Equity
-€14,939
Debts exceed assets in financial year 2025.
DG E-COM
Overview
Lifetime
3 annual accounts with figures on one time axispeak -€3,636 (2023)
-€4,026▲ €3,022
lowest -€7,520 (2024)
-€5,568▲ €1,952
peak -€1,852 (2023)
-€14,939▼ €5,568
€19,744▲ 96.5%
Board3 names since 2023
3 directorsAntonino Gioacchino DI GIOVANNI and 2 others
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from -€7,048 to -€4,026Loss of €5,568Equity from -€9,372 to -€14,939Debts from €10,049 to €19,744Cash from €458 to €4,232
Key points
from the 2025 annual accountsLosses
-€17,939 in three years
Every financial year from 2023 to 2025 closed with a loss. 2024 was the heaviest.
Filings
3 annual accounts 2 late
The 2023 accounts came latest: 30 days after the end of the period.
Starting capital
€3,000 3,000 shares
Board
1 left
A director left. Latest change 02-07-2026 · 2 in office.
Position in the sector
-311.0%
Lower solvency than 95% of companies in retail trade. Sector median 33.1% · 22,939 companies.
Turnover not published (micro format)
Checked score
54
Fair
Financially stronger than 27% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,277 companies (NACE 47, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.7%
01-2025: 1.6%▼ -0.1 percentage points vs 12-2024
02-2025: 1.7%▲ +0.1 percentage points vs 01-2025
03-2025: 1.6%▼ -0.1 percentage points vs 02-2025
04-2025: 1.7%▲ +0.1 percentage points vs 03-2025
05-2025: 1.7%● unchanged vs 04-2025
06-2025: 1.7%● unchanged vs 05-2025
07-2025: 1.8%▲ +0.1 percentage points vs 06-2025
08-2025: 2.5%▲ +0.7 percentage points vs 07-2025highest value
09-2025: 1.4%▼ -1.1 percentage points vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.3%▼ -0.1 percentage points vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.4%▲ +0.1 percentage points vs 06-2026
08-2026: 1.0%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 1.0%● unchanged vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€14,939
Founded in 2023
lowers risk
Liquidity: current ratio 2.41, cash €4,232
Size: total assets €4,804
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 84% on liquidity, 6% on profitability and 10% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,639 companies had the same profile as DG E-COM has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DG E-COM itself is lower: 1.0% within 12 months. It rests on far more data about DG E-COM than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for DG E-COM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€14,939
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 days early
2024
22 days late
2023
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 16 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DI GIOVANNI Amedeo Alessandro 1,000 sharesdeed of 07-04-2023
- DI GIOVANNI Antonino Gioacchino 1,000 sharesdeed of 07-04-2023
- DI GIOVANNI Lorenzo Gabriele 1,000 sharesdeed of 07-04-2023
Recent changes
Resignation: Lorenzo Di Giovanni (director)
Board meeting of 02-07-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800424006
Incorporation
Founding capital of €3,000, 3,000 shares · Founders: DI GIOVANNI Amedeo Alessandro (fondateur,comparant); DI GIOVANNI Antonino Gioacchino (fondateur,comparant); DI GIOVANNI Lorenzo Gabriele (fondateur,comparant) · Appointments: DI GIOVANNI Amedeo Alessandro, DI GIOVANNI Antonino Gioacchino and DI GIOVANNI Lorenzo Gabriele · published on 07-04-2023 · Gazette deed
First establishment
Rue du Bonnier 55, Grâce-Hollogne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DG E-COM Grâce-Hollogne | €4,804 | -€4,026 | -311.0% | - |
| KLOZY Verviers | €4,213 | -€851 | -113.5% | - |
| BROOMIUM Lier | €4,797 | -€2,470 | -199.3% | - |
| SULTAN EEKLO Eeklo | €4,648 | €1,088 | -134.6% | - |
| Samlook Holdings Antwerp | €4,393 | -€15,838 | -603.1% | - |
| BE Euroinvest Brasschaat | €4,153 | -€1,097 | -13.7% | - |
| EXEQUATUR Quévy | €4,241 | -€15,015 | -525.1% | - |
These companies have the same main activity as DG E-COM: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €4,150 and €4,800, founded in 2023.
