveldeRechtstreekse verzekeringsverrichtingen leven
since 20192.284.853.905
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36011F0575/00H000 Flanders 1,069 m² 1 · 676 m² 16.0 m · 4 fl.
31334B0219/00A000 Flanders 297 m² 1 · 139 m² 22.3 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
16-10-2025
State Gazette act Director changes
v3.2
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
27-01-2025
State Gazette act Director changes
v3.2
2024
02-09-2024
State Gazette act Statutes amendment
v3.2
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
28-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
08-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
02-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
26-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
13-03-2018
State Gazette act Capital & shares
v3.2
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2014
13-01-2014
State Gazette act Capital & shares
v3.2
Belgisch Staatsblad, acts 5 acts
Capital history · 2
13-03-2018
v3.2
13-01-2014
v3.2
All acts · 5 updated 10 months ago
2025
16-10-2025 Herman Kerremans appointed as director Director changes
  • Herman Kerremans, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Herman Kerremans",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0686670918",
        "name": "RISKCare",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2025-07-01",
      "evidence_quote": "De vergadering beslist te benoemen als bestuurder voor onbepaalde duur: -De besloten vennootschap RISKCare, met ondernemingsnummer BE0686.670.918 en met zetel te 1780 Wemmel, Alexander Fleminglaan 17. Haar mandaat ging in op 1/07/2025"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0862.348.014",
    "name_full": "DG-INSURANCE",
    "legal_form": "BV"
  }
}
27-01-2025 3 directors appointed, 1 resigning Director changes
  • Marc Janssens, Bestuurder
  • Dieter De Groote, Bestuurder
  • Dieter De Groote, Gedelegeerd bestuurder
  • Dieter De Groote, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dieter De Groote",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-12-23",
      "evidence_quote": "De ondergetekenden die de totaliteit bezitten van de aandelen van de Vennootschap, nemen kennis van het ontslag met onmiddellijke ingang, per heden, van de heer Dieter De Groote woonachtig te (...), als bestuurder van de Vennootschap."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Marc Janssens",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Insureco BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2024-12-23",
      "evidence_quote": "De ondergetekenden die de totaliteit bezitten van de aandelen van de Vennootschap, hebben besloten om InsureCo BV, vast vertegenwoordigd door de heer Marc Janssens, met zetel te Pauline Van Pottelsberghelaan 10, B-9051 Gent, net onmiddellijke ingang per heden te benoemen als bestuurder van de Vennoo"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Dieter De Groote",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Diemat BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2024-12-23",
      "evidence_quote": "De ondergetekenden die de totaliteit bezitten van de aandelen van de Vennootschap, hebben besloten om Diemat BV, vast vertegenwoordigd door de heer Dieter De Groote, met zetel te Burgemeester Callewaertlaan 134, B-8810 Lichtervelde, met onmiddellijke ingang per heden te benoemen als bestuurder van d"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Dieter De Groote",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Diemat BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2024-12-23",
      "evidence_quote": "De bestuurders beslissen met eenparigheid om Diemat BV, vast vertegenwoordigd door de heer Dieter De Groote, met zetel te Burgemeester Callewaertlaan 134, B-8810 Lichtervelde, met onmiddellijke ingang, per heden, te benoemen als gedelegeerd bestuurder van de Vennootschap."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0862.348.014",
    "name_full": "DG-INSURANCE",
    "legal_form": "BV"
  }
}
2024
02-09-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2024-08-29",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0862.348.014",
    "name_full": "DG-INSURANCE",
    "legal_form": "BVBA"
  },
  "signature_regime": "solo",
  "special_mandates": [
    {
      "quote": "De vergadering gaf opdracht en volmacht aan de naamloze vennootschap MAREL, met zetel te 8800 Roeselare, Izegemstraat 52A, met mogelijkheid van indeplaatsstelling, alle nuttige en noodzakelijke formaliteiten te vervullen, zo onder andere inzake inschrijving, wijziging, en schrapping van het handelsregister en/of rechtspersonenregister, aanvragen van nodige vestigingsattesten en vergunningen, aanvraag en wijziging van BTW-nummer, alle formaliteiten bij de Kruispuntbank voor Ondernemingen en bij de ondernemingsloketten.",
      "holder_kbo": null,
      "holder_name": "MAREL",
      "scope_categories": [
        "filing",
        "KBO",
        "tax",
        "formalities"
      ],
      "with_substitution": true
    }
  ],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2018
13-03-2018 Capital decrease of €437,400 to €18,600 Capital & shares
  • €456.000 → €18.600
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_decrease",
      "amount": 437400.0,
      "currency": "EUR",
      "after_eur": 18600.0,
      "delta_eur": -437400.0,
      "before_eur": 456000.0,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2018-03-05",
      "evidence_quote": "het maatschappelijk kapitaal te verminderen ten belope van vierhonderdzevendertigduizend vierhonderd euro (\u20AC 437.400,00) om het kapitaal te brengen van vierhonderdzesenvijftigduizend euro (\u20AC 456.000,00) tot achttienduizend zeshonderd euro (\u20AC 18.600,00)",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0862.348.014",
    "name_full": "DG-INSURANCE",
    "legal_form": "BVBA"
  }
}
2014
13-01-2014 Capital increase of €437,400 to €456,000 Capital & shares
  • €18.600 → €456.000
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 437400.0,
      "currency": "EUR",
      "after_eur": 456000.0,
      "delta_eur": 437400.0,
      "before_eur": 18600.0,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2013-12-19",
      "evidence_quote": "het kapitaal van de vennootschap te verhogen met een bedrag van vierhonderd zeverendertigduizend vierhonderd euro (\u20AC 437.400,00) om het kapitaal te brengen van achttienduizend zeshonderd euro (e 18.600,00) op vierhonderd zesenvijftigduizend euro (\u20AC 456.000,00) door inbreng in geld",
      "contribution_type": "cash"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0862.348.014",
    "name_full": "DG-INSURANCE",
    "legal_form": "BVBA"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameNL DG-INSURANCE
Registered office
Burgemeester Callewaertlaan 93
8810 Lichtervelde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative