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DEVOS TRADING & SERVICES

Active Public limited companyfounded 2002active for 24 yearsLoksbergenstraat 31, 3545 HalenKBO/BCE: BE 0476.826.660 subsidiary of DEVOS-IMMO

Lifetime

20 annual accounts with figures on one time axis, 24 filings since 2002
peak €456,116 (2025)
€456,116▲ 60.7%
peak €394,441 (2025)
€394,441▲ 62.2%
peak €591,363 (2022)
€308,938▲ 0.1%
€1.3m▲ 5.0%
peak 0 FTE (2022)
0 FTE 
Board3 names since 2020
3 directorsCelis Nadine and 2 others
Owners
  
Documentsfilings and deeds
22-08-202622 days late
2025financial year
Gross margin from €283,791 to €456,116Result from €243,172 to €394,441Dividend €130,000

Key points

from the 2025 annual accounts

Equity

€308,938 from €591,363 in 2022

Equity fell by 48% in 3 years.

Result

€394,441 ▲ 62.2%
€243,0002024€394,0002025

The result rose in 2025: different schema filed.

Turnover

≈ €2.3m estimated

The accounts state no turnover.

Debts

€1.3m 80% of the balance sheet
Suppliers 37%Taxes and wages 2%Other 61%

Filings

24 annual accounts 25 filings since 2002
AprilJune31 JulyOctober20102020

Nine of the last ten came late. The 2019 accounts came latest: 122 days after the end of the period.

Board

3 joined

New directors. Latest change 18-06-2026 · 3 in office.

Checked score

92
Excellent
Financially stronger than 53% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.5 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

45-1equity 19.8% of total assets
46-11short-term debt 80.2% · cash 31.6%
100+22return on assets 25.3%

Score breakdown

raises risk
Last filed accounts filed 22 days late; 1 of the last 3 accounts late
Sector: Wholesale trade (NACE 46)
lowers risk
Size: total assets €1.6m
Founded in 2002
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 31% of them on solvency, 44% on liquidity, 95% on profitability and 41% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,613 companies had the same profile as DEVOS TRADING & SERVICES has now. Each dot stands for 7 companies, two years later.

97.3%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of DEVOS TRADING & SERVICES itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,613 companies, not a prediction for DEVOS TRADING & SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.25 (1.26 in 2024), below the usual 1.5. Short-term debt is 80.2% and cash 31.6% of total assets. 80.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €1.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 22 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Wholesale trade (NACE 46)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 6192 sector peers (2025).
NBB · sector comparison
Position among 6192 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 22 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
22 days late
2024
29 days late
2023
30 days late
2022
32 days late
2021
31 days late
2020
31 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 42 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CN
Celis Nadine
Director, since 18-06-2026
DM
Devos Marc
Director, since 18-06-2026
DI
Director, since 18-06-2026
  • DEVOS-IMMO 99.84%equity €6.0m (2025) · 2024 annual accounts of DEVOS-IMMO
  • Nadine Celisannual accounts 2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0476826660
Company renamed from DEVOS TRADING AND SERVICES to DEVOS TRADING & SERVICES General meeting of 14-12-2023 · Gazette deed
New establishment in Halen Devos Trading and Services, Industriepark 1003
First establishment Loksbergenstraat 31, Halen
All 33 events

Comparable companies

same main activity, similar in size and age
Company
DEVOS TRADING & SERVICES Halen €1.6m €456,116 19.8% 0
LAMOUREUX & Cie Uccle €3.8m €569,992 45.4% 0
THE DEPOT Zonhoven €1.7m €402,785 13.2% 1.3
DELPAC INTERNATIONAL Edegem €0.7m €265,260 70.9% 0.4
NEWCO EUROPE Beersel €1.7m €254,847 76.3% 1
POOL SYSTEMS Zoersel €1.4m €219,207 90.3% 1
NOUMICO INTERNATIONAL Ingelmunster €1.1m €104,266 89.8% 0.1

These companies have the same main activity as DEVOS TRADING & SERVICES: non-specialised wholesale trade (NACE 46900). They are comparable in size and age: total assets between €742,000 and €3.8m, founded between 1998 and 2006.

Official details

Source: KBO
Status
Active since 31-01-2002Normal situation
Activity
Non-specialised wholesale tradeNACE 46900and 3 others
Establishment units
2.100.596.9603545 Halen, since 29-05-2002
2.273.328.7213545 Halen, since 21-02-2018
Financial year end
31 December
Peppol
Reachable since 15-12-2025
Company details

Annual accounts 2025

€1.6m▲ 4.0%
Filing
Filed on 22-08-2026
Financials

Insights on DEVOS TRADING & SERVICES

DEVOS TRADING & SERVICES has existed since 2002. In 2021 the gross margin rose from €136,130 to €363,309.

DEVOS-IMMO holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about DEVOS TRADING & SERVICES

What is the company number of DEVOS TRADING & SERVICES?
The company number of DEVOS TRADING & SERVICES is 0476.826.660. The VAT number is the same number with BE in front: BE 0476.826.660.
Where is DEVOS TRADING & SERVICES based?
The registered office is at Loksbergenstraat 31, 3545 Halen.Company details
What does DEVOS TRADING & SERVICES do?
According to the KBO register, the main activity is non-specialised wholesale trade (NACE 46900).
What is the legal form of DEVOS TRADING & SERVICES?
DEVOS TRADING & SERVICES is a public limited company (NV).
When was DEVOS TRADING & SERVICES founded?
DEVOS TRADING & SERVICES was founded on 31-01-2002.
Is DEVOS TRADING & SERVICES still active?
Yes, DEVOS TRADING & SERVICES is an active enterprise in the KBO register.
What is the turnover of DEVOS TRADING & SERVICES?
The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €456,116 and 139 comparable companies (NACE 46). It probably lies between €1.5m and €3.9m.Financials
Is DEVOS TRADING & SERVICES profitable?
In financial year 2025, DEVOS TRADING & SERVICES made a profit of €394,441.
Where can I find the annual accounts of DEVOS TRADING & SERVICES?
DEVOS TRADING & SERVICES filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DEVOS TRADING & SERVICES due?
DEVOS TRADING & SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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