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Devriendt

Active Risk: not assessed Public limited companyfounded 1989active for 37 yearsChaussée de Fleurus 143, 6060 CharleroiKBO/BCE: BE 0436.307.582

Overview

Lifetime

20 annual accounts with figures on one time axis, 30 filings since 1994
peak €294,832 (2024)
€277,539▼ 5.9%
lowest -€23,569 (2010)
€49,084▼ 21.6%
peak €503,701 (2025)
€503,701▲ 10.8%
€41,739▼ 58.5%
peak 3 FTE (2010)
-not published
Board4 names since 2009
4 directors and 3 others
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Debts from €100,637 to €41,739

Key points

from the 2025 annual accounts

Equity

€503,701 ▲ 10.8%

Devriendt has made a profit without a break since 2023.

Turnover

≈ €440,000 estimated

The accounts state no turnover.

Staff

3 employees on 31-12-2025
012023122024222025

In 2025, 2 people joined and 2 left.

Liquidity

5.70 was 2.37 in 2024

Short-term debts fell from €100,441 to €41,089.

Filings

30 annual accounts since 1994
AprilJune31 JulyOctober200020102020

Eight of the last ten came late. The 2021 accounts came latest: 283 days after the end of the period.

Position in the sector

92.3%

Higher solvency than 91% of companies in auxiliary financial services. Sector median 50.6% · 3,343 companies.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
Director
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0436307582
Resignations & appointments Gazette deed
First establishment Chaussée de Fleurus 143, Charleroi
Incorporation published on 20-01-1989 · Gazette deed
All 46 events

Comparable companies

same main activity, similar in size and age
Company
Devriendt Charleroi €545,440 €277,539 92.3% -
ASSURANCES DEFFRENNE Tournai €548,765 €304,408 92.1% -
ASSURANCES PERON Charleroi €548,433 €224,079 58.1% -
DE PAEPE Zottegem €558,129 €279,232 7.1% -
VERZEKERINGSKANTOOR VAN DEN BOSSCHE EN VAN DER JEUGHT Antwerp €554,824 €251,811 42.6% -
SLS Bertin-Szabo Assurances Nivelles €494,667 €284,010 -4.8% 2.8
BRANDT VERSICHERUNGEN Raeren €549,469 €242,189 58.1% -

These companies have the same main activity as Devriendt: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €495,000 and €558,000, founded between 1987 and 1991.

Official details

Source: KBO
Status
Active since 01-01-1989Normal situation
Activity
Insurance agents and brokersNACE 66220
Joint committee
307Insurance brokers and agencies · annual accounts 2025
Establishment unit
2.041.582.5566060 Charleroi, since 09-01-1989
Financial year end
31 December
Peppol
Reachable since 12-11-2025
Company details

Annual accounts 2025

€49,084▼ 21.6%
€503,701▲ 10.8%
€545,440▼ 1.8%
Employeeson 31-12-2025
3=
Filing
Filed on 30-07-2026, 1 day before the end of the filing period
Financials

Insights on Devriendt

Devriendt files the micro format. That format states no turnover. The gross margin rose from €92,886 in 2006 to €277,539 in 2025.

The balance sheet grew most from 2012 to 2013 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-07-2026, 1 day before the deadline
€503,701
▲ 10.8%
€545,440
▼ 1.8%
€49,084
▼ 21.6%
92.3%
▲ 10.5 percentage points
9.7%
▼ 4.0 percentage points
9.0%
▼ 2.3 percentage points

Money flows

no detail for 2025

Balance sheet

balance sheet total €545,440 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

92.3%

Higher than 92% of 3,343 companies in 2025.

9.0%

Higher than 46% of 3,284 companies in 2025.

