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COMOGNE INVEST

Active
Private limited company (pre-2019)founded 2005active for 21 yearsComognes,Ft 1, 5572 Beauraing, BelgiumKBO/BCE: BE 0872.246.368
Summary

The computed 12-month bankruptcy probability of COMOGNE INVEST is 2.4% (moderate). The 2025 annual accounts show negative equity (-€62,652) and a net result of -€16,237. Equity has been shrinking by about 28% per year since 2019. Its solvency ranks better than 6% of 22,773 sector peers (NACE 47, financial year 2025). The company has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 03-03-2005 Normal situation
Activity
Other retail sale of new goods NACE 47789
Establishment unit
2.236.270.167 5572 Beauraing, since 23-02-2005
Financial year end
31 January
Peppol
Reachable since 31-12-2025

Board and ownership

Board
  • DE COOMAN ChristianeDirector · since 23-02-2005

Financial position

50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts to 31-01-2025
Gross margin
-€7,987
▲ 7.0%
Loss
€16,237
▲ 6.4%
Equity
-€62,652
▼ 35.0%
Total assets
€31,893
▼ 25.3%
  • Negative equity on 31-01-2025
  • 2026 accounts not filed, 63 days past the deadline
Turnover not published (micro format)
Filed on 30-09-2025
Score breakdownraises riskLoss of €16,237, the second in a row (financial year 2025)1 financial year not filed after the legal deadline; last filed accounts filed 30 days late; 2 of the last 3 accounts latelowers riskSize: total assets €31,893Founded in 2005Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 8% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -196.4% of total assets
Liquidity 5=
short-term debt 296.4% · cash 3.8%
Profitability 0=
return on assets -50.9%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 3.5%highest value 01-2025: 2.7%▼ -0.8 percentage points vs 12-2024 02-2025: 2.6%▼ -0.1 percentage points vs 01-2025 03-2025: 2.6%● unchanged vs 02-2025 04-2025: 2.6%● unchanged vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025 07-2025: 2.6%● unchanged vs 06-2025 08-2025: 2.9%▲ +0.3 percentage points vs 07-2025 09-2025: 3.2%▲ +0.3 percentage points vs 08-2025 10-2025: 3.2%● unchanged vs 09-2025 11-2025: 1.9%▼ -1.3 percentage points vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.8%▼ -0.1 percentage points vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026lowest value 08-2026: 1.9%▲ +0.1 percentage points vs 07-2026 09-2026: 2.4%▲ +0.5 percentage points vs 08-2026 10-2026: 2.3%▼ -0.1 percentage points vs 09-2026 11-2026: 2.4%▲ +0.1 percentage points vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.34 (0.41 in 2024), below 1. Short-term debt is 296.4% and cash 3.8% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 7% on liquidity, 6% on profitability and 14% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Size: total assets €31,893
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €16,237, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 30 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€62,652
raises risk · Annual accounts not filed
The financial year that closed on 31-01-2026 was due at the National Bank by 31-08-2026. Nothing is on record, 63 days later.
NBB · 10 filings
Position against the passed deadline
31-01-2026 year end31-08-2026 deadline02-11-2026 today
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2026
not filed
2025
30 days late
2024
89 days late
2023
102 days late
2022
61 days late
2021
21 days late
2020
42 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 58 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€62,652 View
  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€16,237 View
  • Caution: Lower solvency than 94% of companies in retail tradesector median 33.2% · 22,773 companies -196.4% View

Recent changes

  1. · Gazette deed Incorporation
All 12 events

Comparable companies

These companies have the same main activity as COMOGNE INVEST: other retail sale of new goods (NACE 47789). They are comparable in size and age: total assets between €27,000 and €42,300, founded between 1999 and 2009.

CompanyTotal assetsGross margin
COMOGNE INVEST Beauraing€31,893-€7,987
FLAT PICTURES Brussel€32,904-€2,936
VY & MY Etterbeek€36,269-€13,598
DEVELOPMENT WIZARDS Ciney€31,388-€5,149
FUTUREPROOFED PRODUCTS Kortrijk€27,555-€21,318
ALLALI Meise€27,021€760
MIDEX Anderlecht€42,328€736
Full comparison

Key facts about COMOGNE INVEST

What is the company number of COMOGNE INVEST?
The company number of COMOGNE INVEST is 0872.246.368. The VAT number is the same number with BE in front: BE 0872.246.368.
Where is COMOGNE INVEST based?
The registered office is at Comognes,Ft 1, 5572 Beauraing.Company details
What does COMOGNE INVEST do?
According to the KBO register, the main activity is other retail sale of new goods (NACE 47789).
What is the legal form of COMOGNE INVEST?
The legal form of COMOGNE INVEST is Private limited company (pre-2019) (BVBA).
When was COMOGNE INVEST founded?
COMOGNE INVEST was founded on 03-03-2005.
Is COMOGNE INVEST still active?
Yes, COMOGNE INVEST is an active enterprise in the KBO register.
What is the turnover of COMOGNE INVEST?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is COMOGNE INVEST profitable?
In financial year 2025, COMOGNE INVEST made a loss of €16,237.
Where can I find the annual accounts of COMOGNE INVEST?
COMOGNE INVEST filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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