Detech Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.30M and a net result of €1.19M. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 2389 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€2.30M▼ 12.0%
2024 · €2.62M
2021: €1.70M
2022: €1.98M
2023: €2.56M
2024: €2.62M
2021 → 2025
Net result
€1.19M▲ 113%
2024 · €558k
2021: €1.50M
2022: €281k
2023: €582k
2024: €558k
2021 → 2025
Total assets
€4.73M▼ 15.0%
2024 · €5.56M
2021: €4.88M
2022: €4.71M
2023: €4.90M
2024: €5.56M
2021 → 2025
Solvency
48.7%▲ 1.6pp
2024 · 47.0%
2021: 34.7%
2022: 42.0%
2023: 52.3%
2024: 47.0%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€211k€201k▼ 4.6%€195k▼ 3.4%
Equity€1.70M-€1.98M▲ 16.6%€2.56M▲ 29.4%€2.62M▲ 2.2%€2.30M▼ 12.0%
Operating result€40k-€57k▲ 42.2%€58k▲ 2.5%€25k▼ 57.7%€20k▼ 18.1%
Net result€1.50M-€281k▼ 81.2%€582k▲ 107%€558k▼ 4.2%€1.19M▲ 113%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.73M
Fixed assets
€4.15M▼ 22.8%
Current assets
€583k▲ 205%
Equity and liabilities €4.73M
Equity
€2.30M▼ 12.0%
Debt
€2.43M▼ 17.6%
The debt ratio falls from 53.0% to 51.3%. Equity and debt are lower.
Key figures and ratios
Solvency
48.7%▲
2024 · 47.0%
ROE
51.5%▲
2024 · 21.3%
ROA
25.1%▲
2024 · 10.0%
Debt
€2.43M▼
2024 · €2.95M
Debt ≤ 1 year
€2.25M▲
2024 · €1.79M
Debt > 1 year
€182k▼
2024 · €1.16M
Income taxes
€179▲
2024 · €161
Staff costs
€154k▼
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.56M€4.73M▼
Fixed assets21/28€5.37M€4.15M▼
Financial fixed assets28€5.37M€4.15M▼
Affiliated companies280/1€5.37M€4.15M▼
Participating interests280€4.15M€4.15M=
Amounts receivable281€1.23M€0▼
Current assets29/58€191k€583k▲
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€44k€32k▼
Trade receivables40€39k€32k▼
Other amounts receivable41€5k€0▼
Cash at bank and in hand54/58€147k€550k▲
Deferred charges and accrued income490/1€401€420▲
Equity and liabilities
Total equity and liabilities10/49€5.56M€4.73M▼
Equity10/15€2.62M€2.30M▼
Contributions10/11€200k€200k=
Profit (loss) carried forward14€2.42M€2.10M▼
Amounts payable17/49€2.95M€2.43M▼
Amounts payable after more than one year17€1.16M€182k▼
Financial debts170/4€1.16M€182k▼
Subordinated loans170€668k€0▼
Credit institutions173€490k€182k▼
Amounts payable within one year42/48€1.79M€2.25M▲
Current portion of amounts payable after more than one year42€305k€309k▲
Trade debts44€3k€233▼
Suppliers440/4€3k€233▼
Taxes, remuneration and social security45€33k€27k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€24k€20k▼
Other amounts payable47/48€1.45M€1.91M▲
Income statement
Code20242025
Operating income70/76A€205k€197k▼
Turnover70€201k€195k▼
Other operating income74€3k€2k▼
Operating charges60/66A€180k€176k▼
Services and other goods61€18k€13k▼
Remuneration, social security and pensions62€161k€154k▼
Other operating charges640/8€2k€9k▲
Operating profit (loss)9901€25k€20k▼
Financial income75/76B€592k€1.19M▲
Recurring financial income75€592k€1.19M▲
Income from financial fixed assets750€592k€1.19M▲
Financial charges65/66B€59k€24k▼
Recurring financial charges65€59k€24k▼
Debt charges650€59k€24k▼
Profit (loss) for the period before taxes9903€558k€1.19M▲
Income taxes67/77€161€179▲
Taxes670/3€161€179▲
Profit (loss) for the period9904€558k€1.19M▲
Profit (loss) for the period to be appropriated9905€558k€1.19M▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.92M€3.60M▲
Profit (loss) brought forward from the previous period14P€2.36M€2.42M▲
Profit to be distributed694/7€500k€1.50M▲
Return on contributions (dividend)694€500k€1.50M▲
Social balance
Average headcount (FTE)90871.81.8=
The notes to these accounts (38 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Equity above €2MEq €2.56M ▲29.4%
3 profitable years in a row build equity to €2.56M.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Weakest financial yearnet €281k ▼81.2%
Net result drops to €281k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-10-2025
Resigned as Director
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moortelstraat 49160 LokerenGround area
2,653 m²
Building footprint
833 m²
Volume, LiDAR
5,217 m³
Parcel 46382B1209/00A000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Detech Holding
since 20202.299.565.538
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B1209/00A000 | Flanders | 2,653 m² | 1 · 833 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MTS
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,485 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2020
Fiscal year end30-09
Activities, NACEBEL
43211General electrical installation work
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.