Devriendt Middle half of the sector 80% of the sector Micro accounts in auxiliary financial services (NACE 66)

Net result: middle half · Equity: top quarter · Balance sheet total: middle half

Staff

€70,714

Staff costs divided by the average number of full-time equivalents.

level

people who joined people who left

In 2025, 2 people joined and 2 left. Training hours in 2025: 473.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 545,440555,254433,369452,261435,525401,498351,262310,797312,125313,569343,224368,608408,469321,747218,881233,690252,340288,974353,739376,389
21/28 311,376316,959212,449225,862242,606262,054278,179274,748248,751271,845295,601335,673362,412245,816173,362191,107217,082243,382264,986277,873
21 69,66791,667--0----0---1803605407209001,0801,260
22/27 241,710225,292212,449225,862242,606262,054278,179274,748248,751271,845295,601335,673362,412245,636173,002190,567216,362242,482263,906276,613
22 218,044219,807202,068214,333218,013223,540229,450237,501244,311269,606283,112308,448312,617171,412115,297102,131115,842118,017125,667143,897
24 21,4263,2458,1419,28922,35336,27446,48835,0082,200010,24920,71635,22250,80119,36334,68231,35339,88537,99816,640
26 2,2402,2402,2402,2402,2402,2402,2402,2402,2402,2402,2406,50914,57323,42338,34253,75469,16784,580100,241116,076
29/58 234,063238,295220,920226,399192,919139,44573,08436,04863,37541,72447,62332,93546,05775,93145,51942,58335,25845,59288,75398,516
29 --0132,11110,12210,122-------4,314------
290 -------------4,314------
291 --0132,11110,12210,122--------------
40/41 13,59325,81469,27930,897109,21634,1286,76056741,88221,68133,22723,12633,60733,56745,20824,54329,97431,41246,58252,568
40 025406,1946,1941,624--41,31515,23619,22420,08131,85831,98728,6834,20110,86914,7016,11512,194
41 13,59325,55969,27924,703103,02332,5046,7605675676,44514,0023,0461,7491,58016,52520,34219,10516,71140,46740,374
54/58 185,041178,995146,91857,32071,02991,73962,05230,59216,97915,79714,3964,3317,26135,841-18,0404,02711,69035,45742,702
490/1 35,43033,4874,7236,0722,5523,4564,2724,8904,5144,246-5,4775,1892,209311-1,2572,4906,7143,246
Balance sheet: equity and liabilities
10/49 545,440555,254433,369452,261435,525401,498351,262310,797312,125313,569343,224368,608408,469321,747218,881233,690252,340288,974353,739376,389
10/15 503,701454,617392,006378,313385,938338,218252,578174,224103,10366,85434,09321,8833,35810,531-23,438-32,679-9,1104,31724,41927,764
10/11 62,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,000
10 62,00062,00062,00062,00062,000---------------
100 62,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,00062,000
13 155,926107,92645,92645,92645,92645,92645,92645,92645,92627,32618,32614,8266,8036,8036,8036,8036,7766,7766,7766,920
130/1 6,2006,2006,2006,2006,2006,200--------------
130 6,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,2006,200
132 39,72639,72639,72639,72639,72639,72639,72639,72639,72621,12612,1268,626603603603603576576576720
133 110,00062,000------------------
14 285,775284,691284,081270,387278,012230,292144,65266,298-4,823-22,471-46,233-54,943-65,445-58,272-92,241-101,482-77,886-64,459-44,357-41,156
16 ---------------56112168224280
168 ---------------56112168224280
