DEVELOPMENT WIZARDS
ActiveSummary
The annual accounts of DEVELOPMENT WIZARDS for fiscal year 2025 show a net loss of 69% of total assets and of 74% of the equity at the start of that year. The 2025 annual accounts show equity of €7,846 and a net result of -€21,774. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 10485 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency50▼-36
Growth22▼-16
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.21 against 2.37 in 2024; short-term debt: 75% of total assets), and 75% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
-69.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€21,774
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
384 d late
2023
252 d late
2022
134 d late
2021
31 d late
2020
153 d late
2019
172 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 165 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€6,223▲ 1,170%
2019 · €490
EBIT margin
-160.8%▲ 6319.5pp
2019 · -6480.3%
Net result
-€21,774▼ 120%
2024 · -€9,917
Working capital
€4,941▼ 80.8%
2024 · €25,729
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€6,223
Operating result€21,790€4,963▼ 77.2%€3,543▼ 28.6%-€10,004-€20,953▼ 109%
Net result€21,315within the sector's middle half€4,949within the sector's middle half▼ 76.8%€3,138within the sector's middle half▼ 36.6%-€9,917below the sector's middle half-€21,774below the sector's middle half▼ 120%
EBIT margin-160.8%
Equity€31,451below the sector's middle half▲ 210%€36,400below the sector's middle half▲ 15.7%€39,538within the sector's middle half▲ 8.6%€29,621below the sector's middle half▼ 25.1%€7,846below the sector's middle half▼ 73.5%
Total assets€98,008below the sector's middle half▲ 151%€87,904below the sector's middle half▼ 10.3%€87,585within the sector's middle half▼ 0.4%€48,442below the sector's middle half▼ 44.7%€31,388below the sector's middle half▼ 35.2%
Debt€66,557▲ 130%€51,504▼ 22.6%€48,047▼ 6.7%€18,821▼ 60.8%€23,542▲ 25.1%
Working capital€27,060▲ 180%€29,109▲ 7.6%€34,093▲ 17.1%€25,729▼ 24.5%€4,941▼ 80.8%
Solvency32.1%within the sector's middle half▲ 6.1pp41.4%within the sector's middle half▲ 9.3pp45.1%within the sector's middle half▲ 3.7pp61.1%within the sector's middle half▲ 16.0pp25.0%within the sector's middle half▼ 36.1pp
Staff (FTE)0.8below the sector's middle half▼ 20.0%0.8below the sector's middle half=0.6below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20,953 in 2025 against €10,004 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31,388
Fixed assets
€2,906 ▼ 25.3%
Current assets
€28,482 ▼ 36.1%
Equity and liabilities €31,388
Equity
€7,846 ▼ 73.5%
Debt
€23,542 ▲ 25.1%
Debt's share of the balance-sheet total rises from 38.9% to 75.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€20,177▼
2024 · -€8,452
Cash flow
-€20,999▼
2024 · -€8,365
Current ratio
1.21▼
2024 · 2.37
Debt to equity
3.00▲
2024 · 0.64
ROE
-277.5%▼
2024 · -33.5%
ROA
-69.4%▼
2024 · -20.5%
Interest coverage
-20.38▼
2024 · -13.27
Debt ≤ 1 year
€23,542▲
2024 · €18,821
Staff costs
€14,851▲
2024 · -€2,140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,221 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 88% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.5%
went bankrupt
7.4%
stopped otherwise
88%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,221 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €6,223 | - | - |
| Non-recurring operating income76A | - | - | - | - | €184 | - |
| Remuneration, social security and pensions62 | €44,671 | €59,840 | €75,324 | -€2,140 | €14,851 | ▲ 794% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €466 | €1,373 | €1,847 | €1,552 | €776 | ▼ 50.0% |
| Other operating charges640/8 | - | €94 | €245 | €409 | €177 | ▼ 56.6% |
| Non-recurring operating charges66A | - | - | - | - | €0 | - |
| Gross operating margin9900 | €66,926 | €66,270 | €80,959 | -€10,183 | -€5,149 | ▲ 49.4% |
| Operating profit (loss)9901 | €21,790 | €4,963 | €3,543 | -€10,004 | -€20,953 | ▼ 109% |
| Financial income75/76B | €37 | €55 | €0 | €724 | €169 | ▼ 76.7% |
| Recurring financial income75 | €37 | €55 | €0 | €724 | €169 | ▼ 76.7% |
| Financial charges65/66B | €512 | €69 | €405 | €637 | €990 | ▲ 55.4% |
| Recurring financial charges65 | €512 | €69 | €405 | €637 | €990 | ▲ 55.4% |
| Profit (loss) for the period before taxes9903 | €21,315 | €4,949 | €3,138 | -€9,917 | -€21,774 | ▼ 120% |
| Profit (loss) for the period9904 | €21,315 | €4,949 | €3,138 | -€9,917 | -€21,774 | ▼ 120% |
