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Generated 17-08-2026
Active BE 0745.629.694General partnership

DESTOOP FINANCIAL CONSULTING

Ter Varent 20 ·9850 Deinze, Belgium· 6 yrs active
Sector: Overige zakelijke dienstverlening, neg (82990)
Conclusion Checked

The computed 12-month bankruptcy probability of DESTOOP FINANCIAL CONSULTING is 0.2% (very low). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Board 2
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview
No annual accounts filed
We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.
Directors & mandates 3 directors
Current directors & mandates
  • HANNIC VHDLegal entity
    Manager· perm. rep.: Nicole Dias
    State Gazette act 23075303 (09-06-2023)
    Current
    01-01-2023 → present
  • Pascale Volckaert
    Manager
    State Gazette act 23075303 (09-06-2023)
    Current
    01-01-2023 → present
Former directors (1)
  • VAHODILegal entity
    Manager· perm. rep.: Nicole Dias
    State Gazette act 23075303 (09-06-2023)
    Former
    - → 01-01-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Overige zakelijke dienstverlening, neg(82990)
Legal form General partnership(011)
Incorporation25-03-2020
StatusActive
Postal code9850
Connections & network 2 connected companies
Group structure
HANNIC VHD
Sits on the board · 1 subsidiary · 1 location
Control→
VAHODI
We sit on their board · 3 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 2 parties
Control over this companysits on this company's board1
HANNIC VHD
1 subsidiary · 1 location
controls
DESTOOP FINANCIAL CONSULTINGBE 0745.629.694
controls
Where this company holds controlthis company sits on their board1
VAHODI
3 locations