17/49 41,739100,63741,36373,94849,58863,28198,684136,573209,022246,715309,131346,725405,111311,216242,319266,313261,338284,489329,096348,345
17 ----11,37229,01956,65466,84390,020122,925180,720237,478294,649236,402176,291186,385202,103235,073253,207245,475
170/4 ----11,37229,01956,65466,84390,020122,925180,720237,478294,649236,402176,291186,385202,103235,073253,207245,475
42/48 41,089100,44141,32473,94838,21634,26242,03069,729119,002123,790128,411109,247110,46274,81466,02878,84059,23549,41674,375101,574
42 --011,83917,64727,63528,68923,17733,10170,29570,53758,74051,64256,85730,29831,58632,97133,22229,52023,136
43 --------12,903012,22718,41416,339-1,540---25,44917,182
430/8 --------12,903012,22718,41416,339-1,540---25,44917,182
44 10,86915,3023,50216,5771,2081,1823,45045916,8865,39916,37322,21723,134-24,11532,3828,8564,22512,89151,087
440/4 10,86915,3023,50216,5771,2081,1823,45045916,8865,39916,37322,21723,134-24,11532,3828,8564,22512,89151,087
46 ---------6,800----------
45 12,36524,61835,29544,85618,6114,6957,07630,62127,93917,71113,5249,87719,34717,95710,07514,87217,40811,9696,51510,169
450/3 1,1656569,8742,4991,1073516,26318,75916,2817,1804,3732,3397,99217,9573,0781,24217,408120-2,059
454/9 11,20023,96225,42142,35817,5044,34381311,86211,65710,5319,1517,53811,355-6,99713,630-11,8496,5158,110
47/48 17,85460,5212,5266757507502,81515,47228,17423,58515,750---------
492/3 65019639------------1,088--1,5141,296
Income statement
70 ----404,335370,634357,939359,137320,292299,434318,474331,507285,063275,118281,607-----
76A ----1,000--------10,300-2,000----
9900 277,539294,832227,518234,969236,066188,782185,901163,276155,455162,142146,106133,563115,740141,840143,917130,013103,812104,552117,18792,886
60/61 ---191,980169,289202,514172,038195,861164,837160,804172,368197,944169,323133,278137,690-----
62 148,499159,215185,319161,914125,36239,61344,71038,10963,93763,27349,25137,38951,80245,61267,41587,65756,86256,86244,56738,352
630 43,66937,49323,01130,41229,98028,30227,35123,57627,04536,89940,07247,90547,82947,37148,36146,16942,70047,11647,33246,495
640/8 10,3768,1617,3367,5058,6188,1387,6589,3494,1946326,8856,4816,1674,5325,9806,1675,4005,1418,5615,130
66A --02,3855,205-----519------2342,8094,099
9901 74,99489,96111,85132,75366,901112,729106,18292,24260,27961,33849,89741,7879,94244,32522,161-9,980-1,150-4,56716,7272,909
75/76B 9551,739129-3,335-1436185147455257110981,901994242
75 9551,739129---1436185147455257110981,901994242
76B ----3,335---------------
65/66B 5,1103,0751,0913781,6622,8343,5965,3367,7558,49612,84718,31315,85115,38213,07015,73114,23415,45617,36116,857
65 5,1103,0751,0913781,6622,8343,5965,3367,5008,49612,84718,31315,85115,38213,07015,73114,23415,45617,36116,857
66B --------256-----------
9903 70,83988,62610,89032,37668,575109,895102,59986,90952,53053,02836,54523,548-5,85439,5009,201-23,613-13,483-20,158-3,401-18,005
67/77 21,75526,015-21,10340,00020,85524,25624,24515,78816,28111,2667,8355,0221,3195,5311612----
9904 49,08462,61131,993-7,62447,72085,63978,35471,12136,24841,76228,71018,525-7,17333,9699,241-23,569-13,427-20,102-3,201-17,805
689 ---------------27----
