DEUMER PHILIPPE
ActiveDEUMER PHILIPPE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199k and a net result of €12k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 313 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+1
Solvency93▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 3.16 against 3.24 in 2024; short-term debt: 30.1% and cash: 34% of total assets), and 31.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.3%
Return on assets
4.2%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-03-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
61 d early
2023
64 d early
2022
59 d early
2021
39 d early
2020
64 d early
2019
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€199k▲ 6.1%
2024 · €188k
2018: €141k
2019: €146k
2020: €138k
2021: €152k
2022: €161k
2023: €183k
2024: €188k
2018 → 2025
Total assets
€291k▲ 9.1%
2024 · €267k
2018: €386k
2019: €310k
2020: €268k
2021: €261k
2022: €247k
2023: €280k
2024: €267k
2018 → 2025
Net result
€12k▲ 61.1%
2024 · €8k
2018: €6k
2019: €9k
2020: €-5k
2021: €18k
2022: €12k
2023: €26k
2024: €8k
2018 → 2025
Working capital
€190k▲ 11.4%
2024 · €170k
2018: €46k
2019: €64k
2020: €65k
2021: €85k
2022: €107k
2023: €154k
2024: €170k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€161k▲ 5.4%€183k▲ 14.1%€188k▲ 2.2%€199k▲ 6.1%
Operating result€21k-€13k▼ 38.1%€38k▲ 190%€9k▼ 76.7%€21k▲ 139%
Net result€18k-€12k▼ 34.2%€26k▲ 124%€8k▼ 71.2%€12k▲ 61.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 139% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291k
Fixed assets
€14k▼ 31.9%
Current assets
€277k▲ 12.6%
Equity and liabilities €291k
Equity
€199k▲ 6.1%
Debt
€92k▲ 16.2%
The debt ratio rises from 29.8% to 31.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▼
2024 · €41k
Cash flow
€19k▼
2024 · €40k
Solvency
68.3%▼
2024 · 70.2%
Current ratio
3.16▼
2024 · 3.24
Quick ratio
1.74▼
2024 · 2.68
Debt / equity
0.46▲
2024 · 0.42
ROE
6.1%▲
2024 · 4.0%
ROA
4.2%▲
2024 · 2.8%
Interest coverage
5.91▼
2024 · 12.33
Debt
€92k▲
2024 · €80k
Debt ≤ 1 year
€88k▲
2024 · €76k
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€267k€291k▲
Fixed assets21/28€21k€14k▼
Tangible fixed assets22/27€21k€14k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€18k€12k▼
Financial fixed assets28€135€135=
Current assets29/58€246k€277k▲
Stocks and contracts in progress3€43k€125k▲
Stocks30/36€43k€125k▲
Amounts receivable within one year40/41€75k€47k▼
Trade receivables40€75k€46k▼
Other amounts receivable41€406€1k▲
Cash at bank and in hand54/58€124k€99k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€267k€291k▲
Equity10/15€188k€199k▲
Contributions10/11€12k€12k=
Reserves13€47k€59k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€45k€57k▲
Profit (loss) carried forward14€128k€128k=
Amounts payable17/49€80k€92k▲
Amounts payable within one year42/48€76k€88k▲
Trade debts44€9k€19k▲
Suppliers440/4€9k€19k▲
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€62k€69k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€7k▼
Other operating charges640/8€518€517▼
Gross operating margin9900€41k€28k▼
Operating profit (loss)9901€9k€21k▲
Financial income75/76B€3k€4▼
Recurring financial income75€3k€4▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€9k€16k▲
Transfer from deferred taxes780€3k-
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€8k€12k▲
Transfer from tax-exempt reserves789€6k-
Profit (loss) for the period to be appropriated9905€13k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€140k▼
Profit (loss) brought forward from the previous period14P€128k€128k=
Transfer to equity691/2€13k€11k▼
To other reserves6921€13k€11k▼
Profit to be distributed694/7-€750
Directors or managers695-€750
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €26k ▲124%
Operating result €38k, net result €26k, both a record.
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
30-09
Financial
Equity above €150kEq €152k ▲10.4%
Equity rises from €138k to €152k.
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-5k ▼155%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houffalize · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mont 12B6661 HouffalizeGround area
4,207 m²
Building footprint
280 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
DEUMER PHILIPPE
since 20112.198.013.565
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82019B0536/00H000 | Wallonia | 3,977 m² | 1 · 221 m² | - |
| 82019B0538/00N000 | Wallonia | 230 m² | 1 · 60 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,556 companies in sector 02200 we hold annual accounts for 449. 333 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2011
Fiscal year end30-09
Activities, NACEBEL
02200Logging
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:philippe.deumer@gmail.com