DeVos Build&Design
ActiveDeVos Build&Design has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €-12k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-60
Solvency65▼-7
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.93 in 2024; short-term debt: 49.5% and cash: 27% of total assets), and 59.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.1%
Return on assets
-15.6%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-12k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 14-11-2025, 14 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
on the day
2023
1 d early
2022
on the day
2021
4 d late
2020
13 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▼ 28.1%
2024 · €43k
2019: €34k
2020: €37k
2021: €41k
2022: €42k
2023: €45k
2024: €43k
2019 → 2025
Total assets
€77k▼ 15.3%
2024 · €91k
2019: €83k
2020: €98k
2021: €96k
2022: €112k
2023: €95k
2024: €91k
2019 → 2025
Net result
€-12k▼ 520%
2024 · €-2k
2019: €11k
2020: €3k
2021: €4k
2022: €1k
2023: €2k
2024: €-2k
2019 → 2025
Working capital
€13k▼ 57.6%
2024 · €30k
2019: €21k
2020: €20k
2021: €36k
2022: €22k
2023: €29k
2024: €30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€42k▲ 3.7%€45k▲ 5.9%€43k▼ 4.3%€31k▼ 28.1%
Operating result€9k-€3k▼ 65.7%€5k▲ 42.3%€-1k€-9k▼ 660%
Net result€4k-€1k▼ 64.8%€2k▲ 66.7%€-2k€-12k▼ 520%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €1k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€26k▼ 9.8%
Current assets
€51k▼ 17.9%
Equity and liabilities €77k
Equity
€31k▼ 28.1%
Debt
€46k▼ 3.9%
The debt ratio rises from 52.8% to 59.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €15k
Cash flow
€-826▼
2024 · €14k
Solvency
40.1%▼
2024 · 47.2%
Current ratio
1.33▼
2024 · 1.93
Quick ratio
1.24▼
2024 · 1.81
Debt / equity
1.49▲
2024 · 1.12
ROE
-39.0%▼
2024 · -4.5%
ROA
-15.6%▼
2024 · -2.1%
Interest coverage
0.75▼
2024 · 27.38
Debt
€46k▼
2024 · €48k
Debt ≤ 1 year
€38k▲
2024 · €32k
Debt > 1 year
€8k▼
2024 · €16k
Income taxes
€167▼
2024 · €180
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€91k€77k▼
Fixed assets21/28€29k€26k▼
Tangible fixed assets22/27€29k€26k▼
Plant, machinery and equipment23€1k€774▼
Furniture and vehicles24€28€7k▲
Leasing and similar rights25€28k€18k▼
Current assets29/58€62k€51k▼
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€24k€25k▲
Trade receivables40€23k€23k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€30k€21k▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€91k€77k▼
Equity10/15€43k€31k▼
Contributions10/11€19k€19k=
Reserves13€20k€20k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€4k€-8k▼
Amounts payable17/49€48k€46k▼
Amounts payable after more than one year17€16k€8k▼
Financial debts170/4€16k€8k▼
Amounts payable within one year42/48€32k€38k▲
Current portion of amounts payable after more than one year42€14k€9k▼
Trade debts44€5k€273▼
Suppliers440/4€5k€273▼
Taxes, remuneration and social security45€4k€4k▼
Taxes450/3€4k€4k▼
Other amounts payable47/48€10k€26k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€11k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€17k€4k▼
Operating profit (loss)9901€-1k€-9k▼
Financial income75/76B€0€15▲
Recurring financial income75€0€15▲
Financial charges65/66B€553€3k▲
Recurring financial charges65€553€3k▲
Profit (loss) for the period before taxes9903€-2k€-12k▼
Income taxes67/77€180€167▼
Profit (loss) for the period9904€-2k€-12k▼
Profit (loss) for the period to be appropriated9905€-2k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-8k▼
Profit (loss) brought forward from the previous period14P€6k€4k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
31-03
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
10-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2016
24-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinkenstraat 371850 GrimbergenGround area
894 m²
Building footprint
168 m²
Volume, LiDAR
672 m³
Parcel 23025I0273/00Z002, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vinkenstraat 37, 1850 Grimbergen
since 20022.096.070.921
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23025I0273/00Z002 | Flanders | 894 m² | 1 · 167 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FAF NEDJO
BE 0721.579.238
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HARDIQUEST TOITURES
BE 0478.209.208
Bassenge · Eq €31k
CMH CONSTRUCT STEEL
BE 0637.959.102
Frameries · Eq €31k
ISOCASA
BE 0798.898.433
Esneux · Eq €31k
A+ Isolatie
BE 0824.631.939
Bilzen-Hoeselt · Eq €31k
Of 4,270 companies in sector 43230 we hold annual accounts for 1,240. 960 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2002
Fiscal year end31-03
Trade name NL
De Vos Installatietechnieken ; Projectatwork
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43211General electrical installation work
43221Plumbing work
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.