| Profit (loss) for the period to be appropriated9905 | €21,315 | €4,949 | €3,138 | -€9,917 | -€21,774 | ▼ 120% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €98,008 | €87,904 | €87,585 | €48,442 | €31,388 | ▼ 35.2% |
| Fixed assets21/28 | €4,391 | €7,291 | €5,445 | €3,892 | €2,906 | ▼ 25.3% |
| Intangible fixed assets21 | €0 | €0 | €0 | €0 | - | - |
| Tangible fixed assets22/27 | €3,642 | €6,543 | €4,696 | €3,144 | €2,368 | ▼ 24.7% |
| Plant, machinery and equipment23 | - | - | €1,498 | €1,332 | €1,165 | ▼ 12.5% |
| Furniture and vehicles24 | €3,642 | €6,543 | €3,198 | €1,812 | €1,203 | ▼ 33.6% |
| Financial fixed assets28 | €748 | €748 | €748 | €748 | €538 | ▼ 28.1% |
| Current assets29/58 | €93,618 | €80,613 | €82,140 | €44,550 | €28,482 | ▼ 36.1% |
| Amounts receivable within one year40/41 | €74,172 | €64,690 | €82,140 | €43,271 | €27,002 | ▼ 37.6% |
| Trade receivables40 | €61,559 | €43,101 | €52,699 | €3,509 | €490 | ▼ 86.0% |
| Other amounts receivable41 | €12,613 | €21,589 | €29,441 | €39,762 | €26,512 | ▼ 33.3% |
| Cash at bank and in hand54/58 | €19,445 | €15,833 | €0 | - | - | - |
| Deferred charges and accrued income490/1 | - | €90 | - | €1,279 | €1,480 | ▲ 15.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €98,008 | €87,904 | €87,585 | €48,442 | €31,388 | ▼ 35.2% |
| Equity10/15 | €31,451 | €36,400 | €39,538 | €29,621 | €7,846 | ▼ 73.5% |
| Contributions10/11 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Reserves13 | €24,939 | €24,939 | €24,939 | €24,939 | €1,860 | ▼ 92.5% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €23,079 | €23,079 | €23,079 | €23,079 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €315 | €5,264 | €8,402 | -€1,515 | -€211 | ▲ 86.1% |
| Amounts payable17/49 | €66,557 | €51,504 | €48,047 | €18,821 | €23,542 | ▲ 25.1% |
| Amounts payable within one year42/48 | €66,557 | €51,504 | €48,047 | €18,821 | €23,542 | ▲ 25.1% |
| Financial debts43 | - | - | €4,248 | €2,298 | €4,748 | ▲ 107% |
| Credit institutions430/8 | - | - | €4,248 | €2,298 | €4,748 | ▲ 107% |
| Trade debts44 | €44,468 | €32,704 | €9,371 | €8,261 | €12,604 | ▲ 52.6% |
| Suppliers440/4 | €44,468 | €32,704 | €9,371 | €8,261 | €12,604 | ▲ 52.6% |
| Taxes, remuneration and social security45 | €19,198 | €16,163 | €27,115 | €8,263 | €0 | ▼ 100% |
| Taxes450/3 | €15,037 | €2,541 | €2,626 | - | - | - |
| Remuneration and social security454/9 | €4,160 | €13,622 | €24,488 | €8,263 | €0 | ▼ 100% |
| Other amounts payable47/48 | €2,892 | €2,637 | €7,313 | - | €6,189 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,315 | €4,949 | €3,138 | -€9,917 | -€21,774 | ▼ 120% |
| + Depreciation and write-downs630 | €466 | €1,373 | €1,847 | €1,552 | €776 | ▼ 50.0% |
| Operating cash flow (approximation) | €21,781 | €6,322 | €4,985 | -€8,365 | -€20,999 | ▼ 151% |
| Investment in fixed assets (approximation) | - | -€4,274 | -€1 | €0 | €211 | - |
| Change in cash | - | -€3,612 | -€15,833 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 384 days late
2025
09-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 252 days late
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 134 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €21,315
Net result €21,315 after 3 loss-making years.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 153 days late
19-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 172 days late
2019
31-12
Financial
Weakest financial yearnet -€34,184
Net result drops to -€34,184, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 18current ratio 8.61
Current ratio from 0.47 to 8.61; short-term debt falls from €118,312 to €3,921.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 1 establishment unit since 2003
Ground area
3,711 m²
Building footprint
217 m²
Parcel 91079A0058/00Y000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Development Wizards Sprl
since 20032.132.788.785
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91079A0058/00Y000 | Wallonia | 3,711 m² | 1 · 217 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,238 companies in sector 47789 we hold annual accounts for 1,019. 433 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
62200Computer consultancy and computer facilities management
62100Computer programming
95290Repair and maintenance of other personal and household goods
Contact
E-mail
olivier.sanzot@gmail.comCiney
Phone
0478/411.940Ciney
E-invoicing
Reachable via Peppol
Peppol ID
0208:0468738246
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.