Official details
Source: KBO- Status
- Active since 05-04-2023Normal situation
- Activity
- Other non-specialised retail saleNACE 47120and 6 others
- Establishment unit
- 2.343.842.3754460 Grâce-Hollogne, since 05-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 08-04-2026
Annual accounts 2025
- -€4,026▲ 42.9%
- €5,568▼ 26.0%
- -€14,939▼ 59.4%
- €4,804▲ 610%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on DG E-COM
DG E-COM files the micro format. That format states no turnover. The gross margin fell from -€3,636 in 2023 to -€4,026 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-07-2026, 3 days before the deadline-€4,026
▲ €3,022
-€4,212
▲ €3,096
-€5,568
▲ €1,952
€2,811
▲ €3,032
-
-
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €4,804 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
4,804 | 677 | 1,148 | |
20 |
- | - | 260 | |
29/58 |
4,804 | 677 | 887 | |
40/41 |
572 | 219 | 435 | |
40 |
346 | 45 | - | |
41 |
226 | 174 | 435 | |
54/58 |
4,232 | 458 | 453 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
4,804 | 677 | 1,148 | |
10/15 |
-14,939 | -9,372 | -1,852 | |
10/11 |
3,000 | 3,000 | 3,000 | |
14 |
-17,939 | -12,372 | -4,852 | |
17/49 |
19,744 | 10,049 | 3,000 | |
17 |
17,750 | 9,150 | 3,000 | |
170/4 |
17,750 | 9,150 | 3,000 | |
42/48 |
1,994 | 899 | 0 | |
44 |
647 | 727 | 0 | |
440/4 |
647 | 727 | 0 | |
45 |
1,346 | 171 | 0 | |
450/3 |
1,346 | 171 | 0 | |
| Income statement | ||||
9900 |
-4,026 | -7,048 | -3,636 | |
630 |
- | 260 | 781 | |
640/8 |
187 | - | 384 | |
9901 |
-4,212 | -7,308 | -4,801 | |
75/76B |
- | 0 | - | |
75 |
- | 0 | - | |
65/66B |
1,355 | 211 | 51 | |
65 |
1,355 | 211 | 51 | |
9903 |
-5,568 | -7,520 | -4,852 | |
9904 |
-5,568 | -7,520 | -4,852 | |
9905 |
-5,568 | -7,520 | -4,852 | |
| Appropriation of the result | ||||
9906 |
-17,939 | -12,372 | -4,852 | |
14P |
-12,372 | -4,852 | - | |
| Social balance sheet | ||||
Hours worked1013 |
- | 0 | - | |
| Document | ||||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| - | -7,048 | -4,020 | ||
| - | -7,259 | -4,071 | ||
| - | 0 | - | ||
| 3,774 | 5 | - | ||
| 2,811 | -222 | 887 | ||
| - | -33.33 | -79.21 |
The ratios are withheld because a balance sheet total of €4,804 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2024 annual accounts
Insights on DG E-COM
The operating result for 2025 is a loss of €4,212, smaller than the loss of €7,308 in 2024.
Equity is negative. Debt (€19,744) exceeds the balance-sheet total (€4,804).
Board & ownership
Board
2 directors, no change since July 2026Director (not named in the articles)
appointed by deed of 07-04-2023
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 28-07-2026
Director (not named in the articles)
appointed by deed of 07-04-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 28-07-2026
Mandates through the years
3 names, the dashed line is todayAntonino Gioacchino DI GIOVANNI
Director (not named in the articles)
Director (not named in the articles)
DI GIOVANNI Amedeo Alessandro
Director (not named in the articles)
Director (not named in the articles)
DI GIOVANNI Lorenzo Gabriele
Director (not named in the articles)
Director (not named in the articles)
BoardEarlier
Mandates as a list
- Antonino Gioacchino DI GIOVANNI
- Director (not named in the articles), appointed by deed of 07-04-2023, still in office
- DI GIOVANNI Amedeo Alessandro
- Director (not named in the articles), appointed by deed of 07-04-2023, still in office
- DI GIOVANNI Lorenzo Gabriele
- Director (not named in the articles), appointed by deed of 07-04-2023, until 02-07-2026
Control
Founders
This company
DG E-COM
Equity -€14,939
Loss €5,568 in 2025
Capital
- Contribution
- €3,000
- Shares
- 3,000
- Contribution per share
- €1
- Equity per share
- -€4.98 in 2025
- Source
- deed of 07-04-2023
Articles of association
deed of 07-04-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Fixe ou proportionnelle, rémunération des administrateurs”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 07-04-2023 ↗
- DI GIOVANNI Amedeo Alessandro 1,000 shares (33.3%) · €1,000
- DI GIOVANNI Antonino Gioacchino 1,000 shares (33.3%) · €1,000
- DI GIOVANNI Lorenzo Gabriele 1,000 shares (33.3%) · €1,000
Network & group
No group
DG E-COM has no parent and no holdings in its annual accounts.