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
DESTOOP FINANCIAL CONSULTING
Ter Varent 20, 9850 DeinzeOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20202.300.587.107
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44030B0589/00D000 Flanders 896 m² 1 · 116 m² 10.2 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
04-05-2026
State Gazette act Open capture
General meeting · Officer reappointment · Officer resignation · Officer discharge
2023
09-06-2023
State Gazette act Director changes
v3.2
2020
27-03-2020
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 3 months ago
2026
04-05-2026 General meeting · Officer reappointment · Officer resignation · Officer discharge Open-capture extraction
  • Filing: 2026-04-15 · DESTOOP FINANCIAL CONSULTING
  • General meeting: 2025-12-30 · DESTOOP FINANCIAL CONSULTING
  • Officer reappointment: role: zaakvoerder, start_date: 2026-01-01, compensation: onbezoldigd · Philippe Destoop
  • Officer resignation: role: zaakvoerder · Hannic VHD CommV
  • Officer discharge · Hannic VHD CommV
  • Publication: 2026-05-04
  • Act object: ONTSLAG ZAAKVOERDER - ONBEZOLDIGD MANDAAT
Summary: General meeting · Officer reappointment · Officer resignation · Officer discharge
Technical details 
{
  "facts": [
    {
      "type": "filing",
      "quote": "NEERLEGGING TER GRIFFIE VAN DE ONDERNEMINGSRECHTBANK GENT afdeling GENT 15 APR. 2026",
      "value": "2026-04-15",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "general_meeting",
      "quote": "Uit het verslag van de bijzondere algemene vergaderin gehouden op 30/12/2025 blijkt telkens met eenparigheid van stemmen:",
      "value": "2025-12-30",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_reappointment",
      "quote": "1.De algemene vergadering verklaart de zaakvoerder Philippe Destoop met ingang van heden een onbezoldigd mandaat te laten uitvoeren. De zaakvoerder Philippe Destoop zal bijgevolg vanaf 01/01/2026 geen bezoldiging meer ontvangen uit de vennootschap Destoop Financial Consulting VOF en dit voor onbepaalde tijd.",
      "value": {
        "role": "zaakvoerder",
        "start_date": "2026-01-01",
        "compensation": "onbezoldigd"
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "officer_resignation",
      "quote": "2.De Algemene Vergadering beslist het ontslag als zaakvoerder van de onderneming Hannic VHD CommV met ondernemingsnummer 0448.404.274 en vast vertegenwoordiger mevr. Nicole Dias. Het ontslag wordt aanvaard.",
      "value": {
        "role": "zaakvoerder"
      },
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "officer_discharge",
      "quote": "Er wordt kwijting verleend voor het verlopen mandaat.",
      "value": null,
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "publication",
      "quote": "Belgisch Staatsblad - 04/05/2026",
      "value": "2026-05-04",
      "object": null,
      "subject": null
    },
    {
      "type": "act_object",
      "quote": "Onderwerp akte: ONTSLAG ZAAKVOERDER - ONBEZOLDIGD MANDAAT",
      "value": "ONTSLAG ZAAKVOERDER - ONBEZOLDIGD MANDAAT",
      "object": null,
      "subject": null
    }
  ],
  "act_meta": {
    "model_id": 40,
    "extractor": "open-capture-27b-v3",
    "ocr_chars": 1594,
    "truncated": false,
    "needs_verify": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0745.629.694",
      "kind": "company",
      "name": "DESTOOP FINANCIAL CONSULTING",
      "attrs": {
        "seat": "TER VARENT 20 - 9850 DEINZE",
        "legal_form": "VENNOOTSCHAP ONDER FIRMA"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Philippe Destoop",
      "attrs": {
        "role": "zaakvoerder"
      }
    },
    {
      "id": "e3",
      "kbo": "0448.404.274",
      "kind": "company",
      "name": "Hannic VHD CommV",
      "attrs": {
        "role": "zaakvoerder"
      }
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "Nicole Dias",
      "attrs": {
        "role": "vast vertegenwoordiger"
      }
    }
  ]
}
2023
09-06-2023 2 directors appointed, 1 resigning Director changes
  • Nicole Dias, Zaakvoerder
  • Pascale Volckaert, Zaakvoerder
  • Nicole Dias, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Nicole Dias",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0659970875",
        "name": "Vahodi Financial Services BV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2023-01-01",
      "evidence_quote": "Het ontslag als zaakvoerder vanaf heden van Vahodi Financial Services BV met ondernemingsnummer 0659.970.875, gelegen te 9950 Lievegem, Beke 22. Hier vast vertegenwoordigd door mevr. Nicole Dias, wonende 9950 Lievegem, Rapenburg 2A/000. Zij aanvaardt het ontslag."
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Nicole Dias",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0448404274",
        "name": "Vahodi NV",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2023-01-01",
      "evidence_quote": "De benoeming als zaakvoerder vanaf heden van Vahodi NV, met ondernemingsnummer 0448.404.274, gelegen te 9950 Lievegem, Beke 22. Hier vast vertegenwoordigd door mevr. Nicole Dias, wonende 9950 Lievegem, Rapenburg 2A/000. Dit mandaat is onbezoldigd. Zij aanvaardt haar mandaat."
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Pascale Volckaert",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-01-01",
      "evidence_quote": "De benoeming als zaakvoerder vanaf heden van mevr. Pascale Volckaert, wonende te 9850 Landegem, Ter Varent 20. Zij aanvaardt de benoeming."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0745.629.694",
    "name_full": "DESTOOP FINANCIAL CONSULTING",
    "legal_form": "VOF"
  }
}
2020
27-03-2020 Incorporation of a new VOF Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Ter Varent 20, 9850 Landegem, Belgi\u00EB",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1960-06-05",
        "name": "Destoop Philippe",
        "niss": null,
        "address": "9850 Landegem, Ter Varent 20"
      },
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 600,
      "holder_person_name": "Destoop Philippe",
      "is_subscriber_only": false,
      "n_shares_subscribed": 60,
      "amount_subscribed_eur": 600,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0659.970.875",
        "name": "VAHODI FINANCIAL SERVICES BVBA"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "naam",
      "partner_role": null,
      "holder_org_kbo": "0659.970.875",
      "holder_org_name": "VAHODI FINANCIAL SERVICES BVBA",
      "contribution_type": "cash",
      "amount_paid_in_eur": 400,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 40,
      "amount_subscribed_eur": 400,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1000,
  "subject_company": {
    "kbo": "0745.629.694",
    "name_full": "DESTOOP FINANCIAL CONSULTING",
    "legal_form": "VOF"
  },
  "initial_directors": [],
  "incorporation_date": "2020-03-02",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL DESTOOP FINANCIAL CONSULTING
Registered office
Ter Varent 20
9850 Deinze, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative