POOL SYSTEMS
ActivePOOL SYSTEMS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.17M and a net result of €132k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 91% of 7728 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-43
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 9.54 against 12.12 in 2024), and 11.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.8%
Return on assets
10.1%
Age of the figures
17 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
4 d early
2021
2 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close05-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.17M▲ 12.8%
2024 · €1.03M
2023: €834k
2024: €1.03M
2023 → 2025
Total assets
€1.31M▲ 15.5%
2024 · €1.14M
2023: €1.03M
2024: €1.14M
2023 → 2025
Net result
€132k▼ 40.1%
2024 · €221k
2023: €223k
2024: €221k
2023 → 2025
Working capital
€1.16M▲ 13.5%
2024 · €1.03M
2023: €833k
2024: €1.03M
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€834k-€1.03M▲ 23.8%€1.17M▲ 12.8%
Operating result€322k-€321k▼ 0.3%€185k▼ 42.3%
Net result€223k-€221k▼ 0.7%€132k▼ 40.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€11k▼ 35.4%
Current assets
€1.30M▲ 16.3%
Equity and liabilities €1.31M
Equity
€1.17M▲ 12.8%
Debt
€146k▲ 43.2%
The debt ratio rises from 9.0% to 11.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€192k▼
2024 · €329k
Cash flow
€139k▼
2024 · €228k
Solvency
88.8%▼
2024 · 91.0%
Current ratio
9.54▼
2024 · 12.12
Quick ratio
8.44▼
2024 · 9.95
Debt / equity
0.13▲
2024 · 0.10
ROE
11.4%▼
2024 · 21.4%
ROA
10.1%▼
2024 · 19.5%
Interest coverage
2236.38▲
2024 · 211.59
Debt
€146k▲
2024 · €102k
Debt ≤ 1 year
€136k▲
2024 · €92k
Debt > 1 year
€10k=
2024 · €10k
Income taxes
€57k▼
2024 · €99k
Staff costs
€37k▼
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€1.14M€1.31M▲
Fixed assets
21/28€18k€11k▼
Tangible fixed assets
22/27€14k€8k▼
Financial fixed assets
28€4k€4k=
Current assets
29/58€1.12M€1.30M▲
Stocks & contracts in progress
3€200k€150k▼
Amounts receivable within one year
40/41€353k€458k▲
Cash & bank
54/58€372k€495k▲
Total equity & liabilities
10/49€1.14M€1.31M▲
Equity
10/15€1.03M€1.17M▲
Contributions / capital
10/11€19k€19k=
Reserves
13€1.01M€1.15M▲
Amounts payable
17/49€102k€146k▲
Amounts payable after one year
17€10k€10k=
Amounts payable within one year
42/48€92k€136k▲
Trade debts payable within one year
44€28k€76k▲
Income statement
Code20242025
Gross operating margin
9900€374k€229k▼
Operating result
9901€321k€185k▼
Financial income
75€10€4k▲
Financial charges
65€2k€86▼
Result before taxes
9903€320k€189k▼
Income taxes
67/77€99k€57k▼
Net result for the period
9904€221k€132k▼
Result to be appropriated
9905€221k€132k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet €132k ▼40.1%
Net result drops to €132k, the lowest in the series.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Liquidity doublescurrent ratio 12.12
Current ratio from 5.46 to 12.12; short-term debt falls from €187k to €92k.
31-03
Financial
Equity above €1MEq €1.03M ▲23.8%
2 profitable years in a row build equity to €1.03M.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
SOBRY
BE 0425.880.973
Veurne · Eq €1.16M
FROMM
BE 0441.167.282
Tournai · Eq €1.18M
NESPART
BE 0721.600.024
Waterloo · Eq €1.19M
REMAT & PARTNERS
BE 0863.193.595
Kuurne · Eq €1.19M
FOTIMEX
BE 0461.524.614
Antwerpen · Eq €1.14M
Of 1,562 companies in sector 46900 we hold annual accounts for 891. 592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-11-1999
Fiscal year end31-03
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
46900Non-specialised wholesale trade
51900
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 10-08-2026. Scores and ratios are computed by Checked and are not a credit decision.