DFC SERVICES
ActiveThe computed 12-month bankruptcy probability of DFC SERVICES is 4.1% (elevated). The 2025 annual accounts show equity of €20k and a net result of €7k. Its solvency ranks better than 23% of 1198 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-23
Solvency43▼-44
Growth32
Track record82
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.29 against 2.23 in 2024; short-term debt: 59.5% and cash: 61.2% of total assets), and 81.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.5%
Return on assets
6.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1198 sector peers (2025).
NBB · sector comparisonPosition among 1198 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€20k▼ 58.9%
2024 · €48k
2024: €48k
2024 → 2025
Total assets
€108k▲ 38.9%
2024 · €77k
2024: €77k
2024 → 2025
Net result
€7k▼ 83.8%
2024 · €43k
2024: €43k
2024 → 2025
Working capital
€19k▼ 47.4%
2024 · €36k
2024: €36k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€48k-€20k▼ 58.9%
Operating result€58k-€10k▼ 83.3%
Net result€43k-€7k▼ 83.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€25k▲ 95.2%
Current assets
€83k▲ 27.9%
Equity and liabilities €108k
Equity
€20k▼ 58.9%
Debt
€88k▲ 201%
The debt ratio rises from 37.6% to 81.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €58k
Cash flow
€14k▼
2024 · €43k
Solvency
18.5%▼
2024 · 62.4%
Current ratio
1.29▼
2024 · 2.23
Quick ratio
1.29▼
2024 · 2.23
Debt / equity
4.42▲
2024 · 0.60
ROE
35.4%▼
2024 · 89.7%
ROA
6.5%▼
2024 · 56.0%
Interest coverage
79.53
Debt
€88k▲
2024 · €29k
Debt ≤ 1 year
€64k▲
2024 · €29k
Debt > 1 year
€24k
Income taxes
€3k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€108k▲
Fixed assets21/28€13k€25k▲
Tangible fixed assets22/27€13k€24k▲
Furniture and vehicles24€13k€24k▲
Financial fixed assets28-€450
Current assets29/58€65k€83k▲
Amounts receivable within one year40/41€29k€14k▼
Trade receivables40€29k€9k▼
Other amounts receivable41-€5k
Cash at bank and in hand54/58€36k€66k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€77k€108k▲
Equity10/15€48k€20k▼
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Profit (loss) carried forward14€43k€15k▼
Amounts payable17/49€29k€88k▲
Amounts payable after more than one year17-€24k
Financial debts170/4-€24k
Amounts payable within one year42/48€29k€64k▲
Trade debts44€14k€9k▼
Suppliers440/4€14k€9k▼
Taxes, remuneration and social security45€15k€25k▲
Taxes450/3€15k€25k▲
Other amounts payable47/48-€30k
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€50k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€105€7k▲
Other operating charges640/8€1k€6k▲
Non-recurring operating charges66A€1k€2k▲
Gross operating margin9900€61k€25k▼
Operating profit (loss)9901€58k€10k▼
Financial income75/76B€20€36▲
Recurring financial income75€20€36▲
Financial charges65/66B-€216
Recurring financial charges65-€216
Profit (loss) for the period before taxes9903€58k€10k▼
Income taxes67/77€15k€3k▼
Profit (loss) for the period9904€43k€7k▼
Profit (loss) for the period to be appropriated9905€43k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€50k▲
Profit (loss) brought forward from the previous period14P-€43k
Profit to be distributed694/7-€36k
Return on contributions (dividend)694-€36k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerstalse Steenweg 1301190 VorstGround area
57 m²
Building footprint
46 m²
Volume, LiDAR
364 m³
Parcel 21384D0250/00A003, Brussels · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DFC SERVICES
since 20242.357.302.710
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21384D0250/00A003 | Brussels | 57 m² | 1 · 46 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Maya Cleaning Services
BE 0799.197.846
Essen · Eq €20k
L&S
BE 0629.939.774
Anderlecht · Eq €20k
BUILDING WORKS SERVICES
BE 1007.465.259
Antwerpen · Eq €20k
NETTOBEL H&S CLEANING
BE 0737.793.579
Brussel · Eq €20k
AHL SERVICES
BE 0679.734.923
Jette · Eq €20k
Of 7,353 companies in sector 81210 we hold annual accounts for 2,734. 2,099 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2024
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
49420Removal services
88101Social work activities without accommodation
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.