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Complete company report
Generated 11-07-2026
Active BE 0778.753.711Private limited company

DEVOPA

Rietkolk 21 ·3920 Lommel, Belgium· 4 yrs active
Sector: Financial services (64210)
Conclusion Checked

DEVOPA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2023 annual accounts show equity of €51k and a net result of €23k. Its solvency ranks better than 38% of 1099 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €51k
Net result €23k
Better than sector 38%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency32Growth78Stability94
61 / 100

Strong profile, led by profitability.

Health 0
Profitability 100
Solvency 32
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 25-06-2024 with the NBB · fiscal year 2023 · verkort
€0€10k€20k€30kOperating result 2022: €34k€34kNet result 2022: €22k€22kOperating result 2023: €35k€35kNet result 2023: €23k€23k20222023
Operating resultNet result
Sector comparison
Fiscal year 2023 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 22.6% 33.1%
better than 38% of 1099 sector peers
Net result €23k €41k
better than 40% of 1099 sector peers
Equity €51k €275k
better than 20% of 1099 sector peers
Gross operating margin €35k €59k
better than 39% of 1096 sector peers
Total assets €224k €1.25M
better than 17% of 1099 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€23k
+3.3% far above sector median
Total assets
€224k
+4.1% -51% vs sector
Equity
€51k
+84.5% -79% vs sector
Income taxes
€9k
+10.1% far above sector median
Debt
€173k
-7.7% far above sector median
Debt ≤ 1y
€35k
+7.9% +79% vs sector
Debt > 1y
€138k
-11.0% +53% vs sector
Solvency
22.6%
+77.2% -75% vs sector
ROE
45.8%
-44.0% far above sector median
ROA
10.4%
-0.8% far above sector median
Figures by fiscal year
Fiscal year2023
Revenuen/a
EBITDAn/a
Net profit€23k
Cash flown/a
Staff costs-
Income taxes€9k
Dividends-
Total assets€224k
Equity€51k
Debt€173k
of which ≤ 1y€35k
of which > 1y€138k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2023
Current ration/a
Quick ration/a
Working capital ration/a
Solvency22.6%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA10.4%
ROE45.8%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€224k
Fixed assets 21/28€188k
Financial fixed assets 28€188k
Current assets 29/58€36k
Amounts receivable within one year 40/41€30k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€224k
Equity 10/15€51k
Contributions / capital 10/11€5k
Reserves 13€46k
Accumulated profits (losses) 14€39
Amounts payable 17/49€173k
Amounts payable after one year 17€138k
Amounts payable within one year 42/48€35k
Income statement
Gross operating margin 9900€35k
Operating result 9901€35k
Financial charges 65€2k
Result before taxes 9903€32k
Income taxes 67/77€9k
Net result for the period 9904€23k
Result to be appropriated 9905€23k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation17-12-2021
StatusActive
Postal code3920
Establishment units 1 location
DEVOPA
Rietkolk 21, 3920 LommelHoldings
since 20212.325.176.508
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72345B1085/00P011 Flanders 1,519 m² 1 · 4 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
25-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
26-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van hoofdkantoren70100Activiteiten van hoofdkantoren70100
Primary activity highlighted.
Names & trade names
Legal nameNL DEVOPA
Registered office
Rietkolk 21
3920 Lommel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative