DEZ IMMO
ActiveSummary
DEZ IMMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,119 and a net result of €4,955. Equity is growing by ~18.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability55▼-20
Solvency37▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.26 against 0.17 in 2024; short-term debt: 34.2% and cash: 8.1% of total assets), and 88.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
7 d early
2023
1 d early
2022
6 d early
2021
1 d late
2020
4 d early
2019
45 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 15 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 January (3 of the last 3 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€36,119▲ 15.9%
2024 · €31,164
Total assets
€311,962▼ 0.8%
2024 · €314,608
Net result
€4,955▼ 68.0%
2024 · €15,500
Working capital
-€78,750=
2024 · -€78,734
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€10,218▼ 11.0%€11,231▲ 9.9%€8,465▼ 24.6%€31,345▲ 270%€15,265▼ 51.3%
Net result€179€1,838▲ 929%€332▼ 81.9%€15,500▲ 4,569%€4,955▼ 68.0%
Equity€9,894▲ 1.8%€11,732▲ 18.6%€12,064▲ 2.8%€31,164▲ 158%€36,119▲ 15.9%
Total assets€350,691▼ 3.7%€324,532▼ 7.5%€306,245▼ 5.6%€314,608▲ 2.7%€311,962▼ 0.8%
Debt€340,797▼ 3.8%€312,800▼ 8.2%€294,181▼ 6.0%€283,444▼ 3.6%€275,843▼ 2.7%
Working capital-€88,401▼ 30.8%-€83,179▲ 5.9%-€82,578▲ 0.7%-€78,734▲ 4.7%-€78,750=
Staff (FTE)11=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311,962
Fixed assets
€284,067 ▼ 4.8%
Current assets
€27,896 ▲ 73.5%
Equity and liabilities €311,962
Equity
€36,119 ▲ 15.9%
Debt
€275,843 ▼ 2.7%
Debt's share of the balance-sheet total falls from 90.1% to 88.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32,210▼
2024 · €49,747
Cash flow
€21,900▼
2024 · €33,902
Current ratio
0.26▲
2024 · 0.17
Debt to equity
7.64▼
2024 · 9.10
ROE
13.7%▼
2024 · 49.7%
ROA
1.6%▼
2024 · 4.9%
Interest coverage
4.10▼
2024 · 5.96
Debt ≤ 1 year
€106,646▲
2024 · €94,813
Debt > 1 year
€169,197▼
2024 · €188,631
Income taxes
€2,463▼
2024 · €7,506
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,980 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,980 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €22,904 | €5,277 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,809 | €23,586 | €22,203 | €18,402 | €16,945 | ▼ 7.9% |
| Other operating charges640/8 | - | €4,736 | €4,885 | €6,942 | €5,477 | ▼ 21.1% |
| Gross operating margin9900 | €55,874 | €62,457 | €40,830 | €56,690 | €37,687 | ▼ 33.5% |
| Operating profit (loss)9901 | €10,218 | €11,231 | €8,465 | €31,345 | €15,265 | ▼ 51.3% |
| Financial income75/76B | - | - | - | €1 | €3 | ▲ 129% |
| Recurring financial income75 | €0 | - | - | €1 | €3 | ▲ 129% |
| Financial charges65/66B | - | €9,393 | €8,133 | €8,341 | €7,851 | ▼ 5.9% |
| Recurring financial charges65 | €10,040 | €9,393 | €8,133 | €8,341 | €7,851 | ▼ 5.9% |
| Profit (loss) for the period before taxes9903 | €179 | €1,838 | €332 | €23,005 | €7,418 | ▼ 67.8% |
| Income taxes67/77 | - | - | - | €7,506 | €2,463 | ▼ 67.2% |
| Profit (loss) for the period9904 | €179 | €1,838 | €332 | €15,500 | €4,955 | ▼ 68.0% |
| Profit (loss) for the period to be appropriated9905 | €179 | €1,838 | €332 | €15,500 | €4,955 | ▼ 68.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €350,691 | €324,532 | €306,245 | €314,608 | €311,962 | ▼ 0.8% |
| Fixed assets21/28 | €342,556 | €318,970 | €302,049 | €298,529 | €284,067 | ▼ 4.8% |
