Turnover
The micro format states no turnover.
The dashed line is the sector median: 0.6% across 40,276 companies (NACE 47, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 75% of them on solvency, 86% on liquidity, 39% on profitability and 23% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 3,591 companies had the same profile as Devoda has now. Each dot stands for 9 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Devoda itself is lower: 0.4% within 12 months. It rests on far more data about Devoda than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for Devoda. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Devoda Veurne | €9,064 | €3,925 | 63.0% | - |
| TIME OUT Ostend | €8,894 | €3,203 | 49.5% | - |
| BAB EL OUED Schaerbeek | €14,454 | €3,722 | 68.3% | - |
| MA-LINE Ittre | €7,863 | €2,409 | 32.6% | - |
| La Mi Do Re Sint-Gillis (bij-Brussel) | €16,565 | €4,566 | -55.0% | - |
| MICOLI Chapelle-lez-Herlaimont | €19,697 | €2,579 | -153.2% | - |
| Fruit d'une Passion Beauvechain | €11,141 | €8,724 | -1070.2% | - |
These companies have the same main activity as Devoda: retail sale of bread and pastry (bakery outlets) (NACE 47241). They are comparable in size and age: total assets between €7,860 and €19,700, founded between 2007 and 2017.
Devoda files the micro format. That format states no turnover. The gross margin fell from €38,117 in 2018 to €3,925 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €64,000. Estimated: probably between €31,000 and €130,000.
Higher than 75% of 22,869 companies in 2025.
Higher than 37% of 22,000 companies in 2025.
Higher than 17% of 22,150 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Staff costs divided by the average number of full-time equivalents.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||
20/58 |
9,064 | 13,659 | 37,768 | 26,764 | 28,093 | 22,149 | 17,048 | 15,385 | |
20 |
- | - | - | - | 116 | 316 | 515 | 714 | |
21/28 |
5,287 | 8,599 | 17,241 | 15,362 | 18,718 | 5,840 | 50 | 50 | |
22/27 |
5,287 | 8,599 | 16,531 | 15,312 | 18,668 | 5,790 | - | - | |
23 |
- | 1,122 | 2,289 | 3,456 | 4,623 | 5,790 | - | - | |
24 |
5,287 | 7,476 | 14,241 | 11,856 | 14,045 | - | - | - | |
28 |
- | - | 710 | 50 | 50 | 50 | 50 | 50 | |
29/58 |
3,777 | 5,060 | 20,528 | 11,402 | 9,259 | 15,994 | 16,483 | 14,621 | |
3 |
- | - | - | 275 | 255 | 246 | 436 | 1,641 | |
30/36 |
- | - | - | 275 | 255 | 246 | 436 | 1,641 | |
40/41 |
179 | 2,571 | 7,523 | 2,886 | 2,561 | 735 | 2,244 | 2,351 | |
40 |
- | 2,571 | 6,414 | 610 | 1,840 | 381 | 1,220 | 967 | |
41 |
179 | - | 1,109 | 2,276 | 722 | 354 | 1,024 | 1,384 | |
54/58 |
3,599 | 2,489 | 12,737 | 8,241 | 6,442 | 15,013 | 13,803 | 10,629 | |
490/1 |
- | - | 268 | - | - | - | - | - | |
| Balance sheet: equity and liabilities | |||||||||
10/49 |
9,064 | 13,659 | 37,768 | 26,764 | 28,093 | 22,149 | 17,048 | 15,385 | |
10/15 |
5,708 | 6,705 | 3,585 | 4,743 | 6,295 | 9,458 | 7,050 | 6,201 | |
10/11 |
6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | 6,200 | |
100 |
- | - | - | - | - | - | 18,600 | 18,600 | |
101 |
- | - | - | - | - | - | 12,400 | 12,400 | |
13 |
3,258 | 3,258 | 3,258 | 3,258 | 3,258 | 3,258 | 850 | 1 | |
130/1 |
- | - | - | 1 | 1 | 1 | - | - | |
130 |
- | - | - | - | - | - | 1 | 1 | |
1311 |
- | - | - | 1 | 1 | 1 | - | - | |
133 |
3,258 | 3,258 | 3,258 | 3,258 | 3,258 | 3,258 | 850 | - | |
14 |
-3,750 | -2,753 | -5,872 | -4,715 | -3,163 | - | - | - | |
17/49 |
3,356 | 6,955 | 34,183 | 22,021 | 21,798 | 12,691 | 9,998 | 9,184 | |
17 |
- | 827 | 2,462 | 4,074 | 5,662 | - | - | - | |
170/4 |
- | 827 | 2,462 | 4,074 | 5,662 | - | - | - | |
42/48 |
3,356 | 5,675 | 30,637 | 17,947 | 16,136 | 12,691 | 8,498 | 9,184 | |
42 |
- | 1,635 | 6,111 | 1,588 | 1,565 | - | - | - | |
44 |
29 | 28 | 6,279 | 1,215 | 2,403 | 6,190 | 1,852 | 852 | |
440/4 |
29 | 28 | 6,279 | 1,215 | 2,403 | 6,190 | 1,852 | 852 | |
46 |
- | - | 851 | - | - | - | - | - | |
45 |
591 | 1,326 | 9,320 | 6,515 | 6,145 | 6,434 | 6,026 | 7,036 | |
450/3 |
591 | 1,326 | 2,512 | 184 | 264 | 808 | 522 | 342 | |
454/9 |
- | - | 6,808 | 6,331 | 5,880 | 5,626 | 5,504 | 6,694 | |
47/48 |
2,736 | 2,686 | 8,075 | 8,629 | 6,024 | 67 | 620 | 1,296 | |
492/3 |