9905 49,08462,61131,993-7,62447,72085,63978,35471,12136,24841,76228,71018,525-7,17333,9699,241-23,596-13,427-20,102-3,201-17,805
Appropriation of the result
9906 333,775346,691302,381270,387278,012230,292144,65266,29813,777-4,471-26,233-46,920-65,445-58,272-92,241-101,482-77,886-64,459-44,357-41,156
14P 284,691284,081270,387278,012230,292---------------
691/2 48,00062,000------18,6009,0003,5008,023--------
6921 48,00062,000------18,6009,0003,5008,023--------
694/7 -018,300------9,00016,500---------
694 -018,300-----------------
695 ---------9,00016,500---------
Social balance sheet
9087 2.12.42.8-0.8-----1.71.21.51.51.932.12.11.41
Hours worked1013 3,3753,7694,559-------2,9492,1252,4542,6433,2465,0513,7143,7142,4591,634
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 10 older financial years (1994-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00377158 PDF
31-12-2024 micro format 23-07-2025 2025-00298124 PDF
31-12-2023 micro format 30-08-2024 2024-00443167 PDF
31-12-2022 full format 20-11-2023 2023-00514276 PDF
31-12-2021 full format 10-05-2023 2023-00086285 PDF
31-12-2020 micro format 18-11-2021 2021-78000320 PDF
31-12-2019 micro format 09-12-2020 2020-75400343 PDF
31-12-2018 micro format 09-10-2019 2019-69800028 PDF
31-12-2017 micro format 12-10-2018 2018-69200473 PDF
31-12-2016 micro format 15-11-2017 2017-69700069 PDF
31-12-2015 full format 29-08-2016 2016-56100552 PDF
31-12-2014 full format 24-08-2015 2015-45400449 PDF
31-12-2013 full format 27-09-2014 2014-60200177 PDF
31-12-2012 full format 01-08-2013 2013-39600317 PDF
31-12-2011 full format 26-09-2012 2012-58800172 PDF
31-12-2010 full format 07-11-2011 2011-60000511 PDF
31-12-2009 full format 26-07-2010 2010-34500158 PDF
31-12-2008 full format 30-10-2009 2009-84300231 PDF
31-12-2007 full format 30-01-2009 2009-03000010 PDF
31-12-2006 full format 28-09-2007 2007-76400235 PDF
31-12-2005 full format 29-08-2006 2006-71101287 PDF
31-12-2004 full format 28-10-2005 2005-84303658 PDF
31-12-2003 full format 23-11-2004 2004-80402643 PDF
31-12-2002 full format 09-10-2003 2003-73604217 PDF
31-12-2001 full format 21-10-2002 2002-67201854 PDF
31-12-2000 full format 05-10-2001 2001-62700014 PDF
31-12-1998 full format 24-11-1999 1999-60103086 PDF
31-12-1996 full format 20-10-1997 1997-49604276 PDF
31-12-1995 full format 10-10-1996 1996-47404172 PDF
31-12-1994 full format 22-12-1995 1995-60801161 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
40,338142,003315,36913,66810,53212,17730,78149,5743,95113,144021,167164,42589,80630,61620,19416,40025,51134,44644,353
6,04632,07789,598-13,709-20,71029,68731,46013,6131,1821,40110,065-2,930-28,580--14,013-7,663-23,767-7,245-
----16.5%30.4%29.7%25.7%18.8%20.5%15.7%12.6%3.5%16.1%7.9%-----
92.3%81.9%90.5%83.6%88.6%84.2%71.9%56.1%33.0%21.3%9.9%5.9%0.8%3.3%-10.7%-14.0%-3.6%1.5%6.9%7.4%
9.7%13.8%8.2%-2.0%12.4%25.3%31.0%40.8%35.2%62.5%84.2%84.7%-213.6%322.6%----465.6%-13.1%-64.1%
9.0%11.3%7.4%-1.7%11.0%21.3%22.3%22.9%11.6%13.3%8.4%5.0%-1.8%10.6%4.2%-10.1%-5.3%-7.0%-0.9%-4.7%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-2023
Employees at the balance-sheet date333
full-time222
part-time111
in full-time equivalents2.52.52.5
2.12.42.8
On a permanent contract223
Joined210
Left221
Training hours473--

Source: social balance sheet in the 2023 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€40,338€32,003€315,369€13,668€10,532
Intangible fixed assets-€110,000---
€43,669€37,493€23,011€30,412€29,980

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Devriendt

The operating result for 2025 is 17% lower than in 2024.

Debt's share of the balance-sheet total falls from 18.1% to 7.7%. Equity is higher and debt is lower.

Board & ownership

Board

4 directors
Director
listed in the 2025 annual accounts, filed on 30-07-2026
Director
listed in the 2025 annual accounts, filed on 30-07-2026
Director
listed in the 2025 annual accounts, filed on 30-07-2026
Director
listed in the 2025 annual accounts, filed on 30-07-2026

Office holders in the KBO →

Mandates through the years

4 names, the dashed line is today

Director

Director

Director

Director
Board
Mandates as a list
    • Director, from 14-04-2009 to date
    • Director, from 14-04-2009 to date
    • Director, from 14-04-2009 to date
    • Director, from 14-04-2009 to date

See the board, name and registered office on a given date →

Control

Capital

Capital
€62,000
Source
2025 annual accounts

Network & group

No group

Devriendt has no parent and no holdings in its annual accounts. Devriendt shares no director with another company.

Timeline

Timeline

46 events since 1989

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 1 day before the deadline
2025
Liquidity more than doubled current ratio 5.70 The current ratio rises from 2.37 to 5.70. Short-term debt falls from €100,441 to €41,089.
Equity above €500,000 equity €503,701 ▲10.8% After 3 profitable years in a row, equity reaches €503,701.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0436307582
Annual accounts 2024 filed PDFmicro format · 8 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Back to profit net €31,993 The net result is €31,993, after one loss-making year.
Annual accounts 2022 filed PDFfull format · 112 days late
Resignations & appointments PDF
Annual accounts 2021 filed PDFfull format · 283 days late
2021
Annual accounts 2020 filed PDFmicro format · 110 days late
2020
Highest result from 2006 to 2025 net €85,639 ▲9.3% The operating result of €112,729 and the net result of €85,639 are both a record.
Liquidity more than doubled current ratio 4.07 The current ratio rises from 1.74 to 4.07. Short-term debt falls from €42,030 to €34,262.
Annual accounts 2019 filed PDFmicro format · 131 days late
2019
Liquidity more than triples current ratio 1.74 The current ratio rises from 0.52 to 1.74. Short-term debt falls from €69,729 to €42,030.
Equity above €200,000 equity €252,578 ▲45% After 6 profitable years in a row, equity reaches €252,578.
Annual accounts 2018 filed PDFmicro format · 70 days late
2018
Equity above €150,000 equity €174,224 ▲69% After 5 profitable years in a row, equity reaches €174,224.
Annual accounts 2017 filed PDFmicro format · 73 days late
2017
Equity above €100,000 equity €103,103 ▲54.2% After 4 profitable years in a row, equity reaches €103,103.
Annual accounts 2016 filed PDFmicro format · 107 days late
2016
Annual accounts 2015 filed PDFfull format · 29 days late
2015
Annual accounts 2014 filed PDFfull format · 24 days late
2014
Back to profit net €18,525 The net result is €18,525, after one loss-making year.
Annual accounts 2013 filed PDFfull format · 58 days late
2013
Annual accounts 2012 filed PDFfull format · 1 day late
2012
Annual accounts 2011 filed PDFfull format · 57 days late
2011
Back to profit net €9,241 The net result is €9,241, after 5 loss-making years.
Annual accounts 2010 filed PDFfull format · 99 days late
2010
Weakest financial year net -€23,569 The net result drops to -€23,569, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2009 filed PDFfull format · 5 days before the deadline
2009
Annual accounts 2008 filed PDFfull format · 91 days late
Annual accounts 2007 filed PDFfull format · 183 days late
2007
Annual accounts 2006 filed PDFfull format · 59 days late
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1997
Annual accounts 1996 filed NBBfull format
1996
Annual accounts 1995 filed NBBfull format
1995
Annual accounts 1994 filed NBBfull format
1989
First establishment Chaussée de Fleurus 143, Charleroi
Incorporation published on 20-01-1989

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 1 January 1989, Devriendt was incorporated.1 Today the board has 4 members.2 Total assets went from €310,797 in 2018 to €545,440 in 2025 and headcount from 0.8 full-time equivalents in 2021 to 2.1 in 2025.3

  1. 1KBO register
  2. 2National Bank, annual accounts 2025
  3. 3National Bank, annual accounts 2018, 2021 and 2025

Company details

Identity

Enterprise number
0436.307.582
VAT number
BE 0436.307.582
Peppol ID
0208:0436307582
Legal form
Public limited company
Status
Active, normal situation
Founded
01-01-1989
Financial year
ends on 31 December
Peppol
Reachable since 12-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Devriendt in French
Entity type
Legal entity

Activities

NACEBEL 2025
66220 Insurance agents and brokers main activity
Joint committees annual accounts 2025
JC 307 Insurance brokers and agencies
Codes under NACEBEL 2008
66220 Activities auxiliary to financial services and insurance activities main activity
Codes under NACEBEL 2003
67201 main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Chaussée de Fleurus 143 registered office 6060 Charleroi 09-01-1989 2.041.582.556

Buildings and parcels at the address

Ground area
905 m²
Buildings
113 m²
Volume, LiDAR
1,532 m³
Tallest building
18.1 m
Buildings to scale, each on its own parcel
113 m², 18.1 m 113 m², 18.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
52026C0204/00M000905 m² 1 · 113 m² 18.1 m · 4

Contact

E-mail info@sadevriendt.be