| Tangible fixed assets22/27 | €342,556 | €318,970 | €302,049 | €298,529 | €284,067 | ▼ 4.8% |
| Land and buildings22 | - | €307,672 | €294,252 | €292,278 | €280,766 | ▼ 3.9% |
| Furniture and vehicles24 | - | €11,298 | €7,798 | €6,251 | €3,300 | ▼ 47.2% |
| Current assets29/58 | €8,135 | €5,562 | €4,196 | €16,079 | €27,896 | ▲ 73.5% |
| Amounts receivable within one year40/41 | - | - | - | - | €541 | - |
| Trade receivables40 | - | - | - | - | €541 | - |
| Cash at bank and in hand54/58 | €5,879 | €3,182 | €1,928 | €13,880 | €25,187 | ▲ 81.5% |
| Deferred charges and accrued income490/1 | - | €2,379 | €2,268 | €2,198 | €2,168 | ▼ 1.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €350,691 | €324,532 | €306,245 | €314,608 | €311,962 | ▼ 0.8% |
| Equity10/15 | €9,894 | €11,732 | €12,064 | €31,164 | €36,119 | ▲ 15.9% |
| Contributions10/11 | - | €7,500 | €7,500 | €11,100 | €11,100 | = |
| Reserves13 | €1,251 | €1,251 | €1,251 | €16,751 | €21,705 | ▲ 29.6% |
| Non-distributable reserves130/1 | - | €1,251 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €1,251 | €0 | - | - | - |
| Distributable reserves133 | - | - | €1,251 | €16,751 | €21,705 | ▲ 29.6% |
| Profit (loss) carried forward14 | €1,143 | €2,982 | €3,314 | €3,314 | €3,314 | = |
| Amounts payable17/49 | €340,797 | €312,800 | €294,181 | €283,444 | €275,843 | ▼ 2.7% |
| Amounts payable after more than one year17 | €244,261 | €224,059 | €207,407 | €188,631 | €169,197 | ▼ 10.3% |
| Financial debts170/4 | - | €224,059 | €207,407 | €188,631 | €169,197 | ▼ 10.3% |
| Amounts payable within one year42/48 | €96,535 | €88,741 | €86,774 | €94,813 | €106,646 | ▲ 12.5% |
| Current portion of amounts payable after more than one year42 | - | €37,077 | €82,677 | €81,633 | €97,791 | ▲ 19.8% |
| Trade debts44 | €57,939 | €49,844 | €4,097 | €5,674 | €6,392 | ▲ 12.7% |
| Suppliers440/4 | - | €49,844 | €4,097 | €5,674 | €6,392 | ▲ 12.7% |
| Taxes, remuneration and social security45 | - | €1,820 | €0 | €7,506 | €2,463 | ▼ 67.2% |
| Taxes450/3 | - | €34 | €0 | €7,506 | €2,463 | ▼ 67.2% |
| Remuneration and social security454/9 | - | €1,787 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €179 | €1,838 | €332 | €15,500 | €4,955 | ▼ 68.0% |
| + Depreciation and write-downs630 | €21,809 | €23,586 | €22,203 | €18,402 | €16,945 | ▼ 7.9% |
| Operating cash flow (approximation) | €21,988 | €25,424 | €22,535 | €33,902 | €21,900 | ▼ 35.4% |
| Investment in fixed assets (approximation) | - | €0 | -€5,283 | -€14,882 | -€2,482 | ▲ 83.3% |
| Change in cash | - | -€2,697 | -€1,254 | €11,952 | €11,306 | ▼ 5.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2021net €15,500 ▲4,569%
Operating result €31,345, net result €15,500, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2000
Ground area
1.8 ha
Building footprint
931 m²
Volume, LiDAR
33,641 m³
Parcel 62804D0259/00R002, Wallonia · tallest building 40.1 m, ±12 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Rue Julien-D'Andrimont 9, 4000 Liège
since 20002.229.491.847
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62804D0259/00R002 | Wallonia | 1.8 ha | 1 · 931 m² | 40.1 m · 12 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded07-08-2000
Fiscal year end30-06
E-invoicing
Reachable via Peppol
Peppol ID
0208:0472543616
Also
9925:BE0472543616
Registered
06-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.