- | 452 | 1,084 | - | - | - | 1,500 | - | |
| Income statement | |||||||||
76A |
- | 1,355 | - | - | - | - | - | - | |
9900 |
3,925 | 16,885 | 37,405 | 34,041 | 29,165 | 30,405 | 27,333 | 38,117 | |
62 |
250 | 8,567 | 33,509 | 31,000 | 28,506 | 26,332 | 25,002 | 36,748 | |
630 |
3,312 | 3,356 | 3,781 | 3,473 | 2,643 | 244 | 199 | 282 | |
640/8 |
744 | 683 | 723 | 355 | 538 | 460 | 655 | 886 | |
9901 |
-381 | 4,278 | -608 | -787 | -2,523 | 3,370 | 1,477 | 200 | |
75/76B |
- | - | 28 | 3 | 26 | 4 | 2 | 5 | |
75 |
- | - | 28 | 3 | 26 | 4 | 2 | 5 | |
65/66B |
238 | 436 | 448 | 615 | 607 | 174 | 119 | 78 | |
65 |
238 | 436 | 448 | 615 | 607 | 174 | 119 | 78 | |
9903 |
-619 | 3,842 | -1,028 | -1,400 | -3,104 | 3,200 | 1,360 | 128 | |
67/77 |
377 | 722 | 130 | 153 | 59 | 792 | 510 | 127 | |
9904 |
-996 | 3,119 | -1,158 | -1,552 | -3,163 | 2,408 | 850 | 1 | |
9905 |
-996 | 3,119 | -1,158 | -1,552 | -3,163 | 2,408 | 850 | 1 | |
| Appropriation of the result | |||||||||
9906 |
-3,750 | -2,753 | -5,872 | -4,715 | -3,163 | 2,408 | 850 | 1 | |
14P |
-2,753 | -5,872 | -4,715 | -3,163 | - | - | - | - | |
691/2 |
- | - | - | - | - | 2,408 | 850 | 1 | |
6920 |
- | - | - | - | - | - | - | 1 | |
6921 |
- | - | - | - | - | 2,408 | 850 | - | |
| Social balance sheet | |||||||||
9087 |
- | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |
Hours worked1013 |
- | 138 | 1,782 | 1,679 | 1,844 | 1,733 | 1,813 | 2,498 | |
| Document | |||||||||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 11-03-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 11-03-2026 | 2026-00053393 | |
| 30-09-2024 | micro format | 31-03-2025 | 2025-00060815 | |
| 30-09-2023 | micro format | 09-04-2024 | 2024-00060793 | |
| 30-09-2022 | micro format | 01-08-2023 | 2023-00312036 | |
| 30-09-2021 | micro format | 27-04-2022 | 2022-20012137 | |
| 30-09-2020 | micro format | 16-03-2021 | 2021-07600547 | |
| 30-09-2019 | micro format | 26-03-2020 | 2020-07600091 | |
| 30-09-2018 | micro format | 22-03-2019 | 2019-07700318 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| 2,930 | 7,635 | 3,173 | 2,686 | 120 | 3,614 | 1,676 | 483 | ||
| 2,315 | 6,476 | 2,623 | 1,920 | -520 | 2,652 | 1,049 | 283 | ||
| 0 | -5,285 | 5,660 | 116 | 15,322 | 5,835 | 199 | 50 | ||
| 1,109 | -10,247 | 4,496 | 1,798 | -8,570 | 1,209 | 3,174 | - | ||
| 421 | -615 | -10,109 | -6,545 | -6,877 | 3,303 | 7,985 | 5,436 | ||
| 63.0% | 49.1% | 9.5% | 17.7% | 22.4% | 42.7% | 41.4% | 40.3% | ||
| 1.13 | 0.89 | 0.67 | 0.64 | 0.57 | 1.26 | 1.94 | 1.59 | ||
| 1.13 | 0.89 | 0.67 | 0.62 | 0.56 | 1.24 | 1.89 | 1.41 | ||
| 0.59 | 1.04 | 9.53 | 4.64 | 3.46 | 1.34 | 1.42 | 1.48 | ||
| -17.5% | 46.5% | -32.3% | -32.7% | -50.2% | 25.5% | 12.1% | 0.0% | ||
| -11.0% | 22.8% | -3.1% | -5.8% | -11.3% | 10.9% | 5.0% | 0.0% | ||
| 12.34 | 17.50 | 7.08 | 4.36 | 0.20 | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 1 | 1 |
| full-time | 1 | 1 | 1 | 1 |
| in full-time equivalents | 1 | 1 | 1 | 1 |
| 1 | 1 | 1 | 1 | |
| On a permanent contract | 1 | 1 | 1 | 1 |
| Joined | 0 | - | - | - |
| Left | 1 | - | - | - |
Source: social balance sheet in the 2021 to 2024 annual accounts
| Item | 30-09-2025 | 30-09-2024 | 30-09-2023 | 30-09-2022 | 30-09-2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €5,000 | - | €15,322 |
| Financial fixed assets | - | - | €660 | - | - |
| €3,312 | €3,356 | €3,781 | €3,473 | €2,643 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €381, after a profit of €4,278 in 2024.
Debt's share of the balance-sheet total falls from 50.9% to 37.0%. Equity and debt are lower.
Devoda has no parent and no holdings in its annual accounts. JONCKHEERE Davy Kristof is the only director. Devoda shares no director with another company.
| VERSATILE INFORMATICS CONSULTING
registered office since 13-03-2015 · founded in 2015 |
total assets €257,417 (2025) 0600.964.191 |
Deadline for the 2026 accounts: 30-04-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Brugse Steenweg 112 registered office 8630 Veurne | 18-05-2017 | 2.264.479.054 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 38025C0075/02K004 | 309 m² | 1 · 169 m² | 9.3 m · 1 |
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