Equity
-€82,148
Debts exceed assets in financial year 2025.
DEVTOUR
Lifetime
8 annual accounts with figures on one time axispeak €213,648 (2022)
€199,513▲ 2.1%
lowest -€75,686 (2020)
€16,871▲ 727%
peak €8,051 (2018)
-€82,148▲ €16,871
€176,908▼ 22.1%
peak 3.3 FTE (2020)
-not published
Board1 name since 2017
1 directorMATHON Fabien, Bernard, Yves
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Result from €2,041 to €16,871Equity from -€99,020 to -€82,148Debts from €226,951 to €176,908
Key points
from the 2025 annual accountsTurnover
≈ €600,000 estimated
The micro format states no turnover.
Debts
€176,908 187% of the balance sheet
Suppliers 10%Taxes and wages 26%Other 64%
Staff
6 employees on 31-12-2025
In 2025, 7 people joined and 6 left.
Filings
8 annual accounts 3 late
The 2020 accounts came latest: 31 days after the end of the period.
Position in the sector
-€82,148
Less equity than 94% of companies in retail trade. Sector median €40,976 · 22,967 companies.
Checked score
56
Fair
Financially stronger than 51% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%highest value
01-2025: 0.7%▼ -0.1 percentage points vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.6%▼ -0.1 percentage points vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.6%● unchanged vs 04-2025
06-2025: 0.6%● unchanged vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.6%● unchanged vs 09-2025
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.5%▼ -0.1 percentage points vs 12-2025
02-2026: 0.4%▼ -0.1 percentage points vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026lowest value
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.3 percentage points vs 07-2026
09-2026: 0.5%▼ -0.2 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€82,148
Sector: Retail trade (NACE 47)
lowers risk
Size: total assets €94,760
Liquidity: current ratio 0.54, cash €93,760
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 52% on liquidity, 75% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as DEVTOUR has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of DEVTOUR itself is lower: 0.5% within 12 months. It rests on far more data about DEVTOUR than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for DEVTOUR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.54 (0.51 in 2024), below 1. Short-term debt is 186.7% and cash 98.9% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 22924 sector peers (2025).
NBB · sector comparisonPosition among 22924 sector peers
Solvency
better than 9%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
28 days late
2024
1 day early
2023
27 days late
2022
3 days early
2021
3 days early
2020
31 days late
2019
10 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- MATHON Fabien, Bernard, Yves founderdeed of 29-12-2017
- JAIN Sujata founderdeed of 29-12-2017
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0685909863
First establishment
DEVTOUR SPRL, Boulevard Walter de Marvis 22, Tournai
Incorporation
Founders: MATHON Fabien, Bernard, Yves; JAIN Sujata · Founding capital of €18,600, 300 shares, €6,200 paid up · Appointment: MATHON Fabien, Bernard, Yves (manager) · published on 29-12-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DEVTOUR Estaimpuis | €94,760 | €199,513 | -86.7% | - |
| S.H. BELGIUM La Louvière | €102,689 | €152,603 | 43.3% | - |
| Fashion Republic Retail België Antwerp | €111,864 | €152,241 | -294.8% | - |
| MANIS Schaerbeek | €103,291 | €141,855 | -95.9% | - |
| L & A Fashion Mortsel | €113,151 | €305,797 | 20.9% | - |
| VINTAGE FACTORY Brussels | €125,479 | €150,343 | 50.2% | - |
| Jane-S & CO Lo-Reninge | €122,086 | €304,032 | 25.6% | - |
These companies have the same main activity as DEVTOUR: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €103,000 and €125,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 14-12-2017Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716
- Establishment unit
- 2.272.113.6477500 Tournai, since 10-04-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Annual accounts 2025
- €94,760▼ 25.9%
- Employeeson 31-12-2025
- 6▲ 20.0%
- Filing
- Filed on 28-08-2026
Insights on DEVTOUR
DEVTOUR files the micro format. That format states no turnover. The gross margin rose from €112,477 in 2018 to €199,513 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DEVTOUR
- What is the company number of DEVTOUR?
- The company number of DEVTOUR is 0685.909.863. The VAT number is the same number with BE in front: BE 0685.909.863.
- Where is DEVTOUR based?
- The registered office is at Rue Reine Astrid 193, 7730 Estaimpuis.Company details
- What does DEVTOUR do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of DEVTOUR?
- DEVTOUR is a private limited company (pre-2019) (BVBA).
- When was DEVTOUR founded?
- DEVTOUR was founded on 14-12-2017.
- Is DEVTOUR still active?
- Yes, DEVTOUR is an active enterprise in the KBO register.
- How many employees does DEVTOUR have?
- DEVTOUR had an average of 5.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of DEVTOUR?
- The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €199,513 and 31 comparable companies (NACE 477). It probably lies between €420,000 and €1.1m.
- Is DEVTOUR profitable?
- In financial year 2025, DEVTOUR made a profit of €16,871.
- Where can I find the annual accounts of DEVTOUR?
- DEVTOUR filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DEVTOUR due?
- DEVTOUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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