Earlier ties
| BLANCHISSERIE BASSE MEUSE via Antonino Gioacchino DI GIOVANNI, no longer at BLANCHISSERIE BASSE MEUSE · Daily management delegate · deed of 05-09-2022 founded in 1985 · group ELIS BELGIUM |
124 FTE (2025) |
| ARDENNE et MEUSE LOGISTIC via Antonino Gioacchino DI GIOVANNI, no longer at ARDENNE et MEUSE LOGISTIC · Daily management delegate · deed of 15-09-2022 founded in 1999 · group ELIS BELGIUM |
23 FTE (2025) |
Connections & network
1 connected companyThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
ELIS BELGIUM
via Antonino Gioacchino DI GIOVANNI · Daily management delegate · deed of 07-05-2025
Founded in 1968 · 293 FTE (2025)
→
Timeline
Timeline
9 events since 2023Board
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Resignation: Lorenzo Di Giovanni (director)Board meeting of 02-07-20262 points ▸
- Board meeting, 02-07-2026
- Director resignation, Lorenzo Di Giovanni
Annual accounts 2025 filed NBBmicro format · 3 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0800424006
2025
Liquidity more than triples current ratio 2.41 The current ratio rises from 0.75 to 2.41.
Annual accounts 2024 filed PDFmicro format · 22 days late
2024
Weakest financial year net -€7,520 The net result drops to -€7,520, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
IncorporationFounding capital of €3,000, 3,000 shares · Founders: DI GIOVANNI Amedeo Alessandro (fondateur,comparant); DI GIOVANNI Antonino Gioacchino (fondateur,comparant); DI GIOVANNI Lorenzo Gabriele (fondateur,comparant) · Appointments: DI GIOVANNI Amedeo Alessandro, DI GIOVANNI Antonino Gioacchino and DI GIOVANNI Lorenzo Gabriele · published on 07-04-20238 points ▸
- Founder, DI GIOVANNI Amedeo Alessandro (fondateur,comparant)
- Founder, DI GIOVANNI Antonino Gioacchino (fondateur,comparant)
- Founder, DI GIOVANNI Lorenzo Gabriele (fondateur,comparant)
- Founding capital, €3,000, 3,000 shares
- Registered office clause, rue du Bonnier 55, 4460 Grâce-Hollogne
- Director appointment, DI GIOVANNI Amedeo Alessandro (director (not named in the articles))
- Director appointment, DI GIOVANNI Antonino Gioacchino (director (not named in the articles))
- Director appointment, DI GIOVANNI Lorenzo Gabriele (director (not named in the articles))
- The deed holds 5 more points.
First establishment Rue du Bonnier 55, Grâce-Hollogne
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0800.424.006
- VAT number
- BE 0800.424.006
- Peppol ID
- 0208:0800424006
- Other Peppol ID
- 9925:BE0800424006
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 05-04-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 08-04-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- DG E-COM in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 07-04-2023 (in French)
Activities
NACEBEL 202547120
Other non-specialised retail sale main activity
58210
Publishing activities
63910
Web portal activities
73110
Advertising agencies
Codes under NACEBEL 2008
47910
Retail trade main activity
58210
Publishing activities
62090
Computer programming, consultancy and related activities
63120
Computing infrastructure, data processing, hosting and other information service activities
73110
Advertising, market research and public relations activities
74103
Other professional, scientific and technical activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’e-commerce,; L’informatique sous toutes ses formes,; La programmation sous toutes ses formes et de tout type,; Le développement,la…”deed of 07-04-2023 (in French)
12 activities
- L’e-commerce,
- L’informatique sous toutes ses formes,
- La programmation sous toutes ses formes et de tout type,
- Le développement,la création,l’hébergement et le référencement de sites web,de plateformes,de jeux et d’applications,
- Le développement,la création,l’hébergement de programmes et de logiciels informatiques,
- L’hébergement internet et virtuel sous toutes ses formes,
- Le marketing,la publicité et la communication,
- Le design,le graphisme,la création d’animations et de vidéos,
- La gestion de projets ou d’évènements,
- L’organisation d’événements,de séminaires et de jeux d’entreprise,
- La gestion des systèmes d’information,le cas échéant en fournissant des ressources matérielles à cet effet,
- La production et la diffusion de tout contenu,notamment grâce à la réalisation de tous travaux d’imprimerie et grâce à l’édition électronique.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue du Bonnier 55 registered office 4460 Grâce-Hollogne | 05-04-2023 | 2.343.842.375 |
Buildings and parcels at the address
- Ground area
- 1,114 m²
- Buildings
- 209 m²
- Volume, LiDAR
- 1,008 m³
- Tallest building
- 7.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62046A0226/00V017 | 1,114 m² | 1 · 209 m² | 7.0 m · 2 |